401(k) · DOL Form 5500 · 2024

Centerpoint Energy, Inc. 401(k) Plan

Data updated 2026-07-24

$2.1B
Total assets: 7,950
Participants: 99th
Percentile by assets: $265,276
Avg per participant

Official DOL plan name: Centerpoint Energy Savings Plan · Sponsored by Centerpoint Energy, Inc. · Texas · Utilities

$2.1B in assets, 7,950 participants

Centerpoint Energy, Inc.'s Centerpoint Energy Savings Plan reported $2.1B in total assets and 7,950 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

99th percentile by assets (of 116,472 plans)

Coverage in Texas

Centerpoint Energy Savings Plan covers 7,950 participants in Texas, 11x the typical Texas plan (state average ~704 per filing). Assets: $2.1B.

$2.1B
total plan assets (2024 EOY): 7,950
covered participants: 99th
percentile by assets (of 116,472 plans): $265,276
avg assets per participant

The plan reported a net loss of $147M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Centerpoint Energy Savings Plan reported net income fell from $229M in the plan year 2023 filing to -$147M in the plan year 2024 filing.
Centerpoint Energy Savings Plan end-of-year assets fell from $2.6B in the plan year 2023 filing to $2.1B in the plan year 2024 filing.
Centerpoint Energy Savings Plan reported participants fell from 9,430 in the plan year 2023 filing to 7,950 in the plan year 2024 filing.

See the national 2023→2024 release diff →

State

Texas

Industry

Utilities

Participants vs Texas filers

In Texas, the average filing covers about 704 participants across 9,718 plans. Centerpoint Energy Savings Plan reports 7,950 participants - 11x that state average ($2.1B EOY assets).

Texas filing particulars

Total Assets (Beginning of Year)	$2.3B
Net Assets (End of Year)	$2.1B
Net Income	-$147M
Employer EIN	740694415
Plan Effective Date	1973-07-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Centerpoint Energy, Inc.)

Total plan assets by year, all Centerpoint Energy, Inc. plans on file

Year	Plans	Participants	Total Assets
2022	2	15,978	$3.5B
2023	2	14,717	$3.7B
2024	6	48,552	$14.5B

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Centerpoint Energy Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants

AT&T Retirement Savings Plan $43.1B · 109,889
Exxonmobil Savings Plan $23.7B · 21,990
Chevron Employee Savings Investment Plan $20.4B · 21,505
Caterpillar 401(k) Savings Plan $18.8B · 43,873
Southwest Airlines Co. Retirement Savings Plan $17.0B · 67,820

Compare Centerpoint Energy Savings Plan side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Centerpoint Energy Savings Plan by total assets, not by location.

Reyes Holdings Retirement Plan (IL) $2.1B · 23,408
Credit Union Retirement Plan Association 401(k) Plan (WI) $2.1B · 19,717
Kla 401(k) Plan (CA) $2.1B · 4,593
Unicare Savings Plan (NJ) $2.1B · 6,865

Frequently Asked Questions

How did Centerpoint Energy Savings Plan assets move in 2024? ▼

Centerpoint Energy Savings Plan pulled back noticeably - down 6.5% during 2024, from $2.3B to $2.1B. Reported net income was -$147M.

How have Centerpoint Energy, Inc. plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Centerpoint Energy, Inc.'s sponsor-wide assets grew 319.6%, from $3.5B to $14.5B.

Where does Centerpoint Energy Savings Plan rank by assets among Form 5500 filers? ▼

Centerpoint Energy Savings Plan ranks in the 99th percentile by end-of-year assets among 116,472 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).

Which 401(k) plans are similar in size to Centerpoint Energy Savings Plan? ▼

Among 401(k) plans in other states, the closest by assets is Reyes Holdings Retirement Plan in IL ($2.1B, 23,408 participants).

Next read for Centerpoint Energy Savings Plan

Filing takeaways

Ways to act on Centerpoint Energy Savings Plan's numbers.

By total assets, Centerpoint Energy Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
Compare it side-by-side against 3 similar 401(k) plans in Texas. Compare plans
Centerpoint Energy, Inc.'s sponsor-wide assets have grown 319.6% since 2022 across 3 plan years on file. More Utilities plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 740694415.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.