401(k) · DOL Form 5500 · 2022

United Community Banks, Inc. 401(k) Plan

Data updated 2026-08-11

$196M
Total assets
2,597
Participants
96th
Percentile by assets
$75,656
Avg per participant
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Official DOL plan name: United Community Banks, Inc. 401(k) Plan · Sponsored by United Community Banks, Inc. · Georgia · Finance & Insurance

$196M in assets, 2,597 participants

United Community Banks, Inc.'s United Community Banks, Inc. 401(k) Plan reported $196M in total assets and 2,597 participants in its 2022 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 96th percentile by assets (of 139,126 plans)
  • #8,563 in Finance & Insurance (9,261 peers)

Coverage in Georgia

United Community Banks, Inc. 401(k) Plan covers 2,597 participants in Georgia, 2.4x the typical Georgia plan (state average ~1,096 per filing). Assets: $196M.

$196M
total plan assets (2022 EOY)
2,597
covered participants
96th
percentile by assets (of 139,126 plans)
$75,656
avg assets per participant

The plan reported a net loss of $10M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs Georgia filers

In Georgia, the average filing covers about 1,096 participants across 3,635 plans. United Community Banks, Inc. 401(k) Plan reports 2,597 participants - 2.4x that state average ($196M EOY assets).

Georgia filing particulars

Total Assets (Beginning of Year)$207M
Net Assets (End of Year)$196M
Net Income-$10M
Employer EIN581807304
Plan Effective Date1967-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (United Community Banks, Inc.)

$150M$200M$250M$300M$350M 202220232024 $196M $295M â–˛ +50.3%
Total plan assets by year, all United Community Banks, Inc. plans on file
Year Plans Participants Total Assets
2022 1 2,597 $196M
2023 1 2,934 $255M
2024 1 3,206 $295M

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

United Community Banks, Inc. 401(k) Plan vs. nearby 401(k) plans in Georgia, assets vs. participants

United Community Banks, Inc. 401(k) Plan vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -2000000200000400000600000 -505101520 Total assets ($B) Participants United Community Ban…The Teamster-UPS Nat…Delta 401(k) Retirem…Delta 401(k) Retirem…UPS 401 (K) Savings …The Home Depot Futur…
United Community Banks, Inc. 401(k) Plan vs. nearby 401(k) plans in Georgia, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to United Community Banks, Inc. 401(k) Plan by total assets, not by location.

Frequently Asked Questions

How did United Community Banks, Inc. 401(k) Plan assets move in 2022?
United Community Banks, Inc. 401(k) Plan pulled back noticeably - down 5.0% during 2022, from $207M to $196M. Reported net income was -$10M.
How have United Community Banks, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), United Community Banks, Inc.'s sponsor-wide assets grew 50.3%, from $196M to $295M.
Where does United Community Banks, Inc. 401(k) Plan rank by assets among Form 5500 filers?
United Community Banks, Inc. 401(k) Plan ranks in the 96th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to United Community Banks, Inc. 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Green Mountain Power Corporation Employee Savings and Investment Plan and Trust in VT ($196M, 512 participants).

Next read for United Community Banks, Inc. 401(k) Plan

Filing takeaways

Ways to act on United Community Banks, Inc. 401(k) Plan's numbers.