401(k) · DOL Form 5500 · 2023

Caterpillar Inc. 401(k) Plan

Data updated 2026-08-25

$16.5B
Total assets Mega-plan scale
41,679
Participants Very large workforce
100th
Percentile by assets National rank
$395,798
Avg per participant High balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Caterpillar 401(k) Savings Plan · Sponsored by Caterpillar Inc. · Texas · Manufacturing

$16.5B in assets, 41,679 participants

Caterpillar Inc.'s Caterpillar 401(k) Savings Plan reported $16.5B in total assets and 41,679 participants in its 2023 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #18,700 in Manufacturing (18,722 peers)

Coverage in Texas

Caterpillar 401(k) Savings Plan covers 41,679 participants in Texas, 61x the typical Texas plan (state average ~688 per filing). Assets: $16.5B.

#18,700
in Manufacturing (18,722 peers)
+19.6%
assets growth YoY
166×
vs typical plan assets (national mean)

Caterpillar 401(k) Savings Plan's outsized position by total assets

Caterpillar 401(k) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$16,496,476,432 Highest reported value at or above every one of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Caterpillar 401(k) Savings Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Caterpillar 401(k) Savings Plan is a mega filing (41,679 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Caterpillar 401(k) Savings Plan reported net income rose from -$1.6B in the plan year 2022 filing to $2.7B in the plan year 2023 filing.
  • Caterpillar 401(k) Savings Plan end-of-year assets rose from $13.8B in the plan year 2022 filing to $16.5B in the plan year 2023 filing.
  • Caterpillar 401(k) Savings Plan reported participants rose from 38,538 in the plan year 2022 filing to 41,679 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 370602744 · Caterpillar Inc. PY 2023 · 401(k)

Caterpillar 401(k) Savings Plan · $16.5B · 41,679 · 100th

  • SCH $16.5B
  • SCH 41,679
  • SCH 100th
  • SCH 401(k)
  • SCH near Delta 401(k) Retirement Plan
  • SCH ind #18700

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Manufacturing retirement plans → · Plans in Texas →

Caterpillar 401(k) Savings Plan in the asset neighbourhood

Comcast Corporation Retirement - Investment PlanComcast Corporation Retireme…$17.4BThe Teamster - UPS National 401(k) Tax Deferred Savings PlanThe Teamster - UPS National …$17.2BState Farm 401(k) Savings PlanState Farm 401(k) Savings Pl…$16.9BCaterpillar 401(k) Savings PlanCaterpillar 401(k) Savings P…$16.5BDelta 401(k) Retirement Plan$16.2B
End-of-year total assets ($B) among Caterpillar 401(k) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Texas filing particulars

Total Assets (Beginning of Year)$13.8B
Net Assets (End of Year)$16.5B
Net Income$2.7B
Employer EIN370602744
Plan Effective Date2011-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Caterpillar Inc.)

Sponsor-wide plan assets over time

All Caterpillar Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$31.2B 17.462816221366566% vs 2022
2024 filing year
$26B$28B$30B$32B 202220232024 $26.6B $31.2B ▲ +17.5%
Year Plans Participants Total Assets
2022 6 59,865 $26.6B
2023 6 62,525 $29.7B
2024 6 64,709 $31.2B

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Caterpillar 401(k) Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. 050000100000150000 1020304050 Total assets ($B) Participants Caterpillar 401(k) Savings Plan, Total assets ($B): 16.496476432 · Participants: 41679Caterpillar 401(k) Savings PlanAT&T Retirement Savings Plan, Total assets ($B): 40.012012 · Participants: 119854AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.917 · Participants: 23477Exxonmobil Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 14.680189879 · Participants: 88792American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 13.529835 · Participants: 45686Dell Inc. 401(k) PlanToyota Motor North America, Inc. Retirement Savings Plan, Total assets ($B): 11.912388373 · Participants: 42788Toyota Motor North America, Inc. Retirement Savings Plan
Caterpillar 401(k) Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Scale composition for Caterpillar 401(k) Savings Plan

Caterpillar 401(k) Savings Plan reports $16.5B in end-of-year assets across 41,679 participants (0.13% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.044% of 93,925,755 covered participants) - about $395,798 per participant (2.9x the national average assets-per-participant) . Net income for plan year 2023 was $2.7B.

This plan identity (EIN 370602744, plan #035) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $13.8B to $18.8B (+36.4%) while covered participants moved from 38,538 to 43,873 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 38,538 $13.8B Open filing
2023 41,679 $16.5B This page
2024 · index core 43,873 $18.8B Open filing

The same sponsor also keeps 4 other index-core plans on PlainRetire:

Caterpillar 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Delta 401(k) Retirement Plan in GA ($16.2B); by covered participants it is Salesforce 401(k) Plan in CA (41,578 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($16.5B here).

Similar participant headcount

Nearest other-state filings by covered participants (41,679 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Caterpillar 401(k) Savings Plan assets move in 2023?
Caterpillar 401(k) Savings Plan grew sharply - up 19.6% during 2023, from $13.8B to $16.5B. Reported net income was $2.7B.
How have Caterpillar Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Caterpillar Inc.'s sponsor-wide assets grew 17.5%, from $26.6B to $31.2B.
Where does Caterpillar 401(k) Savings Plan rank by assets among Form 5500 filers?
Caterpillar 401(k) Savings Plan ranks in the 100th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Caterpillar 401(k) Savings Plan?
Among 401(k) plans in other states, the closest by assets is Delta 401(k) Retirement Plan in GA ($16.2B, 83,136 participants).
Which 401(k) plans cover a similar participant headcount to Caterpillar 401(k) Savings Plan?
Among 401(k) plans in other states, the closest by covered participants is Salesforce 401(k) Plan in CA (41,578 participants, $7.3B in assets).