401(k) · DOL Form 5500 · 2023

Guaranty Bancshares, Inc. 401(k) Plan

Data updated 2026-08-25

$59M
Total assets Below avg plan size
510
Participants Below avg headcount
87th
Percentile by assets National rank
$116,187
Avg per participant Below avg balance/head
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Official DOL plan name: Guaranty Bancshares, Inc. ESOP W/401(k) Provisions · Sponsored by Guaranty Bancshares, Inc. · Texas · Finance & Insurance

$59M in assets, 510 participants

Guaranty Bancshares, Inc.'s Guaranty Bancshares, Inc. ESOP W/401(k) Provisions reported $59M in total assets and 510 participants in its 2023 DOL Form 5500 filing, ranking in the 87th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,122 in Finance & Insurance (8,869 peers)

Where Guaranty Bancshares, Inc. ESOP W/401(k) Provisions sits by assets

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions sits in the top quartile of all filed plans by assets, $59M for 510 participants (~$116,187/participant), down 3.7% in 2023.

#7,122
in Finance & Insurance (8,869 peers)
-3.7%
assets change YoY
0.6×
vs typical plan assets (national mean)

The plan reported a net loss of $2M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions's outsized position by total assets

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$59,255,346 Top 13% higher than 87% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Guaranty Bancshares, Inc. ESOP W/401(k) Provisions sits mid-pack in the medium band (510 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Guaranty Bancshares, Inc. ESOP W/401(k) Provisions reported net income rose from -$12M in the plan year 2022 filing to -$2M in the plan year 2023 filing.
  • Guaranty Bancshares, Inc. ESOP W/401(k) Provisions reported participants rose from 485 in the plan year 2022 filing to 510 in the plan year 2023 filing.
  • Guaranty Bancshares, Inc. ESOP W/401(k) Provisions end-of-year assets fell from $62M in the plan year 2022 filing to $59M in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 751656431 · Guaranty Bancshares, Inc. PY 2023 · 401(k)

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions · $59M · 510 · 87th

  • VS-ST $59M
  • VS-ST 510
  • VS-ST 87th
  • VS-ST 401(k)
  • VS-ST near Ls3p 401(k) Plan
  • VS-ST ind #7122

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions in the asset neighbourhood

Mvp Law Profit Sharing 401(k) PlanMvp Law Profit Sharing 401(k…$59MMbi, Inc 401(k) Plan$59MGuaranty Bancshares, Inc. ESOP W/401(k) ProvisionsGuaranty Bancshares, Inc. ES…$59MLs3p 401(k) Plan$59MSquaretrade, Inc. 401(k) Plan$59M
End-of-year total assets ($M) among Guaranty Bancshares, Inc. ESOP W/401(k) Provisions and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$62M
Net Assets (End of Year)$59M
Net Income-$2M
Employer EIN751656431
Plan Effective Date1985-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Guaranty Bancshares, Inc.)

Sponsor-wide plan assets over time

All Guaranty Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$61M 0.9416439905839503% vs 2022
2024 filing year
$59M$60M$61M$62M 202220232024 $61.5M $60.9M ▼ -0.9%
Year Plans Participants Total Assets
2022 1 485 $62M
2023 1 510 $59M
2024 1 501 $61M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -1001020304050 Total assets ($B) Participants Guaranty Bancshares, Inc. ESOP W/401(k) Provisions, Total assets ($B): 0.059255346 · Participants: 510Guaranty Bancshares, Inc. ESOP W/401(k) ProvisionsAT&T Retirement Savings Plan, Total assets ($B): 40.012012 · Participants: 119854AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.917 · Participants: 23477Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 16.496476432 · Participants: 41679Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 14.680189879 · Participants: 88792American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 13.529835 · Participants: 45686Dell Inc. 401(k) Plan
Guaranty Bancshares, Inc. ESOP W/401(k) Provisions vs. nearby 401(k) plans in Texas, assets vs. participants
Compare Guaranty Bancshares, Inc. ESOP W/401(k) Provisions side-by-side with 3 peers →

Guaranty Bancshares, Inc. ESOP W/401(k) Provisions's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Ls3p 401(k) Plan in SC ($59M); by covered participants it is Venture Global Lng 401(k) Plan in VA (510 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($59M here).

Similar participant headcount

Nearest other-state filings by covered participants (510 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Guaranty Bancshares, Inc. ESOP W/401(k) Provisions assets move in 2023? ▼
Guaranty Bancshares, Inc. ESOP W/401(k) Provisions edged down modestly - down 3.7% during 2023, from $62M to $59M. Reported net income was -$2M.
How have Guaranty Bancshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Guaranty Bancshares, Inc.'s sponsor-wide assets declined 0.9%, from $62M to $61M.
Where does Guaranty Bancshares, Inc. ESOP W/401(k) Provisions rank by assets among Form 5500 filers? ▼
Guaranty Bancshares, Inc. ESOP W/401(k) Provisions ranks in the 87th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Guaranty Bancshares, Inc. ESOP W/401(k) Provisions? ▼
Among 401(k) plans in other states, the closest by assets is Ls3p 401(k) Plan in SC ($59M, 437 participants).
Which 401(k) plans cover a similar participant headcount to Guaranty Bancshares, Inc. ESOP W/401(k) Provisions? ▼
Among 401(k) plans in other states, the closest by covered participants is Venture Global Lng 401(k) Plan in VA (510 participants, $64M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 751656431.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.