401(k) · DOL Form 5500 · 2022

Zachry Holdings, Inc. 401(k) Plan

Data updated 2026-08-11

$793M
Total assets
13,355
Participants
99th
Percentile by assets
$59,341
Avg per participant
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Official DOL plan name: Zhi 401(k) Retirement Savings Plan · Sponsored by Zachry Holdings, Inc. · Texas · Construction

$793M in assets, 13,355 participants

Zachry Holdings, Inc.'s Zhi 401(k) Retirement Savings Plan reported $793M in total assets and 13,355 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 139,126 plans)
  • #9,791 in Construction (9,927 peers)

Coverage in Texas

Zhi 401(k) Retirement Savings Plan covers 13,355 participants in Texas, 19x the typical Texas plan (state average ~688 per filing). Assets: $793M.

$793M
total plan assets (2022 EOY)
13,355
covered participants
99th
percentile by assets (of 139,126 plans)
$59,341
avg assets per participant

The plan reported a net loss of $213M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State
Industry

Participants vs Texas filers

In Texas, the average filing covers about 688 participants across 10,116 plans. Zhi 401(k) Retirement Savings Plan reports 13,355 participants - 19x that state average ($793M EOY assets).

Texas filing particulars

Total Assets (Beginning of Year)$1.0B
Net Assets (End of Year)$793M
Net Income-$213M
Employer EIN261256814
Plan Effective Date1989-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Zachry Holdings, Inc.)

$0.7B$0.8B$0.9B$1B$1.1B 202220232024 $0.79B $1B ▲ +26.6%
Total plan assets by year, all Zachry Holdings, Inc. plans on file
Year Plans Participants Total Assets
2022 1 13,355 $793M
2023 1 13,641 $928M
2024 1 20,291 $1.0B

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Zhi 401(k) Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Zhi 401(k) Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000 -10010203040 Total assets ($B) Participants Zhi 401(k) Retiremen…AT&T Retirement Savi…Exxonmobil Savings P…Caterpillar 401(k) S…American Airlines, I…Dell Inc. 401(k) Plan
Zhi 401(k) Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Scale composition for Zhi 401(k) Retirement Savings Plan

Zhi 401(k) Retirement Savings Plan reports $793M in end-of-year assets across 13,355 participants (0.006% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.014% of 93,925,755 covered participants) - about $59,341 per participant (43% of the national average assets-per-participant) . Net income for plan year 2022 was -$213M.

This plan identity (EIN 261256814, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $793M to $1.0B (+26.8%) while covered participants moved from 13,355 to 20,291 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 13,355 $793M This page
2023 13,641 $928M Open filing
2024 · index core 20,291 $1.0B Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Zhi 401(k) Retirement Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Zhi 401(k) Retirement Savings Plan assets move in 2022?
Zhi 401(k) Retirement Savings Plan declined sharply - down 21.4% during 2022, from $1.0B to $793M. Reported net income was -$213M.
How have Zachry Holdings, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Zachry Holdings, Inc.'s sponsor-wide assets grew 26.8%, from $793M to $1.0B.
Where does Zhi 401(k) Retirement Savings Plan rank by assets among Form 5500 filers?
Zhi 401(k) Retirement Savings Plan ranks in the 99th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Zhi 401(k) Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is Nuvance Health 401(k) Retirement Savings Plan in CT ($793M, 9,468 participants).

Next read for Zhi 401(k) Retirement Savings Plan

Filing takeaways

Ways to act on Zhi 401(k) Retirement Savings Plan's numbers.