401(k) · DOL Form 5500 · 2022
American Water Works Company, Inc. 401(k) Plan
Data updated 2026-08-25
- $1.0B
- Total assets Very large vs avg
- 6,541
- Participants Above avg headcount
- 99th
- Percentile by assets National rank
- $159,196
- Avg per participant Above avg balance/head
Official DOL plan name: Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs · Sponsored by American Water Works Company, Inc. · New Jersey · Utilities
$1.0B in assets, 6,541 participants
American Water Works Company, Inc.'s Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported $1.0B in total assets and 6,541 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #663 in Utilities (738 peers)
Coverage in New Jersey
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs covers 6,541 participants in New Jersey, 7.7x the typical New Jersey plan (state average ~844 per filing). Assets: $1.0B.
- #663
- in Utilities (738 peers)
- -18.1%
- assets change YoY
- 10×
- vs typical plan assets (national mean)
The plan reported a net loss of $229M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's outsized position by total assets
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$1,041,303,088 Top 1% higher than 99% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's large-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs lands in the large band (6,541 participants).
Form 5500 schedule snapshot
Filing strip 510063696 · American Water Works Company, Inc. PY 2022 · 401(k)
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs · $1.0B · 6,541 · 99th
- NET $1.0B
- NET 6,541
- NET 99th
- NET 401(k)
- NET near Universal Music Group 401(k) Plan
- NET ind #663
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Utilities retirement plans → · Plans in New Jersey →
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs in the asset neighbourhood
New Jersey filing particulars
| Total Assets (Beginning of Year) | $1.3B |
|---|---|
| Net Assets (End of Year) | $1.0B |
| Net Income | -$229M |
| Employer EIN | 510063696 |
| Plan Effective Date | 1993-08-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (American Water Works Company, Inc.)
Sponsor-wide plan assets over time
All American Water Works Company, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $2.8B 13.323240637329251% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 8,248 | $2.5B |
| 2023 | 3 | 8,107 | $2.7B |
| 2024 | 3 | 8,038 | $2.8B |
Nearby 401(k) Plans in New Jersey
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- JPMorgan Chase 401(k) Savings Plan $36.8B · 168,280
- Verizon Savings Plan for Management Employees $25.2B · 76,788
- Johnson and Johnson Savings Plan $21.2B · 43,271
- Pfizer Savings Plan $17.8B · 27,796
- Ernst & Young Retirement Savings Plan $12.4B · 52,975
Scale composition for Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reports $1.0B in end-of-year assets across 6,541 participants (0.008% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.007% of 93,925,755 covered participants) - about $159,196 per participant (1.2x the national average assets-per-participant) . Net income for plan year 2022 was -$229M.
This plan identity (EIN 510063696, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.0B to $1.4B (+33.9%) while covered participants moved from 6,541 to 6,548 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 6,541 | $1.0B | This page |
| 2023 | 6,474 | $1.3B | Open filing |
| 2024 · index core | 6,548 | $1.4B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs (401(k), $1.4B, 6,548 participants)
- Pension Plan for Employees of American Water Works Company, Inc. & Its Designated Subsidiaries (Defined Benefit (Pension), $712M, 1,488 participants)
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's out-of-state 401(k) peers by assets and headcount
Outside New Jersey, the nearest 401(k) by assets is Universal Music Group 401(k) Plan in CA ($1.0B); by covered participants it is Restaurant Growth Services, LLC 401(k) Plan in TN (6,544 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($1.0B here).
- Universal Music Group 401(k) Plan (CA) $1.0B · 3,338
- Maxar 401(k) Profit Sharing Plan (CO) $1.0B · 4,249
- Ti 401(k) Savings Plan (TX) $1.0B · 786
- Usi 401(k) Plan (NY) $1.0B · 8,186
Similar participant headcount
Nearest other-state filings by covered participants (6,541 participants); asset peers above are excluded.
- Restaurant Growth Services, LLC 401(k) Plan (TN) 6,544 · 3 off
- Schwan's Company Retirement Savings Plan (MN) 6,537 · 4 off
- Franchise Group, Inc. 401(k) Plan (OH) 6,535 · 6 off
- Electrolux Home Products, Inc. Thrift Plan (NC) 6,548 · 7 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.