401(k) · DOL Form 5500 · 2024

L'oreal USA, Inc. 401(k) Plan

Data updated 2026-08-25

$2.0B
Total assets Very large vs avg
8,902
Participants Very large workforce
99th
Percentile by assets National rank
$228,833
Avg per participant Above avg balance/head
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Official DOL plan name: L'oreal USA, Inc. Employee Retirement Savings Plan · Sponsored by L'oreal USA, Inc. · New Jersey · Manufacturing

$2.0B in assets, 8,902 participants

L'oreal USA, Inc.'s L'oreal USA, Inc. Employee Retirement Savings Plan reported $2.0B in total assets and 8,902 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #17,529 in Manufacturing (17,777 peers)

Coverage in New Jersey

L'oreal USA, Inc. Employee Retirement Savings Plan covers 8,902 participants in New Jersey, 11x the typical New Jersey plan (state average ~844 per filing). Assets: $2.0B.

#17,529
in Manufacturing (17,777 peers)
+12.2%
assets growth YoY
20×
vs typical plan assets (national mean)

L'oreal USA, Inc. Employee Retirement Savings Plan's outsized position by total assets

L'oreal USA, Inc. Employee Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$2,037,074,964 Top 1% higher than 99% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

L'oreal USA, Inc. Employee Retirement Savings Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. L'oreal USA, Inc. Employee Retirement Savings Plan lands in the large band (8,902 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • L'oreal USA, Inc. Employee Retirement Savings Plan reported net income fell from $316M in the plan year 2023 filing to $222M in the plan year 2024 filing.
  • L'oreal USA, Inc. Employee Retirement Savings Plan end-of-year assets rose from $1.8B in the plan year 2023 filing to $2.0B in the plan year 2024 filing.
  • L'oreal USA, Inc. Employee Retirement Savings Plan reported participants rose from 8,508 in the plan year 2023 filing to 8,902 in the plan year 2024 filing.

See the national 2023→2024 release diff →

Plan-year Form 5500 strip

Filing strip 221539735 · L'oreal USA, Inc. PY 2024 · 401(k)

L'oreal USA, Inc. Employee Retirement Savings Plan · $2.0B · 8,902 · 99th

  • PHOTO $2.0B
  • PHOTO 8,902
  • PHOTO 99th
  • PHOTO 401(k)
  • PHOTO near Oshkosh Corporation and Affiliates Tax-Deferred Investment Plan
  • PHOTO ind #17529

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Manufacturing retirement plans → · Plans in New Jersey →

L'oreal USA, Inc. Employee Retirement Savings Plan in the asset neighbourhood

L'oreal USA, Inc. Employee Retirement Savings PlanL'oreal USA, Inc. Employee R…$2.0BLand O'lakes, Inc. Employee Savings and Supplemental Retirement PlanLand O'lakes, Inc. Employee …$2.0BOshkosh Corporation and Affiliates Tax-Deferred Investment PlanOshkosh Corporation and Affi…$2.0BNisource Inc Retirement Savings PlanNisource Inc Retirement Savi…$2.0BWestlake Savings Plan$2.0B
End-of-year total assets ($B) among L'oreal USA, Inc. Employee Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

New Jersey filing particulars

Total Assets (Beginning of Year)$1.8B
Net Assets (End of Year)$2.0B
Net Income$222M
Employer EIN221539735
Plan Effective Date1980-02-01
Filing StatusFILING RECEIVED

Sponsor Plan History (L'oreal USA, Inc.)

Sponsor-wide plan assets over time

All L'oreal USA, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$2.9B 23.526563447544934% vs 2022
2024 filing year
$2.2B$2.4B$2.6B$2.8B$3B 202220232024 $2.32B $2.87B ▲ +23.7%
Year Plans Participants Total Assets
2022 2 13,915 $2.3B
2023 2 14,617 $2.7B
2024 2 15,913 $2.9B

Nearby 401(k) Plans in New Jersey

Peer 401(k) plans, same state, same plan type, ranked by total assets.

L'oreal USA, Inc. Employee Retirement Savings Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000 -200204060 Total assets ($B) Participants L'oreal USA, Inc. Employee Retirement Savings Plan, Total assets ($B): 2.037074964 · Participants: 8902L'oreal USA, Inc. Employee Retirement Savings PlanJPMorgan Chase 401(k) Savings Plan, Total assets ($B): 52.9134575 · Participants: 185532JPMorgan Chase 401(k) Savings PlanVerizon Savings Plan for Management Employees, Total assets ($B): 29.376133902 · Participants: 69218Verizon Savings Plan for Management EmployeesJohnson and Johnson Savings Plan, Total assets ($B): 23.58476515 · Participants: 42583Johnson and Johnson Savings PlanErnst & Young Retirement Savings Plan, Total assets ($B): 18.327167732 · Participants: 56714Ernst & Young Retirement Savings PlanMerck US Savings Plan, Total assets ($B): 14.970916966 · Participants: 27956Merck US Savings Plan
L'oreal USA, Inc. Employee Retirement Savings Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants
Compare L'oreal USA, Inc. Employee Retirement Savings Plan side-by-side with 3 peers →

Scale composition for L'oreal USA, Inc. Employee Retirement Savings Plan

L'oreal USA, Inc. Employee Retirement Savings Plan reports $2.0B in end-of-year assets across 8,902 participants (0.017% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.009% of 93,925,755 covered participants) - about $228,833 per participant (1.7x the national average assets-per-participant) . Net income for plan year 2024 was $222M.

This plan identity (EIN 221539735, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.5B to $2.0B (+36.3%) while covered participants moved from 7,865 to 8,902 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 7,865 $1.5B Open filing
2023 8,508 $1.8B Open filing
2024 · index core 8,902 $2.0B This page

The same sponsor also keeps 1 other index-core plan on PlainRetire:

L'oreal USA, Inc. Employee Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside New Jersey, the nearest 401(k) by assets is Oshkosh Corporation and Affiliates Tax-Deferred Investment Plan in WI ($2.0B); by covered participants it is Doordash 401(k) Plan in CA (8,904 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (8,902 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did L'oreal USA, Inc. Employee Retirement Savings Plan assets move in 2024? ▼
L'oreal USA, Inc. Employee Retirement Savings Plan grew at a solid clip - up 12.2% during 2024, from $1.8B to $2.0B. Reported net income was $222M.
How have L'oreal USA, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), L'oreal USA, Inc.'s sponsor-wide assets grew 23.5%, from $2.3B to $2.9B.
Where does L'oreal USA, Inc. Employee Retirement Savings Plan rank by assets among Form 5500 filers? ▼
L'oreal USA, Inc. Employee Retirement Savings Plan ranks in the 99th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to L'oreal USA, Inc. Employee Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Oshkosh Corporation and Affiliates Tax-Deferred Investment Plan in WI ($2.0B, 12,511 participants).
Which 401(k) plans cover a similar participant headcount to L'oreal USA, Inc. Employee Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Doordash 401(k) Plan in CA (8,904 participants, $439M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 221539735.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.