401(k) · DOL Form 5500 · 2022
Rent-a-Center, Inc 401(k) Plan
Data updated 2026-08-25
- $199M
- Total assets Near avg plan size
- 10,953
- Participants Very large workforce
- 96th
- Percentile by assets National rank
- $18,142
- Avg per participant Low balance/head
Official DOL plan name: Rent-a-Center, Inc. 401(k) Retirement Savings Plan · Sponsored by Rent-a-Center, Inc · Texas · Other Services
$199M in assets, 10,953 participants
Rent-a-Center, Inc's Rent-a-Center, Inc. 401(k) Retirement Savings Plan reported $199M in total assets and 10,953 participants in its 2022 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #8,302 in Other Services (8,398 peers)
Coverage in Texas
Rent-a-Center, Inc. 401(k) Retirement Savings Plan covers 10,953 participants in Texas, 16x the typical Texas plan (state average ~688 per filing). Assets: $199M.
- #8,302
- in Other Services (8,398 peers)
- -20.4%
- assets change YoY
- 2.0×
- vs typical plan assets (national mean)
The plan reported a net loss of $51M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Rent-a-Center, Inc. 401(k) Retirement Savings Plan's outsized position by total assets
Rent-a-Center, Inc. 401(k) Retirement Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$198,706,292 Top 4% higher than 96% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Rent-a-Center, Inc. 401(k) Retirement Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Rent-a-Center, Inc. 401(k) Retirement Savings Plan is a mega filing (10,953 participants), the rightmost band on the breakdown.
Plan-year Form 5500 strip
Filing strip 450491516 · Rent-a-Center, Inc PY 2022 · 401(k)
Rent-a-Center, Inc. 401(k) Retirement Savings Plan · $199M · 10,953 · 96th
- VS-ST $199M
- VS-ST 10,953
- VS-ST 96th
- VS-ST 401(k)
- VS-ST near Retire Ready 401(k) Plan
- VS-ST ind #8302
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Other Services retirement plans → · Plans in Texas →
Rent-a-Center, Inc. 401(k) Retirement Savings Plan in the asset neighbourhood
Texas filing particulars
| Total Assets (Beginning of Year) | $250M |
|---|---|
| Net Assets (End of Year) | $198M |
| Net Income | -$51M |
| Employer EIN | 450491516 |
| Plan Effective Date | 1997-10-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Rent-a-Center, Inc)
Sponsor-wide plan assets over time
All Rent-a-Center, Inc plans reported in each filing year
- Latest sponsor-wide plan assets
- $245M 23.38396662346253% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 10,953 | $199M |
| 2023 | 1 | 9,846 | $228M |
| 2024 | 1 | 10,087 | $245M |
Nearby 401(k) Plans in Texas
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- AT&T Retirement Savings Plan $37.6B · 144,503
- Exxonmobil Savings Plan $21.3B · 23,619
- Caterpillar 401(k) Savings Plan $13.8B · 38,538
- American Airlines, Inc. 401(k) Plan $12.8B · 85,577
- Dell Inc. 401(k) Plan $12.0B · 47,532
Scale composition for Rent-a-Center, Inc. 401(k) Retirement Savings Plan
Rent-a-Center, Inc. 401(k) Retirement Savings Plan reports $199M in end-of-year assets across 10,953 participants (0.002% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.012% of 93,925,755 covered participants) - about $18,142 per participant (13% of the national average assets-per-participant) . Net income for plan year 2022 was -$51M.
This plan identity (EIN 450491516, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $199M to $245M (+23.4%) while covered participants moved from 10,953 to 10,087 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 10,953 | $199M | This page |
| 2023 | 9,846 | $228M | Open filing |
| 2024 · index core | 10,087 | $245M | Open filing |
The same sponsor also keeps 1 other index-core plan on PlainRetire:
- Upbound 401(k) Retirement Savings Plan (401(k), $245M, 10,087 participants)
Rent-a-Center, Inc. 401(k) Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Texas, the nearest 401(k) by assets is Retire Ready 401(k) Plan in UT ($199M); by covered participants it is Nationwide Children's Hospital, Inc. Defined Contribution Plan in OH (10,960 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($199M here).
- Retire Ready 401(k) Plan (UT) $199M · 1,978
- Farella Braun and Martel LLP Profit Sharing and 401(k) Plan (CA) $199M · 185
- New Lexington Clinic, P.S.C. Savings and Profit Sharing Plan (KY) $199M · 1,011
- Nuvasive, Inc. 401(k) Plan (CA) $199M · 2,374
Similar participant headcount
Nearest other-state filings by covered participants (10,953 participants); asset peers above are excluded.
- Nationwide Children's Hospital, Inc. Defined Contribution Plan (OH) 10,960 · 7 off
- Epic Systems Corporation 401(k) Plan (WI) 10,964 · 11 off
- Topbuild Corp. 401(k) Plan (FL) 10,941 · 12 off
- Lnc Employees' 401(k) Savings Plan (PA) 10,934 · 19 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.