401(k) · DOL Form 5500 · 2022

Citizens, Inc. 401(k) Plan

Data updated 2026-08-25

$10M
Total assets Small plan by assets
201
Participants Below avg headcount
65th
Percentile by assets National rank
$50,637
Avg per participant Low balance/head
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Official DOL plan name: Citizens, Inc. 401(k) Retirement and Profit Sharing Plan · Sponsored by Citizens, Inc. · Texas · Finance & Insurance

$10M in assets, 201 participants

Citizens, Inc.'s Citizens, Inc. 401(k) Retirement and Profit Sharing Plan reported $10M in total assets and 201 participants in its 2022 DOL Form 5500 filing, ranking in the 65th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,507 in Finance & Insurance (9,261 peers)

Coverage in Texas

Citizens, Inc. 401(k) Retirement and Profit Sharing Plan covers 201 participants in Texas, about 29% of the average Texas filer (state average ~688 per filing). Assets: $10M.

#4,507
in Finance & Insurance (9,261 peers)
-16.8%
assets change YoY

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Citizens, Inc. 401(k) Retirement and Profit Sharing Plan's mid-pack asset rank among Finance & Insurance and all filers

Citizens, Inc. 401(k) Retirement and Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$10,178,028 Top 35% higher than 65% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Citizens, Inc. 401(k) Retirement and Profit Sharing Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens, Inc. 401(k) Retirement and Profit Sharing Plan sits mid-pack in the medium band (201 participants).

Published 5500 schedule card

Filing strip 840755371 · Citizens, Inc. PY 2022 · 401(k)

Citizens, Inc. 401(k) Retirement and Profit Sharing Plan · $10M · 201 · 65th

  • EOY $10M
  • 5500 201
  • ASSETS 65th
  • PCT 401(k)
  • EIN near Rusin & Maciorowski, Ltd. Profit Sharing Plan
  • RANK ind #4507

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Citizens, Inc. 401(k) Retirement and Profit Sharing Plan in the asset neighbourhood

Citizens, Inc. 401(k) Retirement and Profit Sharing PlanCitizens, Inc. 401(k) Retire…$10MRusin & Maciorowski, Ltd. Profit Sharing PlanRusin & Maciorowski, Ltd. Pr…$10MAvita Medical Americas LLC 401(k) Profit Sharing Plan & TrustAvita Medical Americas LLC 4…$10MFerragon Corp. Thrift Incentive PlanFerragon Corp. Thrift Incent…$10MVss Retirement Trust$10M
End-of-year total assets ($M) among Citizens, Inc. 401(k) Retirement and Profit Sharing Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Texas filing particulars

Total Assets (Beginning of Year)$12M
Net Assets (End of Year)$10M
Net Income-$2M
Employer EIN840755371
Plan Effective Date1978-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens, Inc.)

Sponsor-wide plan assets over time

All Citizens, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$16M 58.0855151901724% vs 2022
2024 filing year
$8M$10M$12M$14M$16M$18M 202220232024 $10.2M $16.1M ▲ +58.1%
Year Plans Participants Total Assets
2022 1 201 $10M
2023 1 206 $13M
2024 1 224 $16M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens, Inc. 401(k) Retirement and Profit Sharing Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -10010203040 Total assets ($B) Participants Citizens, Inc. 401(k) Retirement and Profit Sharing Plan, Total assets ($B): 0.010178028 · Participants: 201Citizens, Inc. 401(k) Retirement and Profit Sharing PlanAT&T Retirement Savings Plan, Total assets ($B): 37.578871 · Participants: 144503AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.266 · Participants: 23619Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 13.794958016 · Participants: 38538Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 12.806443202 · Participants: 85577American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 11.969059 · Participants: 47532Dell Inc. 401(k) Plan
Citizens, Inc. 401(k) Retirement and Profit Sharing Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Citizens, Inc. 401(k) Retirement and Profit Sharing Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Rusin & Maciorowski, Ltd. Profit Sharing Plan in IL ($10M); by covered participants it is Gill Studios, Inc. Hourly Paid Employees' Profit Sharing and 401(k) Plan and Trust in KS (201 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (201 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens, Inc. 401(k) Retirement and Profit Sharing Plan assets move in 2022?
Citizens, Inc. 401(k) Retirement and Profit Sharing Plan declined sharply - down 16.8% during 2022, from $12M to $10M. Reported net income was -$2M.
How have Citizens, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Citizens, Inc.'s sponsor-wide assets grew 58.1%, from $10M to $16M.
Which 401(k) plans are similar in size to Citizens, Inc. 401(k) Retirement and Profit Sharing Plan?
Among 401(k) plans in other states, the closest by assets is Rusin & Maciorowski, Ltd. Profit Sharing Plan in IL ($10M, 58 participants).
Which 401(k) plans cover a similar participant headcount to Citizens, Inc. 401(k) Retirement and Profit Sharing Plan?
Among 401(k) plans in other states, the closest by covered participants is Gill Studios, Inc. Hourly Paid Employees' Profit Sharing and 401(k) Plan and Trust in KS (201 participants, N/A in assets).