401(k) · DOL Form 5500 · 2023

Citizens State Bank 401(k) Plan

Data updated 2026-08-25

$20M
Total assets Small plan by assets
140
Participants Small participant base
73rd
Percentile by assets National rank
$145,459
Avg per participant Above avg balance/head
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Official DOL plan name: Citizens State Bank 401(k) Savings Plan · Sponsored by Citizens State Bank · Texas · Finance & Insurance

$20M in assets, 140 participants

Citizens State Bank's Citizens State Bank 401(k) Savings Plan reported $20M in total assets and 140 participants in its 2023 DOL Form 5500 filing, ranking in the 73rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,283 in Finance & Insurance (8,869 peers)

Coverage in Texas

Citizens State Bank 401(k) Savings Plan covers 140 participants in Texas, about 20% of the average Texas filer (state average ~688 per filing). Assets: $20M.

#5,283
in Finance & Insurance (8,869 peers)
+19.0%
assets growth YoY

Citizens State Bank 401(k) Savings Plan's outsized position by total assets

Citizens State Bank 401(k) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$20,364,260 Top 27% higher than 73% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Citizens State Bank 401(k) Savings Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens State Bank 401(k) Savings Plan sits mid-pack in the medium band (140 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Citizens State Bank 401(k) Savings Plan reported net income rose from -$3M in the plan year 2022 filing to $3M in the plan year 2023 filing.
  • Citizens State Bank 401(k) Savings Plan end-of-year assets rose from $17M in the plan year 2022 filing to $20M in the plan year 2023 filing.
  • Citizens State Bank 401(k) Savings Plan reported participants rose from 136 in the plan year 2022 filing to 140 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 740557930 · Citizens State Bank PY 2023 · 401(k)

Citizens State Bank 401(k) Savings Plan · $20M · 140 · 73rd

  • RANK $20M
  • RANK 140
  • RANK 73rd
  • RANK 401(k)
  • RANK near Igsb, Inc. 401(k) Profit Sharing Plan
  • RANK ind #5283

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Citizens State Bank 401(k) Savings Plan in the asset neighbourhood

Center for Family Services, Inc. 401(k) Salary Reduction PlanCenter for Family Services, …$20MValley Hope 401(k) Retirement PlanValley Hope 401(k) Retiremen…$20MCitizens State Bank 401(k) Savings PlanCitizens State Bank 401(k) S…$20MIgsb, Inc. 401(k) Profit Sharing PlanIgsb, Inc. 401(k) Profit Sha…$20MFirst Orion Corp. 401(k) Plan$20M
End-of-year total assets ($M) among Citizens State Bank 401(k) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Texas filing particulars

Total Assets (Beginning of Year)$17M
Net Assets (End of Year)$20M
Net Income$3M
Employer EIN740557930
Plan Effective Date1997-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens State Bank)

Sponsor-wide plan assets over time

All Citizens State Bank plans reported in each filing year

Latest sponsor-wide plan assets
$22M 30.509861503271075% vs 2022
2024 filing year
$16M$18M$20M$22M$24M 202220232024 $17.1M $22.3M ▲ +30.5%
Year Plans Participants Total Assets
2022 1 136 $17M
2023 1 140 $20M
2024 1 142 $22M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens State Bank 401(k) Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -1001020304050 Total assets ($B) Participants Citizens State Bank 401(k) Savings Plan, Total assets ($B): 0.02036426 · Participants: 140Citizens State Bank 401(k) Savings PlanAT&T Retirement Savings Plan, Total assets ($B): 40.012012 · Participants: 119854AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.917 · Participants: 23477Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 16.496476432 · Participants: 41679Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 14.680189879 · Participants: 88792American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 13.529835 · Participants: 45686Dell Inc. 401(k) Plan
Citizens State Bank 401(k) Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants
Compare Citizens State Bank 401(k) Savings Plan side-by-side with 3 peers →

Citizens State Bank 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Igsb, Inc. 401(k) Profit Sharing Plan in CA ($20M); by covered participants it is Hawaiian Macadamia Nut Orchards, L.P. Defined Contribution Plan in HI (140 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($20M here).

Similar participant headcount

Nearest other-state filings by covered participants (140 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens State Bank 401(k) Savings Plan assets move in 2023? ▼
Citizens State Bank 401(k) Savings Plan grew sharply - up 19.0% during 2023, from $17M to $20M. Reported net income was $3M.
How have Citizens State Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens State Bank's sponsor-wide assets grew 30.5%, from $17M to $22M.
Which 401(k) plans are similar in size to Citizens State Bank 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Igsb, Inc. 401(k) Profit Sharing Plan in CA ($20M, 14 participants).
Which 401(k) plans cover a similar participant headcount to Citizens State Bank 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Hawaiian Macadamia Nut Orchards, L.P. Defined Contribution Plan in HI (140 participants, $4M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 740557930.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.