401(k) · DOL Form 5500 · 2023
Smart Financial Credit Union 401(k) Plan
Data updated 2026-08-25
- $19M
- Total assets Small plan by assets
- 188
- Participants Below avg headcount
- 71st
- Percentile by assets National rank
- $98,817
- Avg per participant Below avg balance/head
Official DOL plan name: Smart Financial Credit Union 401(k) Plan · Sponsored by Smart Financial Credit Union · Texas · Finance & Insurance
$19M in assets, 188 participants
Smart Financial Credit Union's Smart Financial Credit Union 401(k) Plan reported $19M in total assets and 188 participants in its 2023 DOL Form 5500 filing, ranking in the 71st percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #5,097 in Finance & Insurance (8,869 peers)
Coverage in Texas
Smart Financial Credit Union 401(k) Plan covers 188 participants in Texas, about 27% of the average Texas filer (state average ~688 per filing). Assets: $19M.
- #5,097
- in Finance & Insurance (8,869 peers)
- +3.0%
- assets growth YoY
Smart Financial Credit Union 401(k) Plan's outsized position by total assets
Smart Financial Credit Union 401(k) Plan vs every filed plan by assets
End-of-year total assets · plan year 2023 · DOL Form 5500
$18,577,566 Top 29% higher than 71% of 127,068 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023
Smart Financial Credit Union 401(k) Plan among mid-size filed plans by headcount
Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Smart Financial Credit Union 401(k) Plan sits mid-pack in the medium band (188 participants).
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Smart Financial Credit Union 401(k) Plan reported net income rose from -$3M in the plan year 2022 filing to $534K in the plan year 2023 filing.
- Smart Financial Credit Union 401(k) Plan reported participants rose from 176 in the plan year 2022 filing to 188 in the plan year 2023 filing.
- Smart Financial Credit Union 401(k) Plan end-of-year assets rose from $18M in the plan year 2022 filing to $19M in the plan year 2023 filing.
DOL schedule card
Filing strip 740695355 · Smart Financial Credit Union PY 2023 · 401(k)
Smart Financial Credit Union 401(k) Plan · $19M · 188 · 71st
- BOOK $19M
- VS-ST 188
- BOY 71st
- SCH 401(k)
- EBSA near Saxco International, LLC Savings and Investment Plan
- PART ind #5097
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →
Smart Financial Credit Union 401(k) Plan in the asset neighbourhood
Texas filing particulars
| Total Assets (Beginning of Year) | $18M |
|---|---|
| Net Assets (End of Year) | $19M |
| Net Income | $534K |
| Employer EIN | 740695355 |
| Plan Effective Date | 1986-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Smart Financial Credit Union)
Sponsor-wide plan assets over time
All Smart Financial Credit Union plans reported in each filing year
- Latest sponsor-wide plan assets
- $73M 16.764038376449804% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 335 | $63M |
| 2023 | 2 | 347 | $66M |
| 2024 | 2 | 363 | $73M |
Nearby 401(k) Plans in Texas
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- AT&T Retirement Savings Plan $40.0B · 119,854
- Exxonmobil Savings Plan $21.9B · 23,477
- Caterpillar 401(k) Savings Plan $16.5B · 41,679
- American Airlines, Inc. 401(k) Plan $14.7B · 88,792
- Dell Inc. 401(k) Plan $13.5B · 45,686
Smart Financial Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount
Outside Texas, the nearest 401(k) by assets is Saxco International, LLC Savings and Investment Plan in CA ($19M); by covered participants it is Advantmed 401(k) and Profit Sharing Plan in CA (188 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($19M here).
- Saxco International, LLC Savings and Investment Plan (CA) $19M · 229
- Carruth Capital LLC 401(k) Plan (MA) $19M · 52
- Apeel Sciences 401(k) Plan (CA) $19M · 248
- 401(k) Plan for the Kappa Group of Companies (PA) $19M · 129
Similar participant headcount
Nearest other-state filings by covered participants (188 participants); asset peers above are excluded.
- Advantmed 401(k) and Profit Sharing Plan (CA) 188 · 0 off
- Sesloc Federal Credit Union 401(k) Profit Sharing Plan (CA) 188 · 0 off
- Deci 401(k) Plan (NC) 188 · 0 off
- Tcg 401(k) Plan (DC) 188 · 0 off
DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.