401(k) · DOL Form 5500 · 2022
The Guardian Life Insurance Company of America 401(k) Plan
Data updated 2026-08-11
- $731M
- Total assets
- 5,436
- Participants
- 98th
- Percentile by assets
- $134,565
- Avg per participant
Official DOL plan name: Guardian Retirement Investment Plan · Sponsored by The Guardian Life Insurance Company of America · New York · Finance & Insurance
$731M in assets, 5,436 participants
The Guardian Life Insurance Company of America's Guardian Retirement Investment Plan reported $731M in total assets and 5,436 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 98th percentile by assets (of 139,126 plans)
- #9,001 in Finance & Insurance (9,261 peers)
Coverage in New York
Guardian Retirement Investment Plan covers 5,436 participants in New York, 6.8x the typical New York plan (state average ~798 per filing). Assets: $731M.
- $731M
- total plan assets (2022 EOY)
- 5,436
- covered participants
- 98th
- percentile by assets (of 139,126 plans)
- $134,565
- avg assets per participant
The plan reported a net loss of $53M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs New York filers
In New York, the average filing covers about 798 participants across 9,061 plans. Guardian Retirement Investment Plan reports 5,436 participants - 6.8x that state average ($731M EOY assets).
New York filing particulars
| Total Assets (Beginning of Year) | $808M |
|---|---|
| Net Assets (End of Year) | $731M |
| Net Income | -$53M |
| Employer EIN | 135123390 |
| Plan Effective Date | 2018-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (The Guardian Life Insurance Company of America)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 5 | 13,971 | $3.7B |
| 2023 | 5 | 13,791 | $3.9B |
| 2024 | 5 | 12,888 | $4.0B |
Nearby 401(k) Plans in New York
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Guardian Retirement Investment Plan vs. nearby 401(k) plans in New York, assets vs. participants
- IBM 401 (K) Plus Plan $53.4B · 56,376
- Morgan Stanley 401(k) Plan $16.4B · 42,924
- The Pepsico Savings Plan $12.1B · 129,846
- Deloitte 401(k) Plan $11.0B · 74,687
- The Goldman Sachs 401(k) Plan $9.7B · 22,650
Scale composition for Guardian Retirement Investment Plan
Guardian Retirement Investment Plan reports $731M in end-of-year assets across 5,436 participants (0.006% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $134,565 per participant (97% of the national average assets-per-participant) . Net income for plan year 2022 was -$53M.
This plan identity (EIN 135123390, plan #008) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $731M to $1.1B (+50.3%) while covered participants moved from 5,436 to 4,923 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 5,436 | $731M | This page |
| 2023 | 5,762 | $911M | Open filing |
| 2024 · index core | 4,923 | $1.1B | Open filing |
The same sponsor also keeps 4 other index-core plans on PlainRetire:
- The Guardian Home Office Employees' Retirement Pla (Defined Benefit (Pension), $1.3B, 2,861 participants)
- Guardian Retirement Investment Plan (401(k), $1.1B, 4,923 participants)
- Guardian Life Employees Incentive Savings Plan (401(k), $696M, 617 participants)
- The Guardian Field Representative Employees' Retirement Plan (Defined Benefit (Pension), $536M, 1,941 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Guardian Retirement Investment Plan by total assets, not by location.
- Howmet Aerospace Hourly Retirement Savings Plan (PA) $732M · 8,309
- Akzonobel Retirement Savings Plan (TN) $731M · 2,345
- Travel + Leisure Co. Employee Savings Plan (FL) $731M · 9,659
- Peabody Investments Corp. Employee Retirement Account (MO) $731M · 2,897
Frequently Asked Questions
How did Guardian Retirement Investment Plan assets move in 2022? ▼
How have The Guardian Life Insurance Company of America plan assets changed over time? ▼
Where does Guardian Retirement Investment Plan rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to Guardian Retirement Investment Plan? ▼
Next read for Guardian Retirement Investment Plan
Filing takeaways
Ways to act on Guardian Retirement Investment Plan's numbers.
- By total assets, Guardian Retirement Investment Plan ranks in the top 5% of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in New York. Compare plans
- The Guardian Life Insurance Company of America's sponsor-wide assets have grown 10.1% since 2022 across 3 plan years on file. More Finance & Insurance plans