401(k) · DOL Form 5500 · 2022

Vistra Operations Company LLC 401(k) Plan

Q: How did Vistra Thrift Plan assets move in 2022?

Vistra Thrift Plan declined sharply - down 22.4% during 2022, from $1.7B to $1.4B. Reported net income was -$390M.

Q: How have Vistra Operations Company LLC plan assets changed over time?

Across 3 plan years on file (2022-2024), Vistra Operations Company LLC's sponsor-wide assets grew 53.6%, from $1.8B to $2.8B.

Q: Where does Vistra Thrift Plan rank by assets among Form 5500 filers?

Vistra Thrift Plan ranks in the 99th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).

Q: Which 401(k) plans are similar in size to Vistra Thrift Plan?

Among 401(k) plans in other states, the closest by assets is Chs Inc. 401(k) Plan in MN ($1.4B, 7,899 participants).

Q: Which 401(k) plans cover a similar participant headcount to Vistra Thrift Plan?

Among 401(k) plans in other states, the closest by covered participants is Cava Group, Inc. 401(k) Plan in DC (4,634 participants, $10M in assets).

Data updated 2026-08-25

$1.4B
Total assets Very large vs avg: 4,628
Participants Above avg headcount: 99th
Percentile by assets National rank: $292,098
Avg per participant High balance/head

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Official DOL plan name: Vistra Thrift Plan · Sponsored by Vistra Operations Company LLC · Texas · Management of Enterprises

$1.4B in assets, 4,628 participants

Vistra Operations Company LLC's Vistra Thrift Plan reported $1.4B in total assets and 4,628 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

#1,154 in Management of Enterprises (1,193 peers)

Coverage in Texas

Vistra Thrift Plan covers 4,628 participants in Texas, 6.7x the typical Texas plan (state average ~688 per filing). Assets: $1.4B.

#1,154
in Management of Enterprises (1,193 peers): -22.4%
assets change YoY: 14×
vs typical plan assets (national mean)

The plan reported a net loss of $390M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Vistra Thrift Plan's outsized position by total assets

Vistra Thrift Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$1,351,831,081 Top 1% higher than 99% of 139,123 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Vistra Thrift Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Vistra Thrift Plan lands in the large band (4,628 participants).

Micro (1-10) 37,406 filings (26%) Small (11-100) 30,574 filings (21%) Medium (101-1,000) 63,709 filings (45%) Large (1,001-10,000) 9,970 filings (7%) Mega (10,000+) 1,298 filings (<1%)

Published 5500 schedule card

Filing strip 364833461 · Vistra Operations Company LLC PY 2022 · 401(k)

Vistra Thrift Plan · $1.4B · 4,628 · 99th

RANK $1.4B
PHOTO 4,628
IND 99th
EOY 401(k)
5500 near Chs Inc. 401(k) Plan
ASSETS ind #1154

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Management of Enterprises retirement plans → · Plans in Texas →

End-of-year total assets ($B) among Vistra Thrift Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Texas filing particulars

Total Assets (Beginning of Year)	$1.7B
Net Assets (End of Year)	$1.4B
Net Income	-$390M
Employer EIN	364833461
Plan Effective Date	1968-09-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Vistra Operations Company LLC)

Latest sponsor-wide plan assets: $2.8B 53.567037428686426% vs 2022; 2024 filing year

Year	Plans	Participants	Total Assets
2022	4	6,121	$1.8B
2023	3	6,042	$2.0B
2024	4	6,419	$2.8B

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Vistra Thrift Plan vs. nearby 401(k) plans in Texas, assets vs. participants

AT&T Retirement Savings Plan $37.6B · 144,503
Exxonmobil Savings Plan $21.3B · 23,619
Caterpillar 401(k) Savings Plan $13.8B · 38,538
American Airlines, Inc. 401(k) Plan $12.8B · 85,577
Dell Inc. 401(k) Plan $12.0B · 47,532

Compare Vistra Thrift Plan side-by-side with 3 peers →

Vistra Thrift Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Chs Inc. 401(k) Plan in MN ($1.4B); by covered participants it is Cava Group, Inc. 401(k) Plan in DC (4,634 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($1.4B here).

Chs Inc. 401(k) Plan (MN) $1.4B · 7,899
Telephone and Data Systems, Inc. Tax-Deferred Savings Plan (WI) $1.4B · 9,047
Prime Healthcare Services, Inc. 401(k) Plan (CA) $1.4B · 31,963
Atrius 401(k) Retirement Savings Plan (MN) $1.4B · 5,138

Similar participant headcount

Nearest other-state filings by covered participants (4,628 participants); asset peers above are excluded.

Cava Group, Inc. 401(k) Plan (DC) 4,634 · 6 off
FUTUREGUARD (MI) 4,621 · 7 off
Paylocity 401(k) Profit Sharing Plan and Trust (IL) 4,635 · 7 off
Healthcare Services 401(k) Plan (NY) 4,621 · 7 off

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Vistra Thrift Plan assets move in 2022? ▼

Vistra Thrift Plan declined sharply - down 22.4% during 2022, from $1.7B to $1.4B. Reported net income was -$390M.

How have Vistra Operations Company LLC plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Vistra Operations Company LLC's sponsor-wide assets grew 53.6%, from $1.8B to $2.8B.

Where does Vistra Thrift Plan rank by assets among Form 5500 filers? ▼