401(k) · DOL Form 5500 · 2022

Liberty Financial Services of St. Cloud, Inc. 401(k) Plan

Data updated 2026-08-25

$7M
Total assets Small plan by assets
47
Participants Small participant base
57th
Percentile by assets National rank
$144,432
Avg per participant Above avg balance/head
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Official DOL plan name: Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust · Sponsored by Liberty Financial Services of St. Cloud, Inc. · Minnesota · Finance & Insurance

$7M in assets, 47 participants

Liberty Financial Services of St. Cloud, Inc.'s Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust reported $7M in total assets and 47 participants in its 2022 DOL Form 5500 filing, ranking in the 57th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,749 in Finance & Insurance (9,261 peers)

Liberty Financial Services of St. Cloud, Inc. multi-year trail

Liberty Financial Services of St. Cloud, Inc.'s plans moved +13.0% in assets from 2022 to 2024; this filing shows Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust at $7M / 47 participants.

#3,749
in Finance & Insurance (9,261 peers)
-20.3%
assets change YoY

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust's mid-pack asset rank among Finance & Insurance and all filers

Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$6,788,287 Top 43% higher than 57% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust among smaller filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust is a small filing (47 participants) on this national headcount ladder.

DOL schedule card

Filing strip 411628151 · Liberty Financial Services of St. Cloud, Inc. PY 2022 · 401(k)

Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust · $7M · 47 · 57th

  • BOOK $7M
  • VS-ST 47
  • BOY 57th
  • SCH 401(k)
  • EBSA near Scott & Reid General Contractors, Inc. 401(k) Plan
  • PART ind #3749

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Minnesota →

Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust in the asset neighbourhood

Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & TrustLiberty Financial Services o…$7MScott & Reid General Contractors, Inc. 401(k) PlanScott & Reid General Contrac…$7MGoode Cook, Inc. 401(k) Profit Sharing PlanGoode Cook, Inc. 401(k) Prof…$7MU.S. Global Investors, Inc. 401(k) PlanU.S. Global Investors, Inc. …$7MTk Airport Solutions Retirement PlanTk Airport Solutions Retirem…$7M
End-of-year total assets ($M) among Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Liberty Financial Services of St. Cloud, Inc. multi-year asset trail

Sponsor-wide plan assets over time

All Liberty Financial Services of St. Cloud, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$8M 13.021503068447165% vs 2022
2024 filing year
$6.5M$7M$7.5M$8M 202220232024 $6.79M $7.67M ▲ +13.0%
Year Plans Participants Total Assets
2022 1 47 $7M
2023 1 48 $7M
2024 1 47 $8M

Liberty Financial Services of St. Cloud, Inc. filing trail (2022)

Total Assets (Beginning of Year)$9M
Net Assets (End of Year)$7M
Net Income-$2M
Employer EIN411628151
Plan Effective Date1995-02-05
Filing StatusFILING RECEIVED

Nearby 401(k) Plans in Minnesota

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust vs. nearby 401(k) plans in Minnesota, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000500000 -505101520 Total assets ($B) Participants Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust, Total assets ($B): 0.006788287 · Participants: 47Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & TrustUnitedhealth Group 401(k) Savings Plan, Total assets ($B): 18.576379778 · Participants: 176886Unitedhealth Group 401(k) Savings PlanMedtronic Savings and Investment Plan (Also Known as the Medtronic 401(k) Plan), Total assets ($B): 12.198295 · Participants: 38825Medtronic Savings and Investment Plan (Also Known as the Medtronic 401(k) Plan)Target Corporation 401(k) Plan, Total assets ($B): 11.216824857 · Participants: 400422Target Corporation 401(k) Plan3M Voluntary Investment Plan and Employee Stock Ownership Plan, Total assets ($B): 11.138527656 · Participants: 371593M Voluntary Investment Plan and Employee Stock Ownership PlanU.S. Bank 401(k) Savings Plan, Total assets ($B): 8.266408521 · Participants: 67646U.S. Bank 401(k) Savings Plan
Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust vs. nearby 401(k) plans in Minnesota, assets vs. participants
Compare Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust side-by-side with 3 peers →

Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust's out-of-state 401(k) peers by assets and headcount

Outside Minnesota, the nearest 401(k) by assets is Scott & Reid General Contractors, Inc. 401(k) Plan in TX ($7M); by covered participants it is Gpd Optoelectronics Corp. 401(k) Profit Sharing Plan in NH (47 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (47 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust assets move in 2022? ▼
Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust declined sharply - down 20.3% during 2022, from $9M to $7M. Reported net income was -$2M.
How have Liberty Financial Services of St. Cloud, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Liberty Financial Services of St. Cloud, Inc.'s sponsor-wide assets grew 13.0%, from $7M to $8M.
Which 401(k) plans are similar in size to Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust? ▼
Among 401(k) plans in other states, the closest by assets is Scott & Reid General Contractors, Inc. 401(k) Plan in TX ($7M, 111 participants).
Which 401(k) plans cover a similar participant headcount to Liberty Financial Services of St. Cloud, Inc. 401(k) Plan & Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Gpd Optoelectronics Corp. 401(k) Profit Sharing Plan in NH (47 participants, $5M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 411628151.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.