401(k) · DOL Form 5500 · 2022

Synovus Financial Corp. 401(k) Plan

Data updated 2026-08-11

$704M
Total assets
5,008
Participants
98th
Percentile by assets
$140,523
Avg per participant
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Official DOL plan name: Synovus 401(k) Savings Plan · Sponsored by Synovus Financial Corp. · Georgia · Management of Enterprises

$704M in assets, 5,008 participants

Synovus Financial Corp.'s Synovus 401(k) Savings Plan reported $704M in total assets and 5,008 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 139,126 plans)
  • #1,123 in Management of Enterprises (1,193 peers)

Coverage in Georgia

Synovus 401(k) Savings Plan covers 5,008 participants in Georgia, 4.6x the typical Georgia plan (state average ~1,096 per filing). Assets: $704M.

$704M
total plan assets (2022 EOY)
5,008
covered participants
98th
percentile by assets (of 139,126 plans)
$140,523
avg assets per participant

The plan reported a net loss of $145M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Participants vs Georgia filers

In Georgia, the average filing covers about 1,096 participants across 3,635 plans. Synovus 401(k) Savings Plan reports 5,008 participants - 4.6x that state average ($704M EOY assets).

Georgia filing particulars

Total Assets (Beginning of Year)$849M
Net Assets (End of Year)$703M
Net Income-$145M
Employer EIN581134883
Plan Effective Date1995-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Synovus Financial Corp.)

$650M$700M$750M$800M$850M$900M 202220232024 $704M $856M â–˛ +21.6%
Total plan assets by year, all Synovus Financial Corp. plans on file
Year Plans Participants Total Assets
2022 1 5,008 $704M
2023 1 5,132 $788M
2024 1 4,904 $856M

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Synovus 401(k) Savings Plan vs. nearby 401(k) plans in Georgia, assets vs. participants

Synovus 401(k) Savings Plan vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -2000000200000400000600000 05101520 Total assets ($B) Participants Synovus 401(k) Savin…The Teamster-UPS Nat…Delta 401(k) Retirem…Delta 401(k) Retirem…UPS 401 (K) Savings …The Home Depot Futur…
Synovus 401(k) Savings Plan vs. nearby 401(k) plans in Georgia, assets vs. participants

Scale composition for Synovus 401(k) Savings Plan

Synovus 401(k) Savings Plan reports $704M in end-of-year assets across 5,008 participants (0.006% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.005% of 93,925,755 covered participants) - about $140,523 per participant (1.0x the national average assets-per-participant) . Net income for plan year 2022 was -$145M.

This plan identity (EIN 581134883, plan #010) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $704M to $856M (+21.6%) while covered participants moved from 5,008 to 4,904 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 5,008 $704M This page
2023 5,132 $788M Open filing
2024 · index core 4,904 $856M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Synovus 401(k) Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Synovus 401(k) Savings Plan assets move in 2022?
Synovus 401(k) Savings Plan declined sharply - down 17.1% during 2022, from $849M to $704M. Reported net income was -$145M.
How have Synovus Financial Corp. plan assets changed over time?
Across 3 plan years on file (2022-2024), Synovus Financial Corp.'s sponsor-wide assets grew 21.6%, from $704M to $856M.
Where does Synovus 401(k) Savings Plan rank by assets among Form 5500 filers?
Synovus 401(k) Savings Plan ranks in the 98th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Synovus 401(k) Savings Plan?
Among 401(k) plans in other states, the closest by assets is The Associated Press 401(k) Retirement Savings Plan in NY ($704M, 1,403 participants).

Filing takeaways

Ways to act on Synovus 401(k) Savings Plan's numbers.