401(k) · DOL Form 5500 · 2022

The Home Depot, Inc. 401(k) Plan

Data updated 2026-08-25

$10.7B
Total assets Mega-plan scale
423,174
Participants Very large workforce
100th
Percentile by assets National rank
$25,320
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: The Home Depot Futurebuilder · Sponsored by The Home Depot, Inc. · Georgia · Retail Trade

$10.7B in assets, 423,174 participants

The Home Depot, Inc.'s The Home Depot Futurebuilder reported $10.7B in total assets and 423,174 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #9,513 in Retail Trade (9,519 peers)

Coverage in Georgia

The Home Depot Futurebuilder covers 423,174 participants in Georgia, 386x the typical Georgia plan (state average ~1,096 per filing). Assets: $10.7B.

#9,513
in Retail Trade (9,519 peers)
-16.5%
assets change YoY
108×
vs typical plan assets (national mean)

The plan reported a net loss of $2.1B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

The Home Depot Futurebuilder's outsized position by total assets

The Home Depot Futurebuilder vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$10,714,648,719 Highest reported value at or above every one of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

The Home Depot Futurebuilder's mega-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Home Depot Futurebuilder is a mega filing (423,174 participants), the rightmost band on the breakdown.

EBSA filing schedule strip

Filing strip 953261426 · The Home Depot, Inc. PY 2022 · 401(k)

The Home Depot Futurebuilder · $10.7B · 423,174 · 100th

  • PCT $10.7B
  • EIN 423,174
  • RANK 100th
  • PHOTO 401(k)
  • IND near U.S. Roche 401(k) Savings Plan
  • EOY ind #9513

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in Georgia →

The Home Depot Futurebuilder in the asset neighbourhood

3M Voluntary Investment Plan and Employee Stock Ownership Plan3M Voluntary Investment Plan…$11.1BDeloitte 401(k) Plan$11.0BU.S. Roche 401(k) Savings PlanU.S. Roche 401(k) Savings Pl…$10.9BThe Home Depot Futurebuilder$10.7BAbbvie Savings Plan$10.3B
End-of-year total assets ($B) among The Home Depot Futurebuilder and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Georgia filing particulars

Total Assets (Beginning of Year)$12.8B
Net Assets (End of Year)$10.7B
Net Income-$2.1B
Employer EIN953261426
Plan Effective Date1988-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Home Depot, Inc.)

Sponsor-wide plan assets over time

All The Home Depot, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$14.1B 32.05917937289681% vs 2022
2024 filing year
$10B$12B$14B$16B 202220232024 $10.7B $14.2B ▲ +32.1%
Year Plans Participants Total Assets
2022 1 423,174 $10.7B
2023 1 413,365 $12.6B
2024 1 398,464 $14.1B

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Home Depot Futurebuilder vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -2000000200000400000600000 6810121416 Total assets ($B) Participants The Home Depot Futurebuilder, Total assets ($B): 10.714648719 · Participants: 423174The Home Depot FuturebuilderThe Teamster-UPS National 401(k) Tax Deferred Savings Plan, Total assets ($B): 14.668727371 · Participants: 549610The Teamster-UPS National 401(k) Tax Deferred Savings PlanDelta 401(k) Retirement Plan, Total assets ($B): 13.242875281 · Participants: 72820Delta 401(k) Retirement PlanDelta 401(k) Retirement Plan for Pilots, Total assets ($B): 11.498981924 · Participants: 12193Delta 401(k) Retirement Plan for PilotsUPS 401 (K) Savings Plan, Total assets ($B): 11.31621995 · Participants: 107310UPS 401 (K) Savings PlanThe Southern Company Employee Savings Plan, Total assets ($B): 7.767823982 · Participants: 27061The Southern Company Employee Savings Plan
The Home Depot Futurebuilder vs. nearby 401(k) plans in Georgia, assets vs. participants

Scale composition for The Home Depot Futurebuilder

The Home Depot Futurebuilder reports $10.7B in end-of-year assets across 423,174 participants (0.087% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.45% of 93,925,755 covered participants) - about $25,320 per participant (18% of the national average assets-per-participant) . Net income for plan year 2022 was -$2.1B.

This plan identity (EIN 953261426, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $10.7B to $14.1B (+32.1%) while covered participants moved from 423,174 to 398,464 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 423,174 $10.7B This page
2023 413,365 $12.6B Open filing
2024 · index core 398,464 $14.1B Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

The Home Depot Futurebuilder's out-of-state 401(k) peers by assets and headcount

Outside Georgia, the nearest 401(k) by assets is U.S. Roche 401(k) Savings Plan in CA ($10.9B); by covered participants it is Paychex Pooled Employer 401(k) Plan in NY (299,256 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($10.7B here).

Similar participant headcount

Nearest other-state filings by covered participants (423,174 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Home Depot Futurebuilder assets move in 2022? ▼
The Home Depot Futurebuilder declined sharply - down 16.5% during 2022, from $12.8B to $10.7B. Reported net income was -$2.1B.
How have The Home Depot, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), The Home Depot, Inc.'s sponsor-wide assets grew 32.1%, from $10.7B to $14.1B.
Where does The Home Depot Futurebuilder rank by assets among Form 5500 filers? ▼
The Home Depot Futurebuilder ranks in the 100th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to The Home Depot Futurebuilder? ▼
Among 401(k) plans in other states, the closest by assets is U.S. Roche 401(k) Savings Plan in CA ($10.9B, 22,079 participants).
Which 401(k) plans cover a similar participant headcount to The Home Depot Futurebuilder? ▼
Among 401(k) plans in other states, the closest by covered participants is Paychex Pooled Employer 401(k) Plan in NY (299,256 participants, $434M in assets).