401(k) · DOL Form 5500 · 2023
American Water Works Company, Inc. 401(k) Plan
Data updated 2026-08-11
- $1.3B
- Total assets
- 6,474
- Participants
- 99th
- Percentile by assets
- $193,409
- Avg per participant
Official DOL plan name: Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs · Sponsored by American Water Works Company, Inc. · New Jersey · Utilities
$1.3B in assets, 6,474 participants
American Water Works Company, Inc.'s Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported $1.3B in total assets and 6,474 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 99th percentile by assets (of 127,072 plans)
- #655 in Utilities (721 peers)
Coverage in New Jersey
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs covers 6,474 participants in New Jersey, 7.7x the typical New Jersey plan (state average ~844 per filing). Assets: $1.3B.
- $1.3B
- total plan assets (2023 EOY)
- 6,474
- covered participants
- 99th
- percentile by assets (of 127,072 plans)
- $193,409
- avg assets per participant
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported net income rose from -$229M in the plan year 2022 filing to $211M in the plan year 2023 filing.
- Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs end-of-year assets rose from $1.0B in the plan year 2022 filing to $1.3B in the plan year 2023 filing.
- Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported participants fell from 6,541 in the plan year 2022 filing to 6,474 in the plan year 2023 filing.
Participants vs New Jersey filers
In New Jersey, the average filing covers about 844 participants across 4,145 plans. Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reports 6,474 participants - 7.7x that state average ($1.3B EOY assets).
New Jersey filing particulars
| Total Assets (Beginning of Year) | $1.0B |
|---|---|
| Net Assets (End of Year) | $1.3B |
| Net Income | $211M |
| Employer EIN | 510063696 |
| Plan Effective Date | 1993-08-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (American Water Works Company, Inc.)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 8,248 | $2.5B |
| 2023 | 3 | 8,107 | $2.7B |
| 2024 | 3 | 8,038 | $2.8B |
Nearby 401(k) Plans in New Jersey
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs vs. nearby 401(k) plans in New Jersey, assets vs. participants
- JPMorgan Chase 401(k) Savings Plan $44.6B · 176,610
- Verizon Savings Plan for Management Employees $27.8B · 78,072
- Johnson and Johnson Savings Plan $22.2B · 41,291
- Ernst & Young Retirement Savings Plan $15.5B · 59,346
- Merck US Savings Plan $13.4B · 26,850
Scale composition for Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reports $1.3B in end-of-year assets across 6,474 participants (0.010% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.007% of 93,925,755 covered participants) - about $193,409 per participant (1.4x the national average assets-per-participant) . Net income for plan year 2023 was $211M.
This plan identity (EIN 510063696, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.0B to $1.4B (+33.9%) while covered participants moved from 6,541 to 6,548 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 6,541 | $1.0B | Open filing |
| 2023 | 6,474 | $1.3B | This page |
| 2024 · index core | 6,548 | $1.4B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs (401(k), $1.4B, 6,548 participants)
- Pension Plan for Employees of American Water Works Company, Inc. & Its Designated Subsidiaries (Defined Benefit (Pension), $712M, 1,488 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs by total assets, not by location.
- Universal Music Group 401(k) Plan (CA) $1.3B · 3,539
- Umass Memorial Health Care 401(k) Plan (MA) $1.2B · 12,451
- Wakemed Retirement Savings Plan (NC) $1.2B · 11,758
- Bwxt Thrift Plan (VA) $1.3B · 4,894
Frequently Asked Questions
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Filing takeaways
Ways to act on Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's numbers.
- By total assets, Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in New Jersey. Compare plans
- American Water Works Company, Inc.'s sponsor-wide assets have grown 13.3% since 2022 across 3 plan years on file. More Utilities plans