401(k) · DOL Form 5500 · 2022

Sulphur Springs Bancshares, Inc. 401(k) Plan

Data updated 2026-08-25

$24M
Total assets Small plan by assets
258
Participants Below avg headcount
80th
Percentile by assets National rank
$94,050
Avg per participant Below avg balance/head
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Official DOL plan name: Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions · Sponsored by Sulphur Springs Bancshares, Inc. · Texas · Finance & Insurance

$24M in assets, 258 participants

Sulphur Springs Bancshares, Inc.'s Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions reported $24M in total assets and 258 participants in its 2022 DOL Form 5500 filing, ranking in the 80th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,298 in Finance & Insurance (9,261 peers)

Coverage in Texas

Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions covers 258 participants in Texas, about 38% of the average Texas filer (state average ~688 per filing). Assets: $24M.

#6,298
in Finance & Insurance (9,261 peers)
-16.4%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $5M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions's outsized position by total assets

Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$24,264,856 Top 20% higher than 80% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions sits mid-pack in the medium band (258 participants).

Plan-year Form 5500 strip

Filing strip 751983358 · Sulphur Springs Bancshares, Inc. PY 2022 · 401(k)

Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions · $24M · 258 · 80th

  • EIN $24M
  • RANK 258
  • PHOTO 80th
  • IND 401(k)
  • EOY near American Education Group Retirement Savings Plan
  • 5500 ind #6298

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions in the asset neighbourhood

Prospect Capital Management, LP Profit Sharing Plan and TrustProspect Capital Management,…$24MManhattan Beer Distributors Union Employees 401(k) PlanManhattan Beer Distributors …$24MSulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) ProvisionsSulphur Springs Bancshares, …$24MAmerican Education Group Retirement Savings PlanAmerican Education Group Ret…$24MJ.C. Cannistraro, LLC. 401(k) Retirement PlanJ.C. Cannistraro, LLC. 401(k…$24M
End-of-year total assets ($M) among Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Texas filing particulars

Total Assets (Beginning of Year)$29M
Net Assets (End of Year)$24M
Net Income-$5M
Employer EIN751983358
Plan Effective Date1991-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Sulphur Springs Bancshares, Inc.)

Sponsor-wide plan assets over time

All Sulphur Springs Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$29M 17.762845985980714% vs 2022
2024 filing year
$22M$24M$26M$28M$30M 202220232024 $24.3M $28.6M ▲ +17.8%
Year Plans Participants Total Assets
2022 1 258 $24M
2023 1 257 $26M
2024 1 256 $29M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -10010203040 Total assets ($B) Participants Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions, Total assets ($B): 0.024264856 · Participants: 258Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) ProvisionsAT&T Retirement Savings Plan, Total assets ($B): 37.578871 · Participants: 144503AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.266 · Participants: 23619Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 13.794958016 · Participants: 38538Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 12.806443202 · Participants: 85577American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 11.969059 · Participants: 47532Dell Inc. 401(k) Plan
Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions vs. nearby 401(k) plans in Texas, assets vs. participants

Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is American Education Group Retirement Savings Plan in MI ($24M); by covered participants it is Kenall Manufacturing Co. Inc. 401(k) Plan and Profit Sharing Plan and Trust in WI (258 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (258 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions assets move in 2022?
Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions declined sharply - down 16.4% during 2022, from $29M to $24M. Reported net income was -$5M.
How have Sulphur Springs Bancshares, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Sulphur Springs Bancshares, Inc.'s sponsor-wide assets grew 17.8%, from $24M to $29M.
Where does Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions rank by assets among Form 5500 filers?
Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions ranks in the 80th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions?
Among 401(k) plans in other states, the closest by assets is American Education Group Retirement Savings Plan in MI ($24M, 2,243 participants).
Which 401(k) plans cover a similar participant headcount to Sulphur Springs Bancshares, Inc. Employee Stock Ownership Plan with 401(k) Provisions?
Among 401(k) plans in other states, the closest by covered participants is Kenall Manufacturing Co. Inc. 401(k) Plan and Profit Sharing Plan and Trust in WI (258 participants, N/A in assets).