401(k) · DOL Form 5500 · 2024
Centerpoint Energy, Inc. 401(k) Plan
Data updated 2026-08-25
- $2.1B
- Total assets Very large vs avg
- 7,950
- Participants Very large workforce
- 99th
- Percentile by assets National rank
- $265,276
- Avg per participant High balance/head
Official DOL plan name: Centerpoint Energy Savings Plan · Sponsored by Centerpoint Energy, Inc. · Texas · Utilities
$2.1B in assets, 7,950 participants
Centerpoint Energy, Inc.'s Centerpoint Energy Savings Plan reported $2.1B in total assets and 7,950 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #683 in Utilities (732 peers)
Coverage in Texas
Centerpoint Energy Savings Plan covers 7,950 participants in Texas, 12x the typical Texas plan (state average ~688 per filing). Assets: $2.1B.
- #683
- in Utilities (732 peers)
- -6.5%
- assets change YoY
- 21×
- vs typical plan assets (national mean)
The plan reported a net loss of $147M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Centerpoint Energy Savings Plan's outsized position by total assets
Centerpoint Energy Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2024 · DOL Form 5500
$2,108,942,768 Top 1% higher than 99% of 123,620 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024
Centerpoint Energy Savings Plan's large-plan peer group by participant headcount
Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Centerpoint Energy Savings Plan lands in the large band (7,950 participants).
What changed between DOL Form 5500 filings
plan year 2023 → plan year 2024
- Centerpoint Energy Savings Plan reported net income fell from $229M in the plan year 2023 filing to -$147M in the plan year 2024 filing.
- Centerpoint Energy Savings Plan end-of-year assets fell from $2.6B in the plan year 2023 filing to $2.1B in the plan year 2024 filing.
- Centerpoint Energy Savings Plan reported participants fell from 9,430 in the plan year 2023 filing to 7,950 in the plan year 2024 filing.
Form 5500 schedule snapshot
Filing strip 740694415 · Centerpoint Energy, Inc. PY 2024 · 401(k)
Centerpoint Energy Savings Plan · $2.1B · 7,950 · 99th
- BOOK $2.1B
- VS-ST 7,950
- BOY 99th
- SCH 401(k)
- EBSA near Reyes Holdings Retirement Plan
- PART ind #683
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Utilities retirement plans → · Plans in Texas →
Centerpoint Energy Savings Plan in the asset neighbourhood
Texas filing particulars
| Total Assets (Beginning of Year) | $2.3B |
|---|---|
| Net Assets (End of Year) | $2.1B |
| Net Income | -$147M |
| Employer EIN | 740694415 |
| Plan Effective Date | 1973-07-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Centerpoint Energy, Inc.)
Sponsor-wide plan assets over time
All Centerpoint Energy, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $14.5B 319.62533662511845% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 15,978 | $3.5B |
| 2023 | 2 | 14,717 | $3.7B |
| 2024 | 6 | 48,552 | $14.5B |
Nearby 401(k) Plans in Texas
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- AT&T Retirement Savings Plan $43.1B · 109,889
- Exxonmobil Savings Plan $23.7B · 21,990
- Chevron Employee Savings Investment Plan $20.4B · 21,505
- Caterpillar 401(k) Savings Plan $18.8B · 43,873
- Southwest Airlines Co. Retirement Savings Plan $17.0B · 67,820
Scale composition for Centerpoint Energy Savings Plan
Centerpoint Energy Savings Plan reports $2.1B in end-of-year assets across 7,950 participants (0.017% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.008% of 93,925,755 covered participants) - about $265,276 per participant (1.9x the national average assets-per-participant) . Net income for plan year 2024 was -$147M.
This plan identity (EIN 740694415, plan #015) has 7 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.4B to $2.9B (+21.4%) while covered participants moved from 9,444 to 8,850 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 9,444 | $2.4B | Open filing |
| 2023 | 9,430 | $2.6B | Open filing |
| 2024 | 7,950 | $2.1B | This page |
| 2024 | 8,012 | $2.6B | Open filing |
| 2024 | 9,590 | $2.7B | Open filing |
| 2024 | 9,187 | $3.1B | Open filing |
| 2024 · index core | 8,850 | $2.9B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Centerpoint Energy Savings Plan (401(k), $2.9B, 8,850 participants)
- Centerpoint Energy Retirement Plan (Defined Benefit (Pension), $1.1B, 4,963 participants)
Centerpoint Energy Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Texas, the nearest 401(k) by assets is Reyes Holdings Retirement Plan in IL ($2.1B); by covered participants it is Puget Sound Electrical Workers 401(k) Savings Plan in WA (7,951 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($2.1B here).
- Reyes Holdings Retirement Plan (IL) $2.1B · 23,408
- Credit Union Retirement Plan Association 401(k) Plan (WI) $2.1B · 19,717
- Kla 401(k) Plan (CA) $2.1B · 4,593
- Unicare Savings Plan (NJ) $2.1B · 6,865
Similar participant headcount
Nearest other-state filings by covered participants (7,950 participants); asset peers above are excluded.
- Puget Sound Electrical Workers 401(k) Savings Plan (WA) 7,951 · 1 off
- The Pep Boys 401(k) Plan (PA) 7,948 · 2 off
- Nelnet 401(k) Plan (NE) 7,953 · 3 off
- Cliftonlarsonallen LLP 401(k) Retirement Plan (MN) 7,938 · 12 off
DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.