401(k) · DOL Form 5500 · 2024
American Water Works Company, Inc. 401(k) Plan
Data updated 2026-08-25
- $1.4B
- Total assets Very large vs avg
- 6,548
- Participants Above avg headcount
- 99th
- Percentile by assets National rank
- $212,971
- Avg per participant Above avg balance/head
Official DOL plan name: Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs · Sponsored by American Water Works Company, Inc. · New Jersey · Utilities
$1.4B in assets, 6,548 participants
American Water Works Company, Inc.'s Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported $1.4B in total assets and 6,548 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #664 in Utilities (732 peers)
Coverage in New Jersey
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs covers 6,548 participants in New Jersey, 7.8x the typical New Jersey plan (state average ~844 per filing). Assets: $1.4B.
- #664
- in Utilities (732 peers)
- +11.4%
- assets growth YoY
- 14×
- vs typical plan assets (national mean)
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's outsized position by total assets
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$1,394,536,734 Top 1% higher than 99% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's large-plan peer group by participant headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs lands in the large band (6,548 participants).
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported net income fell from $211M in the plan year 2023 filing to $142M in the plan year 2024 filing.
- Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs end-of-year assets rose from $1.3B in the plan year 2023 filing to $1.4B in the plan year 2024 filing.
- Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reported participants rose from 6,474 in the plan year 2023 filing to 6,548 in the plan year 2024 filing.
EBSA filing schedule strip
Filing strip 510063696 · American Water Works Company, Inc. PY 2024 · 401(k)
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs · $1.4B · 6,548 · 99th
- TYPE $1.4B
- NET 6,548
- BOOK 99th
- VS-ST 401(k)
- BOY near The Neiman Marcus Group LLC Retirement Savings Plan
- SCH ind #664
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Utilities retirement plans → · Plans in New Jersey →
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs in the asset neighbourhood
New Jersey filing particulars
| Total Assets (Beginning of Year) | $1.3B |
|---|---|
| Net Assets (End of Year) | $1.4B |
| Net Income | $142M |
| Employer EIN | 510063696 |
| Plan Effective Date | 1993-08-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (American Water Works Company, Inc.)
Sponsor-wide plan assets over time
All American Water Works Company, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $2.8B 13.323240637329251% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 8,248 | $2.5B |
| 2023 | 3 | 8,107 | $2.7B |
| 2024 | 3 | 8,038 | $2.8B |
Nearby 401(k) Plans in New Jersey
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- JPMorgan Chase 401(k) Savings Plan $52.9B · 185,532
- Verizon Savings Plan for Management Employees $29.4B · 69,218
- Johnson and Johnson Savings Plan $23.6B · 42,583
- Ernst & Young Retirement Savings Plan $18.3B · 56,714
- Merck US Savings Plan $15.0B · 27,956
Scale composition for Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs reports $1.4B in end-of-year assets across 6,548 participants (0.011% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.007% of 93,925,755 covered participants) - about $212,971 per participant (1.5x the national average assets-per-participant) . Net income for plan year 2024 was $142M.
This plan identity (EIN 510063696, plan #003) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.0B to $1.4B (+33.9%) while covered participants moved from 6,541 to 6,548 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 6,541 | $1.0B | Open filing |
| 2023 | 6,474 | $1.3B | Open filing |
| 2024 · index core | 6,548 | $1.4B | This page |
The same sponsor also keeps 1 other index-core plan on PlainRetire:
- Pension Plan for Employees of American Water Works Company, Inc. & Its Designated Subsidiaries (Defined Benefit (Pension), $712M, 1,488 participants)
Savs Pl for Emps of Amer Wtr Wks Co Inc & Its Desig Subs's out-of-state 401(k) peers by assets and headcount
Outside New Jersey, the nearest 401(k) by assets is The Neiman Marcus Group LLC Retirement Savings Plan in TX ($1.4B); by covered participants it is Western Digital Corporation 401(k) Plan in CA (6,558 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($1.4B here).
- The Neiman Marcus Group LLC Retirement Savings Plan (TX) $1.4B · 9,861
- Rpm International Inc. 401(k) Trust and Plan (OH) $1.4B · 9,122
- Discount Tire/America's Tire Retirement Plan (AZ) $1.4B · 14,124
- Lockton, Inc. 401(k) Plan (MO) $1.4B · 6,777
Similar participant headcount
Nearest other-state filings by covered participants (6,548 participants); asset peers above are excluded.
- Western Digital Corporation 401(k) Plan (CA) 6,558 · 10 off
- Saint-Gobain Corporation 401(k) Plan for Salaried Employees (PA) 6,560 · 12 off
- The Mohegan Retirement and 401(k) Plan (CT) 6,567 · 19 off
- Watsco, Inc. Profit Sharing Retirement Plan and Trust (FL) 6,527 · 21 off
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.