401(k) · DOL Form 5500 · 2022

Vistra Operations Company LLC 401(k) Plan

Data updated 2026-08-11

$1.4B
Total assets
4,628
Participants
99th
Percentile by assets
$292,098
Avg per participant
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Official DOL plan name: Vistra Thrift Plan · Sponsored by Vistra Operations Company LLC · Texas · Management of Enterprises

$1.4B in assets, 4,628 participants

Vistra Operations Company LLC's Vistra Thrift Plan reported $1.4B in total assets and 4,628 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 139,126 plans)
  • #1,154 in Management of Enterprises (1,193 peers)

Coverage in Texas

Vistra Thrift Plan covers 4,628 participants in Texas, 6.7x the typical Texas plan (state average ~688 per filing). Assets: $1.4B.

$1.4B
total plan assets (2022 EOY)
4,628
covered participants
99th
percentile by assets (of 139,126 plans)
$292,098
avg assets per participant

The plan reported a net loss of $390M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Participants vs Texas filers

In Texas, the average filing covers about 688 participants across 10,116 plans. Vistra Thrift Plan reports 4,628 participants - 6.7x that state average ($1.4B EOY assets).

Texas filing particulars

Total Assets (Beginning of Year)$1.7B
Net Assets (End of Year)$1.4B
Net Income-$390M
Employer EIN364833461
Plan Effective Date1968-09-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Vistra Operations Company LLC)

$1.5B$2B$2.5B$3B 202220232024 $1.83B $2.81B ▲ +53.6%
Total plan assets by year, all Vistra Operations Company LLC plans on file
Year Plans Participants Total Assets
2022 4 6,121 $1.8B
2023 3 6,042 $2.0B
2024 4 6,419 $2.8B

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Vistra Thrift Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Vistra Thrift Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -10010203040 Total assets ($B) Participants Vistra Thrift PlanAT&T Retirement Savi…Exxonmobil Savings P…Caterpillar 401(k) S…American Airlines, I…Dell Inc. 401(k) Plan
Vistra Thrift Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Vistra Thrift Plan by total assets, not by location.

Frequently Asked Questions

How did Vistra Thrift Plan assets move in 2022?
Vistra Thrift Plan declined sharply - down 22.4% during 2022, from $1.7B to $1.4B. Reported net income was -$390M.
How have Vistra Operations Company LLC plan assets changed over time?
Across 3 plan years on file (2022-2024), Vistra Operations Company LLC's sponsor-wide assets grew 53.6%, from $1.8B to $2.8B.
Where does Vistra Thrift Plan rank by assets among Form 5500 filers?
Vistra Thrift Plan ranks in the 99th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Vistra Thrift Plan?
Among 401(k) plans in other states, the closest by assets is Chs Inc. 401(k) Plan in MN ($1.4B, 7,899 participants).

Filing takeaways

Ways to act on Vistra Thrift Plan's numbers.