401(k) · DOL Form 5500 · 2023
The Guardian Life Insurance Company of America 401(k) Plan
Data updated 2026-08-25
- $911M
- Total assets Above avg plan size
- 5,762
- Participants Above avg headcount
- 98th
- Percentile by assets National rank
- $158,144
- Avg per participant Above avg balance/head
Official DOL plan name: Guardian Retirement Investment Plan · Sponsored by The Guardian Life Insurance Company of America · New York · Finance & Insurance
$911M in assets, 5,762 participants
The Guardian Life Insurance Company of America's Guardian Retirement Investment Plan reported $911M in total assets and 5,762 participants in its 2023 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #8,625 in Finance & Insurance (8,869 peers)
Coverage in New York
Guardian Retirement Investment Plan covers 5,762 participants in New York, 7.2x the typical New York plan (state average ~798 per filing). Assets: $911M.
- #8,625
- in Finance & Insurance (8,869 peers)
- +24.6%
- assets growth YoY
- 9.1×
- vs typical plan assets (national mean)
Guardian Retirement Investment Plan's outsized position by total assets
Guardian Retirement Investment Plan vs every filed plan by assets
End-of-year total assets · plan year 2023 · DOL Form 5500
$911,223,312 Top 2% higher than 98% of 127,068 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023
Guardian Retirement Investment Plan's large-plan peer group by participant headcount
Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Guardian Retirement Investment Plan lands in the large band (5,762 participants).
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Guardian Retirement Investment Plan reported net income rose from -$53M in the plan year 2022 filing to $179M in the plan year 2023 filing.
- Guardian Retirement Investment Plan end-of-year assets rose from $731M in the plan year 2022 filing to $911M in the plan year 2023 filing.
- Guardian Retirement Investment Plan reported participants rose from 5,436 in the plan year 2022 filing to 5,762 in the plan year 2023 filing.
DOL schedule card
Filing strip 135123390 · The Guardian Life Insurance Company of America PY 2023 · 401(k)
Guardian Retirement Investment Plan · $911M · 5,762 · 98th
- NET $911M
- NET 5,762
- NET 98th
- NET 401(k)
- NET near Yum Brands 401(k) Plan
- NET ind #8625
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New York →
Guardian Retirement Investment Plan in the asset neighbourhood
New York filing particulars
| Total Assets (Beginning of Year) | $731M |
|---|---|
| Net Assets (End of Year) | $911M |
| Net Income | $179M |
| Employer EIN | 135123390 |
| Plan Effective Date | 2018-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (The Guardian Life Insurance Company of America)
Sponsor-wide plan assets over time
All The Guardian Life Insurance Company of America plans reported in each filing year
- Latest sponsor-wide plan assets
- $4.0B 10.075430106065845% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 5 | 13,971 | $3.7B |
| 2023 | 5 | 13,791 | $3.9B |
| 2024 | 5 | 12,888 | $4.0B |
Nearby 401(k) Plans in New York
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- IBM 401 (K) Plus Plan $57.4B · 54,912
- Pfizer Savings Plan $19.6B · 30,033
- Morgan Stanley 401(k) Plan $19.2B · 55,363
- The Pepsico Savings Plan $13.7B · 133,597
- The Goldman Sachs 401(k) Plan $11.4B · 24,866
Scale composition for Guardian Retirement Investment Plan
Guardian Retirement Investment Plan reports $911M in end-of-year assets across 5,762 participants (0.007% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $158,144 per participant (1.1x the national average assets-per-participant) . Net income for plan year 2023 was $179M.
This plan identity (EIN 135123390, plan #008) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $731M to $1.1B (+50.3%) while covered participants moved from 5,436 to 4,923 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 5,436 | $731M | Open filing |
| 2023 | 5,762 | $911M | This page |
| 2024 · index core | 4,923 | $1.1B | Open filing |
The same sponsor also keeps 4 other index-core plans on PlainRetire:
- The Guardian Home Office Employees' Retirement Pla (Defined Benefit (Pension), $1.3B, 2,861 participants)
- Guardian Retirement Investment Plan (401(k), $1.1B, 4,923 participants)
- Guardian Life Employees Incentive Savings Plan (401(k), $696M, 617 participants)
- The Guardian Field Representative Employees' Retirement Plan (Defined Benefit (Pension), $536M, 1,941 participants)
Guardian Retirement Investment Plan's out-of-state 401(k) peers by assets and headcount
Outside New York, the nearest 401(k) by assets is Yum Brands 401(k) Plan in KY ($911M); by covered participants it is Crane Savings and Investment Plan in CT (5,760 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($911M here).
- Yum Brands 401(k) Plan (KY) $911M · 21,365
- Yale-New Haven Hospital and Tax-Exempt Affliliates Retirement Savings Plan (CT) $912M · 22,121
- The Giant Company 401(k) Plan (PA) $910M · 38,019
- Southeastern Grocers 401(k) Savings Plan (FL) $914M · 30,611
Similar participant headcount
Nearest other-state filings by covered participants (5,762 participants); asset peers above are excluded.
- Crane Savings and Investment Plan (CT) 5,760 · 2 off
- Populus Group, LLC 401(k) Profit Sharing Plan and Trust (MI) 5,764 · 2 off
- Paycom 401(k) Plan (OK) 5,759 · 3 off
- The Beautiful Group 401 (K) Retirement Savings Plan (CA) 5,759 · 3 off
DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.