401(k) · DOL Form 5500 · 2023

Vistra Operations Company LLC 401(k) Plan

Data updated 2026-08-11

$1.5B
Total assets
4,868
Participants
99th
Percentile by assets
$311,184
Avg per participant
PlainRetire home → About this data

Official DOL plan name: Vistra Thrift Plan · Sponsored by Vistra Operations Company LLC · Texas · Management of Enterprises

$1.5B in assets, 4,868 participants

Vistra Operations Company LLC's Vistra Thrift Plan reported $1.5B in total assets and 4,868 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 127,072 plans)
  • #1,098 in Management of Enterprises (1,137 peers)

Coverage in Texas

Vistra Thrift Plan covers 4,868 participants in Texas, 7.1x the typical Texas plan (state average ~688 per filing). Assets: $1.5B.

$1.5B
total plan assets (2023 EOY)
4,868
covered participants
99th
percentile by assets (of 127,072 plans)
$311,184
avg assets per participant

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Vistra Thrift Plan reported net income rose from -$390M in the plan year 2022 filing to $163M in the plan year 2023 filing.
  • Vistra Thrift Plan end-of-year assets rose from $1.4B in the plan year 2022 filing to $1.5B in the plan year 2023 filing.
  • Vistra Thrift Plan reported participants rose from 4,628 in the plan year 2022 filing to 4,868 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Participants vs Texas filers

In Texas, the average filing covers about 688 participants across 10,116 plans. Vistra Thrift Plan reports 4,868 participants - 7.1x that state average ($1.5B EOY assets).

Texas filing particulars

Total Assets (Beginning of Year)$1.4B
Net Assets (End of Year)$1.5B
Net Income$163M
Employer EIN364833461
Plan Effective Date1968-09-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Vistra Operations Company LLC)

$1.5B$2B$2.5B$3B 202220232024 $1.83B $2.81B ▲ +53.6%
Total plan assets by year, all Vistra Operations Company LLC plans on file
Year Plans Participants Total Assets
2022 4 6,121 $1.8B
2023 3 6,042 $2.0B
2024 4 6,419 $2.8B

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Vistra Thrift Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Vistra Thrift Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -1001020304050 Total assets ($B) Participants Vistra Thrift PlanAT&T Retirement Savi…Exxonmobil Savings P…Caterpillar 401(k) S…American Airlines, I…Dell Inc. 401(k) Plan
Vistra Thrift Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Vistra Thrift Plan by total assets, not by location.

Frequently Asked Questions

How did Vistra Thrift Plan assets move in 2023?
Vistra Thrift Plan grew at a solid clip - up 12.1% during 2023, from $1.4B to $1.5B. Reported net income was $163M.
How have Vistra Operations Company LLC plan assets changed over time?
Across 3 plan years on file (2022-2024), Vistra Operations Company LLC's sponsor-wide assets grew 53.6%, from $1.8B to $2.8B.
Where does Vistra Thrift Plan rank by assets among Form 5500 filers?
Vistra Thrift Plan ranks in the 99th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Vistra Thrift Plan?
Among 401(k) plans in other states, the closest by assets is Csx Corporation Capital Builder Plan in FL ($1.5B, 20,710 participants).

Filing takeaways

Ways to act on Vistra Thrift Plan's numbers.