401(k) · DOL Form 5500 · 2022
The Guardian Life Insurance Company of America 401(k) Plan
Data updated 2026-08-25
- $731M
- Total assets Above avg plan size
- 5,436
- Participants Above avg headcount
- 98th
- Percentile by assets National rank
- $134,565
- Avg per participant Near avg balance/head
Official DOL plan name: Guardian Retirement Investment Plan · Sponsored by The Guardian Life Insurance Company of America · New York · Finance & Insurance
$731M in assets, 5,436 participants
The Guardian Life Insurance Company of America's Guardian Retirement Investment Plan reported $731M in total assets and 5,436 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #9,001 in Finance & Insurance (9,261 peers)
Coverage in New York
Guardian Retirement Investment Plan covers 5,436 participants in New York, 6.8x the typical New York plan (state average ~798 per filing). Assets: $731M.
- #9,001
- in Finance & Insurance (9,261 peers)
- -9.5%
- assets change YoY
- 7.3×
- vs typical plan assets (national mean)
The plan reported a net loss of $53M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Guardian Retirement Investment Plan's outsized position by total assets
Guardian Retirement Investment Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$731,497,158 Top 2% higher than 98% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Guardian Retirement Investment Plan's large-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Guardian Retirement Investment Plan lands in the large band (5,436 participants).
DOL schedule card
Filing strip 135123390 · The Guardian Life Insurance Company of America PY 2022 · 401(k)
Guardian Retirement Investment Plan · $731M · 5,436 · 98th
- ASSETS $731M
- ASSETS 5,436
- ASSETS 98th
- ASSETS 401(k)
- ASSETS near Howmet Aerospace Hourly Retirement Savings Plan
- ASSETS ind #9001
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →
Guardian Retirement Investment Plan in the asset neighbourhood
New York filing particulars
| Total Assets (Beginning of Year) | $808M |
|---|---|
| Net Assets (End of Year) | $731M |
| Net Income | -$53M |
| Employer EIN | 135123390 |
| Plan Effective Date | 2018-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (The Guardian Life Insurance Company of America)
Sponsor-wide plan assets over time
All The Guardian Life Insurance Company of America plans reported in each filing year
- Latest sponsor-wide plan assets
- $4.0B 10.075430106065845% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 5 | 13,971 | $3.7B |
| 2023 | 5 | 13,791 | $3.9B |
| 2024 | 5 | 12,888 | $4.0B |
Nearby 401(k) Plans in New York
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- IBM 401 (K) Plus Plan $53.4B · 56,376
- Morgan Stanley 401(k) Plan $16.4B · 42,924
- The Pepsico Savings Plan $12.1B · 129,846
- Deloitte 401(k) Plan $11.0B · 74,687
- The Goldman Sachs 401(k) Plan $9.7B · 22,650
Scale composition for Guardian Retirement Investment Plan
Guardian Retirement Investment Plan reports $731M in end-of-year assets across 5,436 participants (0.006% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $134,565 per participant (97% of the national average assets-per-participant) . Net income for plan year 2022 was -$53M.
This plan identity (EIN 135123390, plan #008) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $731M to $1.1B (+50.3%) while covered participants moved from 5,436 to 4,923 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 5,436 | $731M | This page |
| 2023 | 5,762 | $911M | Open filing |
| 2024 · index core | 4,923 | $1.1B | Open filing |
The same sponsor also keeps 4 other index-core plans on PlainRetire:
- The Guardian Home Office Employees' Retirement Pla (Defined Benefit (Pension), $1.3B, 2,861 participants)
- Guardian Retirement Investment Plan (401(k), $1.1B, 4,923 participants)
- Guardian Life Employees Incentive Savings Plan (401(k), $696M, 617 participants)
- The Guardian Field Representative Employees' Retirement Plan (Defined Benefit (Pension), $536M, 1,941 participants)
Guardian Retirement Investment Plan's out-of-state 401(k) peers by assets and headcount
Outside New York, the nearest 401(k) by assets is Howmet Aerospace Hourly Retirement Savings Plan in PA ($732M); by covered participants it is The Terracon 401(k) and ESOP Plan in KS (5,437 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($731M here).
- Howmet Aerospace Hourly Retirement Savings Plan (PA) $732M · 8,309
- Akzonobel Retirement Savings Plan (TN) $731M · 2,345
- Travel + Leisure Co. Employee Savings Plan (FL) $731M · 9,659
- Peabody Investments Corp. Employee Retirement Account (MO) $731M · 2,897
Similar participant headcount
Nearest other-state filings by covered participants (5,436 participants); asset peers above are excluded.
- The Terracon 401(k) and ESOP Plan (KS) 5,437 · 1 off
- Finance of America Companies 401(k) Plan (TX) 5,438 · 2 off
- Fusion Medical Staffing LLC 401(k) Plan (NE) 5,432 · 4 off
- Pra Holdings, Inc. 401(k) Plan (NC) 5,443 · 7 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.