401(k) · DOL Form 5500 · 2022

United Community Banks, Inc. 401(k) Plan

Data updated 2026-08-25

$196M
Total assets Near avg plan size
2,597
Participants Above avg headcount
96th
Percentile by assets National rank
$75,656
Avg per participant Below avg balance/head
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Official DOL plan name: United Community Banks, Inc. 401(k) Plan · Sponsored by United Community Banks, Inc. · Georgia · Finance & Insurance

$196M in assets, 2,597 participants

United Community Banks, Inc.'s United Community Banks, Inc. 401(k) Plan reported $196M in total assets and 2,597 participants in its 2022 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,563 in Finance & Insurance (9,261 peers)

Coverage in Georgia

United Community Banks, Inc. 401(k) Plan covers 2,597 participants in Georgia, 2.4x the typical Georgia plan (state average ~1,096 per filing). Assets: $196M.

#8,563
in Finance & Insurance (9,261 peers)
-5.0%
assets change YoY
2.0×
vs typical plan assets (national mean)

The plan reported a net loss of $10M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

United Community Banks, Inc. 401(k) Plan's outsized position by total assets

United Community Banks, Inc. 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$196,478,359 Top 4% higher than 96% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

United Community Banks, Inc. 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. United Community Banks, Inc. 401(k) Plan lands in the large band (2,597 participants).

DOL schedule card

Filing strip 581807304 · United Community Banks, Inc. PY 2022 · 401(k)

United Community Banks, Inc. 401(k) Plan · $196M · 2,597 · 96th

  • PART $196M
  • TYPE 2,597
  • NET 96th
  • BOOK 401(k)
  • VS-ST near Green Mountain Power Corporation Employee Savings and Investment Plan and Trust
  • BOY ind #8563

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Georgia →

United Community Banks, Inc. 401(k) Plan in the asset neighbourhood

United Community Banks, Inc. 401(k) PlanUnited Community Banks, Inc.…$196MGreen Mountain Power Corporation Employee Savings and Investment Plan and TrustGreen Mountain Power Corpora…$196MFacey Medical Group, a Medical Corporation Retirement Savings PlanFacey Medical Group, a Medic…$196MA-Dec, Inc. 401(k) Profit Sharing Retirement PlanA-Dec, Inc. 401(k) Profit Sh…$196MBristol-Myers Squibb Puerto Rico, Inc. Savings and Investment ProgramBristol-Myers Squibb Puerto …$196M
End-of-year total assets ($M) among United Community Banks, Inc. 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Georgia filing particulars

Total Assets (Beginning of Year)$207M
Net Assets (End of Year)$196M
Net Income-$10M
Employer EIN581807304
Plan Effective Date1967-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (United Community Banks, Inc.)

Sponsor-wide plan assets over time

All United Community Banks, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$295M 50.259651751264876% vs 2022
2024 filing year
$150M$200M$250M$300M$350M 202220232024 $196M $295M ▲ +50.3%
Year Plans Participants Total Assets
2022 1 2,597 $196M
2023 1 2,934 $255M
2024 1 3,206 $295M

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

United Community Banks, Inc. 401(k) Plan vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -2000000200000400000600000 -505101520 Total assets ($B) Participants United Community Banks, Inc. 401(k) Plan, Total assets ($B): 0.196478359 · Participants: 2597United Community Banks, Inc. 401(k) PlanThe Teamster-UPS National 401(k) Tax Deferred Savings Plan, Total assets ($B): 14.668727371 · Participants: 549610The Teamster-UPS National 401(k) Tax Deferred Savings PlanDelta 401(k) Retirement Plan, Total assets ($B): 13.242875281 · Participants: 72820Delta 401(k) Retirement PlanDelta 401(k) Retirement Plan for Pilots, Total assets ($B): 11.498981924 · Participants: 12193Delta 401(k) Retirement Plan for PilotsUPS 401 (K) Savings Plan, Total assets ($B): 11.31621995 · Participants: 107310UPS 401 (K) Savings PlanThe Home Depot Futurebuilder, Total assets ($B): 10.714648719 · Participants: 423174The Home Depot Futurebuilder
United Community Banks, Inc. 401(k) Plan vs. nearby 401(k) plans in Georgia, assets vs. participants
Compare United Community Banks, Inc. 401(k) Plan side-by-side with 3 peers →

United Community Banks, Inc. 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Georgia, the nearest 401(k) by assets is Green Mountain Power Corporation Employee Savings and Investment Plan and Trust in VT ($196M); by covered participants it is Cenveo Worldwide Limited 401(k) Savings and Retirement Plan in CT (2,597 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (2,597 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did United Community Banks, Inc. 401(k) Plan assets move in 2022? ▼
United Community Banks, Inc. 401(k) Plan pulled back noticeably - down 5.0% during 2022, from $207M to $196M. Reported net income was -$10M.
How have United Community Banks, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), United Community Banks, Inc.'s sponsor-wide assets grew 50.3%, from $196M to $295M.
Where does United Community Banks, Inc. 401(k) Plan rank by assets among Form 5500 filers? ▼
United Community Banks, Inc. 401(k) Plan ranks in the 96th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to United Community Banks, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Green Mountain Power Corporation Employee Savings and Investment Plan and Trust in VT ($196M, 512 participants).
Which 401(k) plans cover a similar participant headcount to United Community Banks, Inc. 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Cenveo Worldwide Limited 401(k) Savings and Retirement Plan in CT (2,597 participants, $180M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 581807304.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.