401(k) · DOL Form 5500 · 2022

S.P. Richards Company 401(k) Plan

Data updated 2026-08-25

$57M
Total assets Below avg plan size
1,334
Participants Near avg headcount
89th
Percentile by assets National rank
$42,602
Avg per participant Low balance/head
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Official DOL plan name: S.P. Richards 401(k) Retirement Plan · Sponsored by S.P. Richards Company · Georgia · Wholesale Trade

$57M in assets, 1,334 participants

S.P. Richards Company's S.P. Richards 401(k) Retirement Plan reported $57M in total assets and 1,334 participants in its 2022 DOL Form 5500 filing, ranking in the 89th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,182 in Wholesale Trade (6,843 peers)

Where S.P. Richards 401(k) Retirement Plan sits by assets

S.P. Richards 401(k) Retirement Plan sits in the top quartile of all filed plans by assets, $57M for 1,334 participants (~$42,602/participant), down 19.9% in 2022.

#6,182
in Wholesale Trade (6,843 peers)
-19.9%
assets change YoY
0.6×
vs typical plan assets (national mean)

The plan reported a net loss of $14M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

S.P. Richards 401(k) Retirement Plan's outsized position by total assets

S.P. Richards 401(k) Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$56,830,883 Top 11% higher than 89% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

S.P. Richards 401(k) Retirement Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. S.P. Richards 401(k) Retirement Plan lands in the large band (1,334 participants).

DOL schedule card

Filing strip 581237213 · S.P. Richards Company PY 2022 · 401(k)

S.P. Richards 401(k) Retirement Plan · $57M · 1,334 · 89th

  • PCT $57M
  • EIN 1,334
  • RANK 89th
  • PHOTO 401(k)
  • IND near Scottmadden, Inc. 401(k) Profit Sharing Plan
  • EOY ind #6182

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Wholesale Trade retirement plans → · Plans in Georgia →

S.P. Richards 401(k) Retirement Plan in the asset neighbourhood

S.P. Richards 401(k) Retirement PlanS.P. Richards 401(k) Retirem…$57MScottmadden, Inc. 401(k) Profit Sharing PlanScottmadden, Inc. 401(k) Pro…$57MCentral Motor Wheel of America 401(k) PlanCentral Motor Wheel of Ameri…$57MB&r Stores, Inc. 401(k) Plan$57MHarold Beck & Sons, Inc. Employees' Profit Sharing Retirement PlanHarold Beck & Sons, Inc. Emp…$57M
End-of-year total assets ($M) among S.P. Richards 401(k) Retirement Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$71M
Net Assets (End of Year)$57M
Net Income-$14M
Employer EIN581237213
Plan Effective Date2020-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (S.P. Richards Company)

Sponsor-wide plan assets over time

All S.P. Richards Company plans reported in each filing year

Latest sponsor-wide plan assets
$67M 17.484894612670367% vs 2022
2024 filing year
$55M$60M$65M$70M 202220232024 $56.8M $66.8M ▲ +17.5%
Year Plans Participants Total Assets
2022 1 1,334 $57M
2023 1 1,332 $64M
2024 1 1,297 $67M

Nearby 401(k) Plans in Georgia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

S.P. Richards 401(k) Retirement Plan vs. nearby 401(k) plans in Georgia, assets vs. participants Scatter plot of 6 data points. -2000000200000400000600000 -505101520 Total assets ($B) Participants S.P. Richards 401(k) Retirement Plan, Total assets ($B): 0.056830883 · Participants: 1334S.P. Richards 401(k) Retirement PlanThe Teamster-UPS National 401(k) Tax Deferred Savings Plan, Total assets ($B): 14.668727371 · Participants: 549610The Teamster-UPS National 401(k) Tax Deferred Savings PlanDelta 401(k) Retirement Plan, Total assets ($B): 13.242875281 · Participants: 72820Delta 401(k) Retirement PlanDelta 401(k) Retirement Plan for Pilots, Total assets ($B): 11.498981924 · Participants: 12193Delta 401(k) Retirement Plan for PilotsUPS 401 (K) Savings Plan, Total assets ($B): 11.31621995 · Participants: 107310UPS 401 (K) Savings PlanThe Home Depot Futurebuilder, Total assets ($B): 10.714648719 · Participants: 423174The Home Depot Futurebuilder
S.P. Richards 401(k) Retirement Plan vs. nearby 401(k) plans in Georgia, assets vs. participants
Compare S.P. Richards 401(k) Retirement Plan side-by-side with 3 peers →

S.P. Richards 401(k) Retirement Plan's out-of-state 401(k) peers by assets and headcount

Outside Georgia, the nearest 401(k) by assets is Scottmadden, Inc. 401(k) Profit Sharing Plan in NC ($57M); by covered participants it is Precision Strip Retirement and Savings Plan in OH (1,334 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,334 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did S.P. Richards 401(k) Retirement Plan assets move in 2022? ▼
S.P. Richards 401(k) Retirement Plan declined sharply - down 19.9% during 2022, from $71M to $57M. Reported net income was -$14M.
How have S.P. Richards Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), S.P. Richards Company's sponsor-wide assets grew 17.5%, from $57M to $67M.
Where does S.P. Richards 401(k) Retirement Plan rank by assets among Form 5500 filers? ▼
S.P. Richards 401(k) Retirement Plan ranks in the 89th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to S.P. Richards 401(k) Retirement Plan? ▼
Among 401(k) plans in other states, the closest by assets is Scottmadden, Inc. 401(k) Profit Sharing Plan in NC ($57M, 190 participants).
Which 401(k) plans cover a similar participant headcount to S.P. Richards 401(k) Retirement Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Precision Strip Retirement and Savings Plan in OH (1,334 participants, $279M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 581237213.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.