401(k) · DOL Form 5500 · 2023

Vistra Operations Company LLC 401(k) Plan

Data updated 2026-08-25

$1.5B
Total assets Very large vs avg
4,868
Participants Above avg headcount
99th
Percentile by assets National rank
$311,184
Avg per participant High balance/head
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Official DOL plan name: Vistra Thrift Plan · Sponsored by Vistra Operations Company LLC · Texas · Management of Enterprises

$1.5B in assets, 4,868 participants

Vistra Operations Company LLC's Vistra Thrift Plan reported $1.5B in total assets and 4,868 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #1,098 in Management of Enterprises (1,137 peers)

Coverage in Texas

Vistra Thrift Plan covers 4,868 participants in Texas, 7.1x the typical Texas plan (state average ~688 per filing). Assets: $1.5B.

#1,098
in Management of Enterprises (1,137 peers)
+12.1%
assets growth YoY
15×
vs typical plan assets (national mean)

Vistra Thrift Plan's outsized position by total assets

Vistra Thrift Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$1,514,842,609 Top 1% higher than 99% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Vistra Thrift Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Vistra Thrift Plan lands in the large band (4,868 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Vistra Thrift Plan reported net income rose from -$390M in the plan year 2022 filing to $163M in the plan year 2023 filing.
  • Vistra Thrift Plan end-of-year assets rose from $1.4B in the plan year 2022 filing to $1.5B in the plan year 2023 filing.
  • Vistra Thrift Plan reported participants rose from 4,628 in the plan year 2022 filing to 4,868 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 364833461 · Vistra Operations Company LLC PY 2023 · 401(k)

Vistra Thrift Plan · $1.5B · 4,868 · 99th

  • EIN $1.5B
  • RANK 4,868
  • PHOTO 99th
  • IND 401(k)
  • EOY near Csx Corporation Capital Builder Plan
  • 5500 ind #1098

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Management of Enterprises retirement plans → · Plans in Texas →

Vistra Thrift Plan in the asset neighbourhood

Thrivent 401(k) Plan$1.5BGrant Thornton LLP 401(k) Savings PlanGrant Thornton LLP 401(k) Sa…$1.5BCity National Bank Profit Sharing PlanCity National Bank Profit Sh…$1.5BVistra Thrift Plan$1.5BCsx Corporation Capital Builder PlanCsx Corporation Capital Buil…$1.5B
End-of-year total assets ($B) among Vistra Thrift Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Texas filing particulars

Total Assets (Beginning of Year)$1.4B
Net Assets (End of Year)$1.5B
Net Income$163M
Employer EIN364833461
Plan Effective Date1968-09-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Vistra Operations Company LLC)

Sponsor-wide plan assets over time

All Vistra Operations Company LLC plans reported in each filing year

Latest sponsor-wide plan assets
$2.8B 53.567037428686426% vs 2022
2024 filing year
$1.5B$2B$2.5B$3B 202220232024 $1.83B $2.81B ▲ +53.6%
Year Plans Participants Total Assets
2022 4 6,121 $1.8B
2023 3 6,042 $2.0B
2024 4 6,419 $2.8B

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Vistra Thrift Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -1001020304050 Total assets ($B) Participants Vistra Thrift Plan, Total assets ($B): 1.514842609 · Participants: 4868Vistra Thrift PlanAT&T Retirement Savings Plan, Total assets ($B): 40.012012 · Participants: 119854AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.917 · Participants: 23477Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 16.496476432 · Participants: 41679Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 14.680189879 · Participants: 88792American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 13.529835 · Participants: 45686Dell Inc. 401(k) Plan
Vistra Thrift Plan vs. nearby 401(k) plans in Texas, assets vs. participants
Compare Vistra Thrift Plan side-by-side with 3 peers →

Vistra Thrift Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Csx Corporation Capital Builder Plan in FL ($1.5B); by covered participants it is Cardenas Markets LLC 401(k) Plan in CA (4,869 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($1.5B here).

Similar participant headcount

Nearest other-state filings by covered participants (4,868 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Vistra Thrift Plan assets move in 2023? ▼
Vistra Thrift Plan grew at a solid clip - up 12.1% during 2023, from $1.4B to $1.5B. Reported net income was $163M.
How have Vistra Operations Company LLC plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Vistra Operations Company LLC's sponsor-wide assets grew 53.6%, from $1.8B to $2.8B.
Where does Vistra Thrift Plan rank by assets among Form 5500 filers? ▼
Vistra Thrift Plan ranks in the 99th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Vistra Thrift Plan? ▼
Among 401(k) plans in other states, the closest by assets is Csx Corporation Capital Builder Plan in FL ($1.5B, 20,710 participants).
Which 401(k) plans cover a similar participant headcount to Vistra Thrift Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Cardenas Markets LLC 401(k) Plan in CA (4,869 participants, $9M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 364833461.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.