401(k) · DOL Form 5500 · 2022

Rent-a-Center, Inc 401(k) Plan

Data updated 2026-08-11

$199M
Total assets
10,953
Participants
96th
Percentile by assets
$18,142
Avg per participant
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Official DOL plan name: Rent-a-Center, Inc. 401(k) Retirement Savings Plan · Sponsored by Rent-a-Center, Inc · Texas · Other Services

$199M in assets, 10,953 participants

Rent-a-Center, Inc's Rent-a-Center, Inc. 401(k) Retirement Savings Plan reported $199M in total assets and 10,953 participants in its 2022 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 96th percentile by assets (of 139,126 plans)
  • #8,302 in Other Services (8,398 peers)

Coverage in Texas

Rent-a-Center, Inc. 401(k) Retirement Savings Plan covers 10,953 participants in Texas, 16x the typical Texas plan (state average ~688 per filing). Assets: $199M.

$199M
total plan assets (2022 EOY)
10,953
covered participants
96th
percentile by assets (of 139,126 plans)
$18,142
avg assets per participant

The plan reported a net loss of $51M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State
Industry

Participants vs Texas filers

In Texas, the average filing covers about 688 participants across 10,116 plans. Rent-a-Center, Inc. 401(k) Retirement Savings Plan reports 10,953 participants - 16x that state average ($199M EOY assets).

Texas filing particulars

Total Assets (Beginning of Year)$250M
Net Assets (End of Year)$198M
Net Income-$51M
Employer EIN450491516
Plan Effective Date1997-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Rent-a-Center, Inc)

$180M$200M$220M$240M$260M 202220232024 $199M $245M ▲ +23.4%
Total plan assets by year, all Rent-a-Center, Inc plans on file
Year Plans Participants Total Assets
2022 1 10,953 $199M
2023 1 9,846 $228M
2024 1 10,087 $245M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Rent-a-Center, Inc. 401(k) Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Rent-a-Center, Inc. 401(k) Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. 050000100000150000200000 -10010203040 Total assets ($B) Participants Rent-a-Center, Inc. …AT&T Retirement Savi…Exxonmobil Savings P…Caterpillar 401(k) S…American Airlines, I…Dell Inc. 401(k) Plan
Rent-a-Center, Inc. 401(k) Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Scale composition for Rent-a-Center, Inc. 401(k) Retirement Savings Plan

Rent-a-Center, Inc. 401(k) Retirement Savings Plan reports $199M in end-of-year assets across 10,953 participants (0.002% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.012% of 93,925,755 covered participants) - about $18,142 per participant (13% of the national average assets-per-participant) . Net income for plan year 2022 was -$51M.

This plan identity (EIN 450491516, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $199M to $245M (+23.4%) while covered participants moved from 10,953 to 10,087 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 10,953 $199M This page
2023 9,846 $228M Open filing
2024 · index core 10,087 $245M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Rent-a-Center, Inc. 401(k) Retirement Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Rent-a-Center, Inc. 401(k) Retirement Savings Plan assets move in 2022?
Rent-a-Center, Inc. 401(k) Retirement Savings Plan declined sharply - down 20.4% during 2022, from $250M to $199M. Reported net income was -$51M.
How have Rent-a-Center, Inc plan assets changed over time?
Across 3 plan years on file (2022-2024), Rent-a-Center, Inc's sponsor-wide assets grew 23.4%, from $199M to $245M.
Where does Rent-a-Center, Inc. 401(k) Retirement Savings Plan rank by assets among Form 5500 filers?
Rent-a-Center, Inc. 401(k) Retirement Savings Plan ranks in the 96th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Rent-a-Center, Inc. 401(k) Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is Retire Ready 401(k) Plan in UT ($199M, 1,978 participants).

Next read for Rent-a-Center, Inc. 401(k) Retirement Sa…

Filing takeaways

Ways to act on Rent-a-Center, Inc. 401(k) Retirement Savings Plan's numbers.

  • By total assets, Rent-a-Center, Inc. 401(k) Retirement Savings Plan ranks in the top 5% of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar 401(k) plans in Texas. Compare plans
  • Rent-a-Center, Inc's sponsor-wide assets have grown 23.4% since 2022 across 3 plan years on file. More Other Services plans