401(k) · DOL Form 5500 · 2022

River Oaks L-M, Inc. Dba West Point 401(k) Plan

Data updated 2026-08-25

$8M
Total assets Small plan by assets
213
Participants Below avg headcount
60th
Percentile by assets National rank
$37,344
Avg per participant Low balance/head
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Official DOL plan name: West Point 401(k) Plan · Sponsored by River Oaks L-M, Inc. Dba West Point · Texas · Retail Trade

$8M in assets, 213 participants

River Oaks L-M, Inc. Dba West Point's West Point 401(k) Plan reported $8M in total assets and 213 participants in its 2022 DOL Form 5500 filing, ranking in the 60th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,731 in Retail Trade (9,519 peers)

Coverage in Texas

West Point 401(k) Plan covers 213 participants in Texas, about 31% of the average Texas filer (state average ~688 per filing). Assets: $8M.

#6,731
in Retail Trade (9,519 peers)
-22.6%
assets change YoY

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

West Point 401(k) Plan's mid-pack asset rank among Retail Trade and all filers

West Point 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$7,954,295 Top 40% higher than 60% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

West Point 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. West Point 401(k) Plan sits mid-pack in the medium band (213 participants).

EBSA filing schedule strip

Filing strip 760005639 · River Oaks L-M, Inc. Dba West Point PY 2022 · 401(k)

West Point 401(k) Plan · $8M · 213 · 60th

  • 5500 $8M
  • ASSETS 213
  • PCT 60th
  • EIN 401(k)
  • RANK near Diamond Residential Mortgage Corporation 401(k) Plan
  • PHOTO ind #6731

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in Texas →

West Point 401(k) Plan in the asset neighbourhood

West Point 401(k) Plan$8MDiamond Residential Mortgage Corporation 401(k) PlanDiamond Residential Mortgage…$8MFilml.a., Inc. 401(k) Retirement PlanFilml.a., Inc. 401(k) Retire…$8MImagineering Finishing Technologies Employees Retirement PlanImagineering Finishing Techn…$8MRock Solid Technologies, Inc. Retirement Plan for Employees of Rock Solid Technologies, Inc.Rock Solid Technologies, Inc…$8M
End-of-year total assets ($M) among West Point 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Texas filing particulars

Total Assets (Beginning of Year)$10M
Net Assets (End of Year)$8M
Net Income-$2M
Employer EIN760005639
Plan Effective Date1995-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (River Oaks L-M, Inc. Dba West Point)

Sponsor-wide plan assets over time

All River Oaks L-M, Inc. Dba West Point plans reported in each filing year

Latest sponsor-wide plan assets
N/A
2023 filing year
$0M$5M$10M 20222023 $7.95M $0M ▼ -100.0%
Year Plans Participants Total Assets
2022 1 213 $8M
2023 1 215 N/A

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

West Point 401(k) Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -10010203040 Total assets ($B) Participants West Point 401(k) Plan, Total assets ($B): 0.007954295 · Participants: 213West Point 401(k) PlanAT&T Retirement Savings Plan, Total assets ($B): 37.578871 · Participants: 144503AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.266 · Participants: 23619Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 13.794958016 · Participants: 38538Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 12.806443202 · Participants: 85577American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 11.969059 · Participants: 47532Dell Inc. 401(k) Plan
West Point 401(k) Plan vs. nearby 401(k) plans in Texas, assets vs. participants

West Point 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Diamond Residential Mortgage Corporation 401(k) Plan in IL ($8M); by covered participants it is Atlantic Capital Bank 401(k) Plan in GA (213 participants). Same-state nearby plans are listed separately above.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did West Point 401(k) Plan assets move in 2022?
West Point 401(k) Plan declined sharply - down 22.6% during 2022, from $10M to $8M. Reported net income was -$2M.
Which 401(k) plans are similar in size to West Point 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Diamond Residential Mortgage Corporation 401(k) Plan in IL ($8M, 202 participants).
Which 401(k) plans cover a similar participant headcount to West Point 401(k) Plan?
Among 401(k) plans in other states, the closest by covered participants is Atlantic Capital Bank 401(k) Plan in GA (213 participants, N/A in assets).