401(k) · DOL Form 5500 · 2024

American Water Works Company, Inc. 401(k) Plan

Data updated 2026-08-11

$1.4B
Total assets
6,548
Participants
99th
Percentile by assets
$212,971
Avg per participant
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Official DOL plan name: Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs · Sponsored by American Water Works Company, Inc. · New Jersey · Utilities

$1.4B in assets, 6,548 participants

American Water Works Company, Inc.'s Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported $1.4B in total assets and 6,548 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 123,622 plans)
  • #664 in Utilities (732 peers)

Coverage in New Jersey

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs covers 6,548 participants in New Jersey, 7.8x the typical New Jersey plan (state average ~844 per filing). Assets: $1.4B.

$1.4B
total plan assets (2024 EOY)
6,548
covered participants
99th
percentile by assets (of 123,622 plans)
$212,971
avg assets per participant

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported net income fell from $211M in the plan year 2023 filing to $142M in the plan year 2024 filing.
  • Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs end-of-year assets rose from $1.3B in the plan year 2023 filing to $1.4B in the plan year 2024 filing.
  • Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported participants rose from 6,474 in the plan year 2023 filing to 6,548 in the plan year 2024 filing.

See the national 2023→2024 release diff →

State
Industry

Participants vs New Jersey filers

In New Jersey, the average filing covers about 844 participants across 4,145 plans. Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reports 6,548 participants - 7.8x that state average ($1.4B EOY assets).

New Jersey filing particulars

Total Assets (Beginning of Year)$1.3B
Net Assets (End of Year)$1.4B
Net Income$142M
Employer EIN510063696
Plan Effective Date1993-08-01
Filing StatusFILING RECEIVED

Sponsor Plan History (American Water Works Company, Inc.)

$2.4B$2.5B$2.6B$2.7B$2.8B$2.9B 202220232024 $2.46B $2.79B ▲ +13.4%
Total plan assets by year, all American Water Works Company, Inc. plans on file
Year Plans Participants Total Assets
2022 2 8,248 $2.5B
2023 3 8,107 $2.7B
2024 3 8,038 $2.8B

Nearby 401(k) Plans in New Jersey

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs vs. nearby 401(k) plans in New Jersey, assets vs. participants

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs vs. nearby 401(k) plans in New Jersey, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -200204060 Total assets ($B) Participants Savs Pl for Emps of …JPMorgan Chase 401(k…Verizon Savings Plan…Johnson and Johnson …Ernst & Young Retire…Merck US Savings Plan
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs vs. nearby 401(k) plans in New Jersey, assets vs. participants

Scale composition for Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs

Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reports $1.4B in end-of-year assets across 6,548 participants (0.011% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.007% of 93,925,755 covered participants) - about $212,971 per participant (1.5x the national average assets-per-participant) . Net income for plan year 2024 was $142M.

This plan identity (EIN 510063696, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.0B to $1.4B (+33.9%) while covered participants moved from 6,541 to 6,548 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 6,541 $1.0B Open filing
2023 6,474 $1.3B Open filing
2024 · index core 6,548 $1.4B This page

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs by total assets, not by location.

Frequently Asked Questions

How did Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs assets move in 2024?
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs grew at a solid clip - up 11.4% during 2024, from $1.3B to $1.4B. Reported net income was $142M.
How have American Water Works Company, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), American Water Works Company, Inc.'s sponsor-wide assets grew 13.3%, from $2.5B to $2.8B.
Where does Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs rank by assets among Form 5500 filers?
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs ranks in the 99th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs?
Among 401(k) plans in other states, the closest by assets is The Neiman Marcus Group LLC Retirement Savings Plan in TX ($1.4B, 9,861 participants).

Next read for Savs Pl for Emps of Amer Wtr Wks Co Inc …

Filing takeaways

Ways to act on Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's numbers.

  • By total assets, Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs ranks among the largest 1% of all filed plans. See the largest plans
  • Compare it side-by-side against 3 similar 401(k) plans in New Jersey. Compare plans
  • American Water Works Company, Inc.'s sponsor-wide assets have grown 13.3% since 2022 across 3 plan years on file. More Utilities plans