401(k) · DOL Form 5500 · 2022

Citizens State Bank 401(k) Plan

Data updated 2026-08-25

$17M
Total assets Small plan by assets
136
Participants Small participant base
75th
Percentile by assets National rank
$125,783
Avg per participant Near avg balance/head
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Official DOL plan name: Citizens State Bank 401(k) Savings Plan · Sponsored by Citizens State Bank · Texas · Finance & Insurance

$17M in assets, 136 participants

Citizens State Bank's Citizens State Bank 401(k) Savings Plan reported $17M in total assets and 136 participants in its 2022 DOL Form 5500 filing, ranking in the 75th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,597 in Finance & Insurance (9,261 peers)

Coverage in Texas

Citizens State Bank 401(k) Savings Plan covers 136 participants in Texas, about 20% of the average Texas filer (state average ~688 per filing). Assets: $17M.

#5,597
in Finance & Insurance (9,261 peers)
-14.0%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Citizens State Bank 401(k) Savings Plan's outsized position by total assets

Citizens State Bank 401(k) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$17,106,469 Top 25% higher than 75% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Citizens State Bank 401(k) Savings Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens State Bank 401(k) Savings Plan sits mid-pack in the medium band (136 participants).

EBSA filing schedule strip

Filing strip 740557930 · Citizens State Bank PY 2022 · 401(k)

Citizens State Bank 401(k) Savings Plan · $17M · 136 · 75th

  • SCH $17M
  • EBSA 136
  • PART 75th
  • TYPE 401(k)
  • NET near J.R. Group, Inc. 401(k) Plan
  • BOOK ind #5597

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Citizens State Bank 401(k) Savings Plan in the asset neighbourhood

Citizens State Bank 401(k) Savings PlanCitizens State Bank 401(k) S…$17MJ.R. Group, Inc. 401(k) Plan$17MUfcw Local 888 and Employers 401(k) PlanUfcw Local 888 and Employers…$17MCowtan & Tout, Inc. 401(k) Savings PlanCowtan & Tout, Inc. 401(k) S…$17MPac-12 Enterprises, LLC Generation PlanPac-12 Enterprises, LLC Gene…$17M
End-of-year total assets ($M) among Citizens State Bank 401(k) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Texas filing particulars

Total Assets (Beginning of Year)$20M
Net Assets (End of Year)$17M
Net Income-$3M
Employer EIN740557930
Plan Effective Date1997-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens State Bank)

Sponsor-wide plan assets over time

All Citizens State Bank plans reported in each filing year

Latest sponsor-wide plan assets
$22M 30.509861503271075% vs 2022
2024 filing year
$16M$18M$20M$22M$24M 202220232024 $17.1M $22.3M ▲ +30.5%
Year Plans Participants Total Assets
2022 1 136 $17M
2023 1 140 $20M
2024 1 142 $22M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens State Bank 401(k) Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -10010203040 Total assets ($B) Participants Citizens State Bank 401(k) Savings Plan, Total assets ($B): 0.017106469 · Participants: 136Citizens State Bank 401(k) Savings PlanAT&T Retirement Savings Plan, Total assets ($B): 37.578871 · Participants: 144503AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.266 · Participants: 23619Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 13.794958016 · Participants: 38538Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 12.806443202 · Participants: 85577American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 11.969059 · Participants: 47532Dell Inc. 401(k) Plan
Citizens State Bank 401(k) Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants
Compare Citizens State Bank 401(k) Savings Plan side-by-side with 3 peers →

Citizens State Bank 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is J.R. Group, Inc. 401(k) Plan in NJ ($17M); by covered participants it is Berger and Burrow Enterprises, Inc. D/B/a Dynamic Mobile Imaging 401(k) Plan in VA (136 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($17M here).

Similar participant headcount

Nearest other-state filings by covered participants (136 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens State Bank 401(k) Savings Plan assets move in 2022? ▼
Citizens State Bank 401(k) Savings Plan pulled back noticeably - down 14.0% during 2022, from $20M to $17M. Reported net income was -$3M.
How have Citizens State Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens State Bank's sponsor-wide assets grew 30.5%, from $17M to $22M.
Where does Citizens State Bank 401(k) Savings Plan rank by assets among Form 5500 filers? ▼
Citizens State Bank 401(k) Savings Plan ranks in the 75th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Citizens State Bank 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is J.R. Group, Inc. 401(k) Plan in NJ ($17M, 249 participants).
Which 401(k) plans cover a similar participant headcount to Citizens State Bank 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Berger and Burrow Enterprises, Inc. D/B/a Dynamic Mobile Imaging 401(k) Plan in VA (136 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 740557930.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.