401(k) · DOL Form 5500 · 2023

L'oreal USA, Inc. 401(k) Plan

Data updated 2026-08-25

$1.8B
Total assets Very large vs avg
8,508
Participants Very large workforce
99th
Percentile by assets National rank
$213,336
Avg per participant Above avg balance/head
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Official DOL plan name: L'oreal USA, Inc. Employee Retirement Savings Plan · Sponsored by L'oreal USA, Inc. · New Jersey · Manufacturing

$1.8B in assets, 8,508 participants

L'oreal USA, Inc.'s L'oreal USA, Inc. Employee Retirement Savings Plan reported $1.8B in total assets and 8,508 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #18,453 in Manufacturing (18,722 peers)

Coverage in New Jersey

L'oreal USA, Inc. Employee Retirement Savings Plan covers 8,508 participants in New Jersey, 10x the typical New Jersey plan (state average ~844 per filing). Assets: $1.8B.

#18,453
in Manufacturing (18,722 peers)
+21.5%
assets growth YoY
18×
vs typical plan assets (national mean)

L'oreal USA, Inc. Employee Retirement Savings Plan's outsized position by total assets

L'oreal USA, Inc. Employee Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$1,815,060,447 Top 1% higher than 99% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

L'oreal USA, Inc. Employee Retirement Savings Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. L'oreal USA, Inc. Employee Retirement Savings Plan lands in the large band (8,508 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • L'oreal USA, Inc. Employee Retirement Savings Plan reported net income rose from -$326M in the plan year 2022 filing to $316M in the plan year 2023 filing.
  • L'oreal USA, Inc. Employee Retirement Savings Plan end-of-year assets rose from $1.5B in the plan year 2022 filing to $1.8B in the plan year 2023 filing.
  • L'oreal USA, Inc. Employee Retirement Savings Plan reported participants rose from 7,865 in the plan year 2022 filing to 8,508 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 221539735 · L'oreal USA, Inc. PY 2023 · 401(k)

L'oreal USA, Inc. Employee Retirement Savings Plan · $1.8B · 8,508 · 99th

  • PART $1.8B
  • PART 8,508
  • PART 99th
  • PART 401(k)
  • PART near 401(k) Profit Sharing Plan for Employees of Medamerica, Inc.
  • PART ind #18453

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Manufacturing retirement plans → · Plans in New Jersey →

L'oreal USA, Inc. Employee Retirement Savings Plan in the asset neighbourhood

L'oreal USA, Inc. Employee Retirement Savings PlanL'oreal USA, Inc. Employee R…$1.8BComerica Incorporated Preferred Savings PlanComerica Incorporated Prefer…$1.8BWec Energy Group Employee Retirement Savings PlanWec Energy Group Employee Re…$1.8B401(k) Profit Sharing Plan for Employees of Medamerica, Inc.401(k) Profit Sharing Plan f…$1.8BXpo Logistics Retirement Savings PlanXpo Logistics Retirement Sav…$1.8B
End-of-year total assets ($B) among L'oreal USA, Inc. Employee Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

New Jersey filing particulars

Total Assets (Beginning of Year)$1.5B
Net Assets (End of Year)$1.8B
Net Income$316M
Employer EIN221539735
Plan Effective Date1980-02-01
Filing StatusFILING RECEIVED

Sponsor Plan History (L'oreal USA, Inc.)

Sponsor-wide plan assets over time

All L'oreal USA, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$2.9B 23.526563447544934% vs 2022
2024 filing year
$2.2B$2.4B$2.6B$2.8B$3B 202220232024 $2.32B $2.87B ▲ +23.7%
Year Plans Participants Total Assets
2022 2 13,915 $2.3B
2023 2 14,617 $2.7B
2024 2 15,913 $2.9B

Nearby 401(k) Plans in New Jersey

Peer 401(k) plans, same state, same plan type, ranked by total assets.

L'oreal USA, Inc. Employee Retirement Savings Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000 -1001020304050 Total assets ($B) Participants L'oreal USA, Inc. Employee Retirement Savings Plan, Total assets ($B): 1.815060447 · Participants: 8508L'oreal USA, Inc. Employee Retirement Savings PlanJPMorgan Chase 401(k) Savings Plan, Total assets ($B): 44.552237022 · Participants: 176610JPMorgan Chase 401(k) Savings PlanVerizon Savings Plan for Management Employees, Total assets ($B): 27.825640157 · Participants: 78072Verizon Savings Plan for Management EmployeesJohnson and Johnson Savings Plan, Total assets ($B): 22.177853595 · Participants: 41291Johnson and Johnson Savings PlanErnst & Young Retirement Savings Plan, Total assets ($B): 15.543526764 · Participants: 59346Ernst & Young Retirement Savings PlanMerck US Savings Plan, Total assets ($B): 13.424416176 · Participants: 26850Merck US Savings Plan
L'oreal USA, Inc. Employee Retirement Savings Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants
Compare L'oreal USA, Inc. Employee Retirement Savings Plan side-by-side with 3 peers →

Scale composition for L'oreal USA, Inc. Employee Retirement Savings Plan

L'oreal USA, Inc. Employee Retirement Savings Plan reports $1.8B in end-of-year assets across 8,508 participants (0.015% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.009% of 93,925,755 covered participants) - about $213,336 per participant (1.5x the national average assets-per-participant) . Net income for plan year 2023 was $316M.

This plan identity (EIN 221539735, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.5B to $2.0B (+36.3%) while covered participants moved from 7,865 to 8,902 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 7,865 $1.5B Open filing
2023 8,508 $1.8B This page
2024 · index core 8,902 $2.0B Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

L'oreal USA, Inc. Employee Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside New Jersey, the nearest 401(k) by assets is 401(k) Profit Sharing Plan for Employees of Medamerica, Inc. in CA ($1.8B); by covered participants it is Monro, Inc. 401(k) Plan in NY (8,479 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (8,508 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did L'oreal USA, Inc. Employee Retirement Savings Plan assets move in 2023? ▼
L'oreal USA, Inc. Employee Retirement Savings Plan grew sharply - up 21.5% during 2023, from $1.5B to $1.8B. Reported net income was $316M.
How have L'oreal USA, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), L'oreal USA, Inc.'s sponsor-wide assets grew 23.5%, from $2.3B to $2.9B.
Where does L'oreal USA, Inc. Employee Retirement Savings Plan rank by assets among Form 5500 filers? ▼
L'oreal USA, Inc. Employee Retirement Savings Plan ranks in the 99th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to L'oreal USA, Inc. Employee Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is 401(k) Profit Sharing Plan for Employees of Medamerica, Inc. in CA ($1.8B, 4,421 participants).
Which 401(k) plans cover a similar participant headcount to L'oreal USA, Inc. Employee Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Monro, Inc. 401(k) Plan in NY (8,479 participants, $75M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 221539735.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.