401(k) · DOL Form 5500 · 2023
The Guardian Life Insurance Company of America 401(k) Plan
Data updated 2026-08-11
- $911M
- Total assets
- 5,762
- Participants
- 98th
- Percentile by assets
- $158,144
- Avg per participant
Official DOL plan name: Guardian Retirement Investment Plan · Sponsored by The Guardian Life Insurance Company of America · New York · Finance & Insurance
$911M in assets, 5,762 participants
The Guardian Life Insurance Company of America's Guardian Retirement Investment Plan reported $911M in total assets and 5,762 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 98th percentile by assets (of 127,072 plans)
- #8,625 in Finance & Insurance (8,869 peers)
Coverage in New York
Guardian Retirement Investment Plan covers 5,762 participants in New York, 7.2x the typical New York plan (state average ~798 per filing). Assets: $911M.
- $911M
- total plan assets (2023 EOY)
- 5,762
- covered participants
- 98th
- percentile by assets (of 127,072 plans)
- $158,144
- avg assets per participant
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Guardian Retirement Investment Plan reported net income rose from -$53M in the plan year 2022 filing to $179M in the plan year 2023 filing.
- Guardian Retirement Investment Plan end-of-year assets rose from $731M in the plan year 2022 filing to $911M in the plan year 2023 filing.
- Guardian Retirement Investment Plan reported participants rose from 5,436 in the plan year 2022 filing to 5,762 in the plan year 2023 filing.
Participants vs New York filers
In New York, the average filing covers about 798 participants across 9,061 plans. Guardian Retirement Investment Plan reports 5,762 participants - 7.2x that state average ($911M EOY assets).
New York filing particulars
| Total Assets (Beginning of Year) | $731M |
|---|---|
| Net Assets (End of Year) | $911M |
| Net Income | $179M |
| Employer EIN | 135123390 |
| Plan Effective Date | 2018-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (The Guardian Life Insurance Company of America)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 5 | 13,971 | $3.7B |
| 2023 | 5 | 13,791 | $3.9B |
| 2024 | 5 | 12,888 | $4.0B |
Nearby 401(k) Plans in New York
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Guardian Retirement Investment Plan vs. nearby 401(k) plans in New York, assets vs. participants
- IBM 401 (K) Plus Plan $57.4B · 54,912
- Pfizer Savings Plan $19.6B · 30,033
- Morgan Stanley 401(k) Plan $19.2B · 55,363
- The Pepsico Savings Plan $13.7B · 133,597
- The Goldman Sachs 401(k) Plan $11.4B · 24,866
Scale composition for Guardian Retirement Investment Plan
Guardian Retirement Investment Plan reports $911M in end-of-year assets across 5,762 participants (0.007% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $158,144 per participant (1.1x the national average assets-per-participant) . Net income for plan year 2023 was $179M.
This plan identity (EIN 135123390, plan #008) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $731M to $1.1B (+50.3%) while covered participants moved from 5,436 to 4,923 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 5,436 | $731M | Open filing |
| 2023 | 5,762 | $911M | This page |
| 2024 · index core | 4,923 | $1.1B | Open filing |
The same sponsor also keeps 4 other index-core plans on PlainRetire:
- The Guardian Home Office Employees' Retirement Pla (Defined Benefit (Pension), $1.3B, 2,861 participants)
- Guardian Retirement Investment Plan (401(k), $1.1B, 4,923 participants)
- Guardian Life Employees Incentive Savings Plan (401(k), $696M, 617 participants)
- The Guardian Field Representative Employees' Retirement Plan (Defined Benefit (Pension), $536M, 1,941 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Guardian Retirement Investment Plan by total assets, not by location.
- Yum Brands 401(k) Plan (KY) $911M · 21,365
- Yale-New Haven Hospital and Tax-Exempt Affliliates Retirement Savings Plan (CT) $912M · 22,121
- The Giant Company 401(k) Plan (PA) $910M · 38,019
- Southeastern Grocers 401(k) Savings Plan (FL) $914M · 30,611
Frequently Asked Questions
How did Guardian Retirement Investment Plan assets move in 2023? ▼
How have The Guardian Life Insurance Company of America plan assets changed over time? ▼
Where does Guardian Retirement Investment Plan rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to Guardian Retirement Investment Plan? ▼
Next read for Guardian Retirement Investment Plan
Filing takeaways
Ways to act on Guardian Retirement Investment Plan's numbers.
- By total assets, Guardian Retirement Investment Plan ranks in the top 5% of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in New York. Compare plans
- The Guardian Life Insurance Company of America's sponsor-wide assets have grown 10.1% since 2022 across 3 plan years on file. More Finance & Insurance plans