401(k) · DOL Form 5500 · 2023

Citizens National Bank of Texas 401(k) Plan

Data updated 2026-08-25

$30M
Total assets Below avg plan size
193
Participants Below avg headcount
79th
Percentile by assets National rank
$154,216
Avg per participant Above avg balance/head
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Official DOL plan name: Citizens National Bank of Texas Employee Savings Plan · Sponsored by Citizens National Bank of Texas · Texas · Finance & Insurance

$30M in assets, 193 participants

Citizens National Bank of Texas's Citizens National Bank of Texas Employee Savings Plan reported $30M in total assets and 193 participants in its 2023 DOL Form 5500 filing, ranking in the 79th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,027 in Finance & Insurance (8,869 peers)

Coverage in Texas

Citizens National Bank of Texas Employee Savings Plan covers 193 participants in Texas, about 28% of the average Texas filer (state average ~688 per filing). Assets: $30M.

#6,027
in Finance & Insurance (8,869 peers)
-3.0%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $936K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Citizens National Bank of Texas Employee Savings Plan's outsized position by total assets

Citizens National Bank of Texas Employee Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$29,763,609 Top 21% higher than 79% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Citizens National Bank of Texas Employee Savings Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens National Bank of Texas Employee Savings Plan sits mid-pack in the medium band (193 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Citizens National Bank of Texas Employee Savings Plan reported net income rose from -$1M in the plan year 2022 filing to -$936K in the plan year 2023 filing.
  • Citizens National Bank of Texas Employee Savings Plan end-of-year assets fell from $31M in the plan year 2022 filing to $30M in the plan year 2023 filing.
  • Citizens National Bank of Texas Employee Savings Plan reported participants fell from 195 in the plan year 2022 filing to 193 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 750187771 · Citizens National Bank of Texas PY 2023 · 401(k)

Citizens National Bank of Texas Employee Savings Plan · $30M · 193 · 79th

  • EIN $30M
  • RANK 193
  • PHOTO 79th
  • IND 401(k)
  • EOY near Harmelin & Associates 401(k) Profit Sharing Plan & Trust
  • 5500 ind #6027

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Citizens National Bank of Texas Employee Savings Plan in the asset neighbourhood

Citizens National Bank of Texas Employee Savings PlanCitizens National Bank of Te…$30MHarmelin & Associates 401(k) Profit Sharing Plan & TrustHarmelin & Associates 401(k)…$30MKinetic Systems, Inc. Retirement Savings PlanKinetic Systems, Inc. Retire…$30MReliable Credit Association, Inc. Profit Sharing TrustReliable Credit Association,…$30MG. H. Tool & Mold 401(k) Plan$30M
End-of-year total assets ($M) among Citizens National Bank of Texas Employee Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Texas filing particulars

Total Assets (Beginning of Year)$31M
Net Assets (End of Year)$30M
Net Income-$936K
Employer EIN750187771
Plan Effective Date1991-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens National Bank of Texas)

Sponsor-wide plan assets over time

All Citizens National Bank of Texas plans reported in each filing year

Latest sponsor-wide plan assets
$28M 8.466996996527234% vs 2022
2024 filing year
$27M$28M$29M$30M$31M 202220232024 $30.7M $28.1M ▼ -8.4%
Year Plans Participants Total Assets
2022 1 195 $31M
2023 1 193 $30M
2024 1 192 $28M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens National Bank of Texas Employee Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -1001020304050 Total assets ($B) Participants Citizens National Bank of Texas Employee Savings Plan, Total assets ($B): 0.029763609 · Participants: 193Citizens National Bank of Texas Employee Savings PlanAT&T Retirement Savings Plan, Total assets ($B): 40.012012 · Participants: 119854AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.917 · Participants: 23477Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 16.496476432 · Participants: 41679Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 14.680189879 · Participants: 88792American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 13.529835 · Participants: 45686Dell Inc. 401(k) Plan
Citizens National Bank of Texas Employee Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants
Compare Citizens National Bank of Texas Employee Savings Plan side-by-side with 3 peers →

Citizens National Bank of Texas Employee Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Harmelin & Associates 401(k) Profit Sharing Plan & Trust in PA ($30M); by covered participants it is Kevin, Inc. Profit Sharing Plan in ME (193 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (193 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens National Bank of Texas Employee Savings Plan assets move in 2023? ▼
Citizens National Bank of Texas Employee Savings Plan edged down modestly - down 3.0% during 2023, from $31M to $30M. Reported net income was -$936K.
How have Citizens National Bank of Texas plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens National Bank of Texas's sponsor-wide assets declined 8.5%, from $31M to $28M.
Where does Citizens National Bank of Texas Employee Savings Plan rank by assets among Form 5500 filers? ▼
Citizens National Bank of Texas Employee Savings Plan ranks in the 79th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Citizens National Bank of Texas Employee Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Harmelin & Associates 401(k) Profit Sharing Plan & Trust in PA ($30M, 264 participants).
Which 401(k) plans cover a similar participant headcount to Citizens National Bank of Texas Employee Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Kevin, Inc. Profit Sharing Plan in ME (193 participants, $22M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 750187771.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.