401(k) · DOL Form 5500 · 2022
Centerpoint Energy, Inc. 401(k) Plan
Data updated 2026-08-06
- $2.4B
- Total assets
- 9,444
- Participants
- 100th
- Percentile by assets
- $251,488
- Avg per participant
Official DOL plan name: Centerpoint Energy Savings Plan · Sponsored by Centerpoint Energy, Inc. · Texas · Utilities
$2.4B in assets, 9,444 participants
Centerpoint Energy, Inc.'s Centerpoint Energy Savings Plan reported $2.4B in total assets and 9,444 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 100th percentile by assets (of 139,258 plans)
- #700 in Utilities (739 peers)
Coverage in Texas
Centerpoint Energy Savings Plan covers 9,444 participants in Texas, 13x the typical Texas plan (state average ~704 per filing). Assets: $2.4B.
- $2.4B
- total plan assets (2022 EOY)
- 9,444
- covered participants
- 100th
- percentile by assets (of 139,258 plans)
- $251,488
- avg assets per participant
The plan reported a net loss of $702M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs Texas filers
In Texas, the average filing covers about 704 participants across 9,718 plans. Centerpoint Energy Savings Plan reports 9,444 participants - 13x that state average ($2.4B EOY assets).
Texas filing particulars
| Total Assets (Beginning of Year) | $3.1B |
|---|---|
| Net Assets (End of Year) | $2.4B |
| Net Income | -$702M |
| Employer EIN | 740694415 |
| Plan Effective Date | 1973-07-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Centerpoint Energy, Inc.)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 15,978 | $3.5B |
| 2023 | 2 | 14,717 | $3.7B |
| 2024 | 6 | 48,552 | $14.5B |
Nearby 401(k) Plans in Texas
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Centerpoint Energy Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants
- AT&T Retirement Savings Plan $37.6B · 144,503
- Exxonmobil Savings Plan $21.3B · 23,619
- Caterpillar 401(k) Savings Plan $13.8B · 38,538
- American Airlines, Inc. 401(k) Plan $12.8B · 85,577
- Dell Inc. 401(k) Plan $12.0B · 47,532
Scale composition for Centerpoint Energy Savings Plan
Centerpoint Energy Savings Plan reports $2.4B in end-of-year assets across 9,444 participants (0.020% of the $11.6T held by all Form 5500 filers in the national rollup , and 0.011% of 89,805,449 covered participants) - about $251,488 per participant (1.8x the national average assets-per-participant) . Net income for plan year 2022 was -$702M.
This plan identity (EIN 740694415, plan #015) has 7 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.4B to $2.9B (+21.4%) while covered participants moved from 9,444 to 8,850 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 9,444 | $2.4B | This page |
| 2023 | 9,430 | $2.6B | Open filing |
| 2024 | 7,950 | $2.1B | Open filing |
| 2024 | 8,012 | $2.6B | Open filing |
| 2024 | 9,590 | $2.7B | Open filing |
| 2024 | 9,187 | $3.1B | Open filing |
| 2024 · index core | 8,850 | $2.9B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Centerpoint Energy Savings Plan (401(k), $2.9B, 8,850 participants)
- Centerpoint Energy Retirement Plan (Defined Benefit (Pension), $1.1B, 4,963 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Centerpoint Energy Savings Plan by total assets, not by location.
- Eastman Kodak Employees' Savings and Investment Plan (NY) $2.4B · 2,121
- Boehringer Ingelheim USA Corporation & Its Affiliates Retirement Savings Plan (CT) $2.4B · 8,375
- Hitachi Employee 401(k) Retirement Plan (NY) $2.4B · 5,621
- Nm Employee Savings Plan (WI) $2.4B · 7,423
Frequently Asked Questions
How did Centerpoint Energy Savings Plan assets move in 2022? ▼
How have Centerpoint Energy, Inc. plan assets changed over time? ▼
Where does Centerpoint Energy Savings Plan rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to Centerpoint Energy Savings Plan? ▼
Next read for Centerpoint Energy Savings Plan
Filing takeaways
Ways to act on Centerpoint Energy Savings Plan's numbers.
- By total assets, Centerpoint Energy Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in Texas. Compare plans
- Centerpoint Energy, Inc.'s sponsor-wide assets have grown 319.6% since 2022 across 3 plan years on file. More Utilities plans