401(k) · DOL Form 5500 · 2023

Whataburger Restaurants LLC 401(k) Plan

Data updated 2026-08-25

$236M
Total assets Near avg plan size
36,109
Participants Very large workforce
95th
Percentile by assets National rank
$6,529
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Whataburger 401(k) Savings Plan · Sponsored by Whataburger Restaurants LLC · Texas · Food Services & Accommodation

$236M in assets, 36,109 participants

Whataburger Restaurants LLC's Whataburger 401(k) Savings Plan reported $236M in total assets and 36,109 participants in its 2023 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,783 in Food Services & Accommodation (3,828 peers)

Coverage in Texas

Whataburger 401(k) Savings Plan covers 36,109 participants in Texas, 53x the typical Texas plan (state average ~688 per filing). Assets: $236M.

#3,783
in Food Services & Accommodation (3,828 peers)
+9.7%
assets growth YoY
2.4×
vs typical plan assets (national mean)

Whataburger 401(k) Savings Plan's outsized position by total assets

Whataburger 401(k) Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$235,760,407 Top 5% higher than 95% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Whataburger 401(k) Savings Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Whataburger 401(k) Savings Plan is a mega filing (36,109 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Whataburger 401(k) Savings Plan reported net income rose from -$60M in the plan year 2022 filing to $21M in the plan year 2023 filing.
  • Whataburger 401(k) Savings Plan end-of-year assets rose from $215M in the plan year 2022 filing to $236M in the plan year 2023 filing.
  • Whataburger 401(k) Savings Plan reported participants fell from 36,855 in the plan year 2022 filing to 36,109 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Published 5500 schedule card

Filing strip 301199687 · Whataburger Restaurants LLC PY 2023 · 401(k)

Whataburger 401(k) Savings Plan · $236M · 36,109 · 95th

  • BOY $236M
  • SCH 36,109
  • EBSA 95th
  • PART 401(k)
  • TYPE near Moran Towing Corporation 401(k) Plan
  • NET ind #3783

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Food Services & Accommodation retirement plans → · Plans in Texas →

Whataburger 401(k) Savings Plan in the asset neighbourhood

Whataburger 401(k) Savings PlanWhataburger 401(k) Savings P…$236MMoran Towing Corporation 401(k) PlanMoran Towing Corporation 401…$236MMacom Technology Solutions Holdings, Inc. 401(k) PlanMacom Technology Solutions H…$236MWilliams International Employees Savings PlanWilliams International Emplo…$235MDaktronics, Inc. 401(k) Plan$235M
End-of-year total assets ($M) among Whataburger 401(k) Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Texas filing particulars

Total Assets (Beginning of Year)$215M
Net Assets (End of Year)$236M
Net Income$21M
Employer EIN301199687
Plan Effective Date1971-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Whataburger Restaurants LLC)

Sponsor-wide plan assets over time

All Whataburger Restaurants LLC plans reported in each filing year

Latest sponsor-wide plan assets
$262M 21.868410707049506% vs 2022
2024 filing year
$200M$220M$240M$260M$280M 202220232024 $215M $262M ▲ +21.9%
Year Plans Participants Total Assets
2022 1 36,855 $215M
2023 1 36,109 $236M
2024 1 38,324 $262M

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Whataburger 401(k) Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. 050000100000150000 -1001020304050 Total assets ($B) Participants Whataburger 401(k) Savings Plan, Total assets ($B): 0.235760407 · Participants: 36109Whataburger 401(k) Savings PlanAT&T Retirement Savings Plan, Total assets ($B): 40.012012 · Participants: 119854AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.917 · Participants: 23477Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 16.496476432 · Participants: 41679Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 14.680189879 · Participants: 88792American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 13.529835 · Participants: 45686Dell Inc. 401(k) Plan
Whataburger 401(k) Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants
Compare Whataburger 401(k) Savings Plan side-by-side with 3 peers →

Scale composition for Whataburger 401(k) Savings Plan

Whataburger 401(k) Savings Plan reports $236M in end-of-year assets across 36,109 participants (0.002% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.038% of 93,925,755 covered participants) - about $6,529 per participant (5% of the national average assets-per-participant) . Net income for plan year 2023 was $21M.

This plan identity (EIN 301199687, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $215M to $262M (+21.9%) while covered participants moved from 36,855 to 38,324 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 36,855 $215M Open filing
2023 36,109 $236M This page
2024 · index core 38,324 $262M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Whataburger 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Moran Towing Corporation 401(k) Plan in CT ($236M); by covered participants it is Savings and Supplemental Retirement Plan of Novant Health, Inc. in NC (36,063 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($236M here).

Similar participant headcount

Nearest other-state filings by covered participants (36,109 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Whataburger 401(k) Savings Plan assets move in 2023? ▼
Whataburger 401(k) Savings Plan grew at a solid clip - up 9.7% during 2023, from $215M to $236M. Reported net income was $21M.
How have Whataburger Restaurants LLC plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Whataburger Restaurants LLC's sponsor-wide assets grew 21.9%, from $215M to $262M.
Where does Whataburger 401(k) Savings Plan rank by assets among Form 5500 filers? ▼
Whataburger 401(k) Savings Plan ranks in the 95th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Whataburger 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Moran Towing Corporation 401(k) Plan in CT ($236M, 803 participants).
Which 401(k) plans cover a similar participant headcount to Whataburger 401(k) Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Savings and Supplemental Retirement Plan of Novant Health, Inc. in NC (36,063 participants, $1.5B in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 301199687.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.