401(k) · DOL Form 5500 · 2023

American Water Works Company, Inc. 401(k) Plan

Data updated 2026-08-25

$1.3B
Total assets Very large vs avg
6,474
Participants Above avg headcount
99th
Percentile by assets National rank
$193,409
Avg per participant Above avg balance/head
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Official DOL plan name: Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs · Sponsored by American Water Works Company, Inc. · New Jersey · Utilities

$1.3B in assets, 6,474 participants

American Water Works Company, Inc.'s Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported $1.3B in total assets and 6,474 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #655 in Utilities (721 peers)

Coverage in New Jersey

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs covers 6,474 participants in New Jersey, 7.7x the typical New Jersey plan (state average ~844 per filing). Assets: $1.3B.

#655
in Utilities (721 peers)
+20.2%
assets growth YoY
13×
vs typical plan assets (national mean)

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's outsized position by total assets

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$1,252,130,909 Top 1% higher than 99% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs lands in the large band (6,474 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported net income rose from -$229M in the plan year 2022 filing to $211M in the plan year 2023 filing.
  • Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs end-of-year assets rose from $1.0B in the plan year 2022 filing to $1.3B in the plan year 2023 filing.
  • Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported participants fell from 6,541 in the plan year 2022 filing to 6,474 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 510063696 · American Water Works Company, Inc. PY 2023 · 401(k)

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs · $1.3B · 6,474 · 99th

  • EBSA $1.3B
  • EBSA 6,474
  • EBSA 99th
  • EBSA 401(k)
  • EBSA near Universal Music Group 401(k) Plan
  • EBSA ind #655

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Utilities retirement plans → · Plans in New Jersey →

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs in the asset neighbourhood

Universal Music Group 401(k) PlanUniversal Music Group 401(k)…$1.3BBwxt Thrift Plan$1.3BSavs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig SubsSavs Pl for Emps of Amer Wtr…$1.3BUmass Memorial Health Care 401(k) PlanUmass Memorial Health Care 4…$1.2BWakemed Retirement Savings PlanWakemed Retirement Savings P…$1.2B
End-of-year total assets ($B) among Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

New Jersey filing particulars

Total Assets (Beginning of Year)$1.0B
Net Assets (End of Year)$1.3B
Net Income$211M
Employer EIN510063696
Plan Effective Date1993-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (American Water Works Company, Inc.)

Sponsor-wide plan assets over time

All American Water Works Company, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$2.8B 13.323240637329251% vs 2022
2024 filing year
$2.4B$2.5B$2.6B$2.7B$2.8B$2.9B 202220232024 $2.46B $2.79B ▲ +13.4%
Year Plans Participants Total Assets
2022 2 8,248 $2.5B
2023 3 8,107 $2.7B
2024 3 8,038 $2.8B

Nearby 401(k) Plans in New Jersey

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs vs. nearby 401(k) plans in New Jersey, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -1001020304050 Total assets ($B) Participants Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs, Total assets ($B): 1.252130909 · Participants: 6474Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig SubsJPMorgan Chase 401(k) Savings Plan, Total assets ($B): 44.552237022 · Participants: 176610JPMorgan Chase 401(k) Savings PlanVerizon Savings Plan for Management Employees, Total assets ($B): 27.825640157 · Participants: 78072Verizon Savings Plan for Management EmployeesJohnson and Johnson Savings Plan, Total assets ($B): 22.177853595 · Participants: 41291Johnson and Johnson Savings PlanErnst & Young Retirement Savings Plan, Total assets ($B): 15.543526764 · Participants: 59346Ernst & Young Retirement Savings PlanMerck US Savings Plan, Total assets ($B): 13.424416176 · Participants: 26850Merck US Savings Plan
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs vs. nearby 401(k) plans in New Jersey, assets vs. participants
Compare Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs side-by-side with 3 peers →

Scale composition for Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reports $1.3B in end-of-year assets across 6,474 participants (0.010% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.007% of 93,925,755 covered participants) - about $193,409 per participant (1.4x the national average assets-per-participant) . Net income for plan year 2023 was $211M.

This plan identity (EIN 510063696, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.0B to $1.4B (+33.9%) while covered participants moved from 6,541 to 6,548 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 6,541 $1.0B Open filing
2023 6,474 $1.3B This page
2024 · index core 6,548 $1.4B Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's out-of-state 401(k) peers by assets and headcount

Outside New Jersey, the nearest 401(k) by assets is Universal Music Group 401(k) Plan in CA ($1.3B); by covered participants it is Globalfoundries U.S. Inc. 401(k) Plan in CA (6,470 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($1.3B here).

Similar participant headcount

Nearest other-state filings by covered participants (6,474 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs assets move in 2023? ▼
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs grew sharply - up 20.2% during 2023, from $1.0B to $1.3B. Reported net income was $211M.
How have American Water Works Company, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), American Water Works Company, Inc.'s sponsor-wide assets grew 13.3%, from $2.5B to $2.8B.
Where does Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs rank by assets among Form 5500 filers? ▼
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs ranks in the 99th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs? ▼
Among 401(k) plans in other states, the closest by assets is Universal Music Group 401(k) Plan in CA ($1.3B, 3,539 participants).
Which 401(k) plans cover a similar participant headcount to Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs? ▼
Among 401(k) plans in other states, the closest by covered participants is Globalfoundries U.S. Inc. 401(k) Plan in CA (6,470 participants, $1.1B in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 510063696.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.