401(k) · DOL Form 5500 · 2022
Whataburger Restaurants LLC 401(k) Plan
Data updated 2026-08-25
- $215M
- Total assets Near avg plan size
- 36,855
- Participants Very large workforce
- 96th
- Percentile by assets National rank
- $5,832
- Avg per participant Low balance/head
Official DOL plan name: Whataburger 401(k) Savings Plan · Sponsored by Whataburger Restaurants LLC · Texas · Food Services & Accommodation
$215M in assets, 36,855 participants
Whataburger Restaurants LLC's Whataburger 401(k) Savings Plan reported $215M in total assets and 36,855 participants in its 2022 DOL Form 5500 filing, ranking in the 96th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #4,548 in Food Services & Accommodation (4,592 peers)
Coverage in Texas
Whataburger 401(k) Savings Plan covers 36,855 participants in Texas, 54x the typical Texas plan (state average ~688 per filing). Assets: $215M.
- #4,548
- in Food Services & Accommodation (4,592 peers)
- -21.8%
- assets change YoY
- 2.2×
- vs typical plan assets (national mean)
The plan reported a net loss of $60M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Whataburger 401(k) Savings Plan's outsized position by total assets
Whataburger 401(k) Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$214,955,726 Top 4% higher than 96% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Whataburger 401(k) Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Whataburger 401(k) Savings Plan is a mega filing (36,855 participants), the rightmost band on the breakdown.
EBSA filing schedule strip
Filing strip 301199687 · Whataburger Restaurants LLC PY 2022 · 401(k)
Whataburger 401(k) Savings Plan · $215M · 36,855 · 96th
- NET $215M
- NET 36,855
- NET 96th
- NET 401(k)
- NET near Erickson Community 401(k) Plan
- NET ind #4548
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Food Services & Accommodation retirement plans → · Plans in Texas →
Whataburger 401(k) Savings Plan in the asset neighbourhood
Texas filing particulars
| Total Assets (Beginning of Year) | $275M |
|---|---|
| Net Assets (End of Year) | $215M |
| Net Income | -$60M |
| Employer EIN | 301199687 |
| Plan Effective Date | 1971-10-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Whataburger Restaurants LLC)
Sponsor-wide plan assets over time
All Whataburger Restaurants LLC plans reported in each filing year
- Latest sponsor-wide plan assets
- $262M 21.868410707049506% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 36,855 | $215M |
| 2023 | 1 | 36,109 | $236M |
| 2024 | 1 | 38,324 | $262M |
Nearby 401(k) Plans in Texas
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- AT&T Retirement Savings Plan $37.6B · 144,503
- Exxonmobil Savings Plan $21.3B · 23,619
- Caterpillar 401(k) Savings Plan $13.8B · 38,538
- American Airlines, Inc. 401(k) Plan $12.8B · 85,577
- Dell Inc. 401(k) Plan $12.0B · 47,532
Scale composition for Whataburger 401(k) Savings Plan
Whataburger 401(k) Savings Plan reports $215M in end-of-year assets across 36,855 participants (0.002% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.039% of 93,925,755 covered participants) - about $5,832 per participant (4% of the national average assets-per-participant) . Net income for plan year 2022 was -$60M.
This plan identity (EIN 301199687, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $215M to $262M (+21.9%) while covered participants moved from 36,855 to 38,324 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 36,855 | $215M | This page |
| 2023 | 36,109 | $236M | Open filing |
| 2024 · index core | 38,324 | $262M | Open filing |
The same sponsor also keeps 1 other index-core plan on PlainRetire:
- Whataburger 401(k) Savings Plan (401(k), $262M, 38,324 participants)
Whataburger 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Texas, the nearest 401(k) by assets is Erickson Community 401(k) Plan in MD ($215M); by covered participants it is General Dynamics Corporation 401(k) Plan 6.0 in VA (36,822 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($215M here).
- Erickson Community 401(k) Plan (MD) $215M · 10,526
- B.F. Saul Company Employees' 401(k) Retirement Plan (MD) $215M · 1,197
- Halma Holdings Inc. Profit Sharing/Savings Retirement Plan (FL) $215M · 2,299
- Global Atlantic Financial Company 401(k) Plan (NY) $215M · 1,228
Similar participant headcount
Nearest other-state filings by covered participants (36,855 participants); asset peers above are excluded.
- General Dynamics Corporation 401(k) Plan 6.0 (VA) 36,822 · 33 off
- 401(k) Savings and Profit Sharing Plan for Employees of Nike, Inc. (OR) 36,913 · 58 off
- The Giant Company Retirement Savings Plan (PA) 36,990 · 135 off
- Crh Americas 401(k) Plan (GA) 37,032 · 177 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.