401(k) · DOL Form 5500 · 2023

Upbound Group, Inc. 401(k) Plan

Data updated 2026-08-25

$228M
Total assets Near avg plan size
9,846
Participants Very large workforce
95th
Percentile by assets National rank
$23,178
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Upbound 401(k) Retirement Savings Plan · Sponsored by Upbound Group, Inc. · Texas · Other Services

$228M in assets, 9,846 participants

Upbound Group, Inc.'s Upbound 401(k) Retirement Savings Plan reported $228M in total assets and 9,846 participants in its 2023 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,758 in Other Services (7,857 peers)

Coverage in Texas

Upbound 401(k) Retirement Savings Plan covers 9,846 participants in Texas, 14x the typical Texas plan (state average ~688 per filing). Assets: $228M.

#7,758
in Other Services (7,857 peers)
+14.8%
assets growth YoY
2.3×
vs typical plan assets (national mean)

Upbound 401(k) Retirement Savings Plan's outsized position by total assets

Upbound 401(k) Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$228,207,792 Top 5% higher than 95% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Upbound 401(k) Retirement Savings Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Upbound 401(k) Retirement Savings Plan lands in the large band (9,846 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Upbound 401(k) Retirement Savings Plan reported net income rose from -$51M in the plan year 2022 filing to $29M in the plan year 2023 filing.
  • Upbound 401(k) Retirement Savings Plan end-of-year assets rose from $199M in the plan year 2022 filing to $228M in the plan year 2023 filing.
  • Upbound 401(k) Retirement Savings Plan reported participants fell from 10,953 in the plan year 2022 filing to 9,846 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 450491516 · Upbound Group, Inc. PY 2023 · 401(k)

Upbound 401(k) Retirement Savings Plan · $228M · 9,846 · 95th

  • 5500 $228M
  • ASSETS 9,846
  • PCT 95th
  • EIN 401(k)
  • RANK near Ati Holdings, LLC 401(k) Profit Sharing Plan
  • PHOTO ind #7758

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Other Services retirement plans → · Plans in Texas →

Upbound 401(k) Retirement Savings Plan in the asset neighbourhood

Scientific Research Corporation 401(k) Profit Sharing PlanScientific Research Corporat…$228MUpbound 401(k) Retirement Savings PlanUpbound 401(k) Retirement Sa…$228MAti Holdings, LLC 401(k) Profit Sharing PlanAti Holdings, LLC 401(k) Pro…$228MJensen Hughes 401(k) Plan$228MTranswestern 401(k) Plan$228M
End-of-year total assets ($M) among Upbound 401(k) Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Texas filing particulars

Total Assets (Beginning of Year)$199M
Net Assets (End of Year)$227M
Net Income$29M
Employer EIN450491516
Plan Effective Date1997-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Upbound Group, Inc.)

Sponsor-wide plan assets over time

All Upbound Group, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$245M 23.38396662346253% vs 2022
2024 filing year
$180M$200M$220M$240M$260M 202220232024 $199M $245M ▲ +23.4%
Year Plans Participants Total Assets
2022 1 10,953 $199M
2023 1 9,846 $228M
2024 1 10,087 $245M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Upbound 401(k) Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. 050000100000150000 -1001020304050 Total assets ($B) Participants Upbound 401(k) Retirement Savings Plan, Total assets ($B): 0.228207792 · Participants: 9846Upbound 401(k) Retirement Savings PlanAT&T Retirement Savings Plan, Total assets ($B): 40.012012 · Participants: 119854AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.917 · Participants: 23477Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 16.496476432 · Participants: 41679Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 14.680189879 · Participants: 88792American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 13.529835 · Participants: 45686Dell Inc. 401(k) Plan
Upbound 401(k) Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants
Compare Upbound 401(k) Retirement Savings Plan side-by-side with 3 peers →

Scale composition for Upbound 401(k) Retirement Savings Plan

Upbound 401(k) Retirement Savings Plan reports $228M in end-of-year assets across 9,846 participants (0.002% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.010% of 93,925,755 covered participants) - about $23,178 per participant (17% of the national average assets-per-participant) . Net income for plan year 2023 was $29M.

This plan identity (EIN 450491516, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $199M to $245M (+23.4%) while covered participants moved from 10,953 to 10,087 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 10,953 $199M Open filing
2023 9,846 $228M This page
2024 · index core 10,087 $245M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Upbound 401(k) Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Ati Holdings, LLC 401(k) Profit Sharing Plan in IL ($228M); by covered participants it is Helpside Inc. 401(k) Plan in UT (9,844 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($228M here).

Similar participant headcount

Nearest other-state filings by covered participants (9,846 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Upbound 401(k) Retirement Savings Plan assets move in 2023? ▼
Upbound 401(k) Retirement Savings Plan grew at a solid clip - up 14.8% during 2023, from $199M to $228M. Reported net income was $29M.
How have Upbound Group, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Upbound Group, Inc.'s sponsor-wide assets grew 23.4%, from $199M to $245M.
Where does Upbound 401(k) Retirement Savings Plan rank by assets among Form 5500 filers? ▼
Upbound 401(k) Retirement Savings Plan ranks in the 95th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Upbound 401(k) Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Ati Holdings, LLC 401(k) Profit Sharing Plan in IL ($228M, 5,898 participants).
Which 401(k) plans cover a similar participant headcount to Upbound 401(k) Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Helpside Inc. 401(k) Plan in UT (9,844 participants, $198M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 450491516.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.