401(k) · DOL Form 5500 · 2022
L'oreal USA, Inc. 401(k) Plan
Data updated 2026-08-06
- $1.5B
- Total assets
- 7,865
- Participants
- 99th
- Percentile by assets
- $189,972
- Avg per participant
Official DOL plan name: L'oreal USA, Inc. Employee Retirement Savings Plan · Sponsored by L'oreal USA, Inc. · New Jersey · Manufacturing
$1.5B in assets, 7,865 participants
L'oreal USA, Inc.'s L'oreal USA, Inc. Employee Retirement Savings Plan reported $1.5B in total assets and 7,865 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 99th percentile by assets (of 139,258 plans)
- #20,339 in Manufacturing (20,629 peers)
Coverage in New Jersey
L'oreal USA, Inc. Employee Retirement Savings Plan covers 7,865 participants in New Jersey, 9.1x the typical New Jersey plan (state average ~865 per filing). Assets: $1.5B.
- $1.5B
- total plan assets (2022 EOY)
- 7,865
- covered participants
- 99th
- percentile by assets (of 139,258 plans)
- $189,972
- avg assets per participant
The plan reported a net loss of $326M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs New Jersey filers
In New Jersey, the average filing covers about 865 participants across 3,927 plans. L'oreal USA, Inc. Employee Retirement Savings Plan reports 7,865 participants - 9.1x that state average ($1.5B EOY assets).
New Jersey filing particulars
| Total Assets (Beginning of Year) | $1.8B |
|---|---|
| Net Assets (End of Year) | $1.5B |
| Net Income | -$326M |
| Employer EIN | 221539735 |
| Plan Effective Date | 1980-02-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (L'oreal USA, Inc.)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 13,915 | $2.3B |
| 2023 | 2 | 14,617 | $2.7B |
| 2024 | 2 | 15,913 | $2.9B |
Nearby 401(k) Plans in New Jersey
Peer 401(k) plans, same state, same plan type, ranked by total assets.
L'oreal USA, Inc. Employee Retirement Savings Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants
- JPMorgan Chase 401(k) Savings Plan $36.8B · 168,280
- Verizon Savings Plan for Management Employees $25.2B · 76,788
- Johnson and Johnson Savings Plan $21.2B · 43,271
- Pfizer Savings Plan $17.8B · 27,796
- Ernst & Young Retirement Savings Plan $12.4B · 52,975
Scale composition for L'oreal USA, Inc. Employee Retirement Savings Plan
L'oreal USA, Inc. Employee Retirement Savings Plan reports $1.5B in end-of-year assets across 7,865 participants (0.013% of the $11.6T held by all Form 5500 filers in the national rollup , and 0.009% of 89,805,449 covered participants) - about $189,972 per participant (1.4x the national average assets-per-participant) . Net income for plan year 2022 was -$326M.
This plan identity (EIN 221539735, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.5B to $2.0B (+36.3%) while covered participants moved from 7,865 to 8,902 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 7,865 | $1.5B | This page |
| 2023 | 8,508 | $1.8B | Open filing |
| 2024 · index core | 8,902 | $2.0B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- L'oreal USA, Inc. Employee Retirement Savings Plan (401(k), $2.0B, 8,902 participants)
- Pension Plan of L'oreal USA, Inc. (Defined Benefit (Pension), $833M, 7,011 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to L'oreal USA, Inc. Employee Retirement Savings Plan by total assets, not by location.
- Kla 401(k) Plan (CA) $1.5B · 3,759
- Empower Retirement, LLC 401(k) Savings Plan (CO) $1.5B · 7,741
- Kimley-Horn and Associates, Inc. Retirement Savings and Pension Plan (NC) $1.5B · 5,267
- Woodward Retirement Savings Plan (CO) $1.5B · 5,046
Frequently Asked Questions
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Filing takeaways
Ways to act on L'oreal USA, Inc. Employee Retirement Savings Plan's numbers.
- By total assets, L'oreal USA, Inc. Employee Retirement Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in New Jersey. Compare plans
- L'oreal USA, Inc.'s sponsor-wide assets have grown 23.5% since 2022 across 3 plan years on file. More Manufacturing plans