401(k) · DOL Form 5500 · 2022

Howard Financial Services, Ltd 401(k) Plan

Data updated 2026-08-25

$5M
Total assets Small plan by assets
24
Participants Small participant base
49th
Percentile by assets National rank
$193,770
Avg per participant Above avg balance/head
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Official DOL plan name: Howard Financial Services 401(k) Plan · Sponsored by Howard Financial Services, Ltd · Texas · Professional & Technical Services

$5M in assets, 24 participants

Howard Financial Services, Ltd's Howard Financial Services 401(k) Plan reported $5M in total assets and 24 participants in its 2022 DOL Form 5500 filing, ranking in the 49th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #10,085 in Professional & Technical Services (21,562 peers)

Howard Financial Services, Ltd multi-year trail

Howard Financial Services, Ltd's plans moved +84.9% in assets from 2022 to 2024; this filing shows Howard Financial Services 401(k) Plan at $5M / 24 participants.

#10,085
in Professional & Technical Services (21,562 peers)
-7.4%
assets change YoY

The plan reported a net loss of $370K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Howard Financial Services 401(k) Plan's mid-pack asset rank among Professional & Technical Services and all filers

Howard Financial Services 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$4,650,479 49th percentile higher than 49% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Howard Financial Services 401(k) Plan among smaller filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Howard Financial Services 401(k) Plan is a small filing (24 participants) on this national headcount ladder.

Plan-year Form 5500 strip

Filing strip 201151802 · Howard Financial Services, Ltd PY 2022 · 401(k)

Howard Financial Services 401(k) Plan · $5M · 24 · 49th

  • EOY $5M
  • 5500 24
  • ASSETS 49th
  • PCT 401(k)
  • EIN near Bill Whitters Construction, Inc. 401(k) Plan
  • RANK ind #10085

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in Texas →

Howard Financial Services 401(k) Plan in the asset neighbourhood

Howard Financial Services 401(k) PlanHoward Financial Services 40…$5MBill Whitters Construction, Inc. 401(k) PlanBill Whitters Construction, …$5MRacepoint Global, Inc. 401(k) PlanRacepoint Global, Inc. 401(k…$5MFirst Choice Health Centers, Inc. 401(k) Profit Sharing PlanFirst Choice Health Centers,…$5MCooper Auto Group 401(k) Plan$5M
End-of-year total assets ($M) among Howard Financial Services 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Howard Financial Services, Ltd multi-year asset trail

Sponsor-wide plan assets over time

All Howard Financial Services, Ltd plans reported in each filing year

Latest sponsor-wide plan assets
$9M 84.85663519822366% vs 2022
2024 filing year
$4M$6M$8M$10M 202220232024 $4.65M $8.6M ▲ +84.9%
Year Plans Participants Total Assets
2022 1 24 $5M
2023 1 27 $7M
2024 1 30 $9M

Howard Financial Services, Ltd filing trail (2022)

Total Assets (Beginning of Year)$5M
Net Assets (End of Year)$5M
Net Income-$370K
Employer EIN201151802
Plan Effective Date2021-01-01
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Howard Financial Services 401(k) Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -10010203040 Total assets ($B) Participants Howard Financial Services 401(k) Plan, Total assets ($B): 0.004650479 · Participants: 24Howard Financial Services 401(k) PlanAT&T Retirement Savings Plan, Total assets ($B): 37.578871 · Participants: 144503AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.266 · Participants: 23619Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 13.794958016 · Participants: 38538Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 12.806443202 · Participants: 85577American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 11.969059 · Participants: 47532Dell Inc. 401(k) Plan
Howard Financial Services 401(k) Plan vs. nearby 401(k) plans in Texas, assets vs. participants
Compare Howard Financial Services 401(k) Plan side-by-side with 3 peers →

Howard Financial Services 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Bill Whitters Construction, Inc. 401(k) Plan in IA ($5M); by covered participants it is Storybook Homes, LLC 401(k) Plan in NV (24 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (24 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Howard Financial Services 401(k) Plan assets move in 2022? ▼
Howard Financial Services 401(k) Plan pulled back noticeably - down 7.4% during 2022, from $5M to $5M. Reported net income was -$370K.
How have Howard Financial Services, Ltd plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Howard Financial Services, Ltd's sponsor-wide assets grew 84.9%, from $5M to $9M.
Which 401(k) plans are similar in size to Howard Financial Services 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Bill Whitters Construction, Inc. 401(k) Plan in IA ($5M, 174 participants).
Which 401(k) plans cover a similar participant headcount to Howard Financial Services 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Storybook Homes, LLC 401(k) Plan in NV (24 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 201151802.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.