401(k) · DOL Form 5500 · 2022

First National Bank of Central Texas 401(k) Plan

Data updated 2026-08-25

$12M
Total assets Small plan by assets
103
Participants Small participant base
69th
Percentile by assets National rank
$120,573
Avg per participant Near avg balance/head
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Official DOL plan name: First National Bank of Central Texas Employees 401(k) Plan · Sponsored by First National Bank of Central Texas · Texas · Finance & Insurance

$12M in assets, 103 participants

First National Bank of Central Texas's First National Bank of Central Texas Employees 401(k) Plan reported $12M in total assets and 103 participants in its 2022 DOL Form 5500 filing, ranking in the 69th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,908 in Finance & Insurance (9,261 peers)

Coverage in Texas

First National Bank of Central Texas Employees 401(k) Plan covers 103 participants in Texas, about 15% of the average Texas filer (state average ~688 per filing). Assets: $12M.

#4,908
in Finance & Insurance (9,261 peers)
-8.8%
assets change YoY

The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

First National Bank of Central Texas Employees 401(k) Plan's outsized position by total assets

First National Bank of Central Texas Employees 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$12,418,987 Top 31% higher than 69% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

First National Bank of Central Texas Employees 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First National Bank of Central Texas Employees 401(k) Plan sits mid-pack in the medium band (103 participants).

Form 5500 schedule snapshot

Filing strip 740766260 · First National Bank of Central Texas PY 2022 · 401(k)

First National Bank of Central Texas Employees 401(k) Plan · $12M · 103 · 69th

  • BOY $12M
  • SCH 103
  • EBSA 69th
  • PART 401(k)
  • TYPE near South Georgia Pecan Company, Inc. 401(k) Profit Sharing Plan
  • NET ind #4908

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

First National Bank of Central Texas Employees 401(k) Plan in the asset neighbourhood

First National Bank of Central Texas Employees 401(k) PlanFirst National Bank of Centr…$12MSouth Georgia Pecan Company, Inc. 401(k) Profit Sharing PlanSouth Georgia Pecan Company,…$12MGault Energy Retirement Plan$12MOzarks Community Hospital 401(k) Profit Sharing PlanOzarks Community Hospital 40…$12MKing, Holmes, Paterno & Soriano, LLP 401(k) Profit Sharing PlanKing, Holmes, Paterno & Sori…$12M
End-of-year total assets ($M) among First National Bank of Central Texas Employees 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Texas filing particulars

Total Assets (Beginning of Year)$14M
Net Assets (End of Year)$12M
Net Income-$1M
Employer EIN740766260
Plan Effective Date1996-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First National Bank of Central Texas)

Sponsor-wide plan assets over time

All First National Bank of Central Texas plans reported in each filing year

Latest sponsor-wide plan assets
$17M 33.153404540966186% vs 2022
2024 filing year
$12M$14M$16M$18M 202220232024 $12.4M $16.5M ▲ +33.2%
Year Plans Participants Total Assets
2022 1 103 $12M
2023 1 107 $14M
2024 1 107 $17M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

First National Bank of Central Texas Employees 401(k) Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -10010203040 Total assets ($B) Participants First National Bank of Central Texas Employees 401(k) Plan, Total assets ($B): 0.012418987 · Participants: 103First National Bank of Central Texas Employees 401(k) PlanAT&T Retirement Savings Plan, Total assets ($B): 37.578871 · Participants: 144503AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.266 · Participants: 23619Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 13.794958016 · Participants: 38538Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 12.806443202 · Participants: 85577American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 11.969059 · Participants: 47532Dell Inc. 401(k) Plan
First National Bank of Central Texas Employees 401(k) Plan vs. nearby 401(k) plans in Texas, assets vs. participants
Compare First National Bank of Central Texas Employees 401(k) Plan side-by-side with 3 peers →

First National Bank of Central Texas Employees 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is South Georgia Pecan Company, Inc. 401(k) Profit Sharing Plan in GA ($12M); by covered participants it is Widen Enterprises LLC in WI (103 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (103 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First National Bank of Central Texas Employees 401(k) Plan assets move in 2022? ▼
First National Bank of Central Texas Employees 401(k) Plan pulled back noticeably - down 8.8% during 2022, from $14M to $12M. Reported net income was -$1M.
How have First National Bank of Central Texas plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), First National Bank of Central Texas's sponsor-wide assets grew 33.2%, from $12M to $17M.
Which 401(k) plans are similar in size to First National Bank of Central Texas Employees 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is South Georgia Pecan Company, Inc. 401(k) Profit Sharing Plan in GA ($12M, 283 participants).
Which 401(k) plans cover a similar participant headcount to First National Bank of Central Texas Employees 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Widen Enterprises LLC in WI (103 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 740766260.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.