State retirement profile · Form 5500

Retirement Plans in Florida

According to DOL Form 5500 filings (plan year 2024), employer-sponsored 401(k), pension, and other retirement plans headquartered in Florida report the totals below.

Data updated 2026-08-06

6,304
Plans
$291.9B
Total assets
#17
By assets

$291.9B across 6,304 plans

According to DOL Form 5500 filings (plan year 2024), Florida has 6,304 employer-sponsored retirement plans holding $291.9B in total assets for 3,976,968 participants, ranking 17th nationally by plan assets, with 76% structured as 401(k)s and an average of $46M per plan.

  • 17th nationally by plan assets
  • 76% 401(k) plans

The state in one line

Florida hosts 6,304 employer-sponsored retirement plans holding $291.9B for 3,976,968 participants, the 17th-largest state by plan assets.

$291.9B
total plan assets
6,304
employer plans
$73,385
avg assets per participant
76%
of plans are 401(k)s
401(k) Plans
4,786
Participants
3,976,968

What the Form 5500 Data Shows for Florida

Florida: 6,304 employer-sponsored plans (4,786 401(k)), $291.9B aggregate assets, 3,976,968 participants. Average plan: $46M; largest is L3harris Retirement Savings Plan at $16.3B. Leading sector by assets: Professional & Technical Services (16%). These figures aggregate the 6,304 Form 5500 filings Florida sponsors submitted for plan year 2024, counted by sponsor headquarters rather than participant residence; a plan administered in Florida can cover workers across several states, and the methodology page details that HQ-vs-residence distinction. DOL Form 5500 methodology + HQ-vs-residence caveats →

Florida hosts 196 ESOP filings

Employee Stock Ownership Plans here hold $20.1B. ESOP density is uneven across states; when the count clears a meaningful floor, the ESOP ranking and industry pages are the better drill-downs than a 401(k)-only read.

DOL Form 5500 plan year 2024

Where Florida sits in the Form 5500 corpus

Florida ranks in the upper half by plan assets (#17 of 56). Its totals are large enough for industry-mix and largest-plan concentration to matter more than the headline alone.

DOL Form 5500 plan year 2024

Industry mix in Florida

Top sectors by Form 5500 plan assets for sponsors headquartered here (plan year 2024).

Industry Plans Assets
Professional & Technical Services 961 $47.7B
Manufacturing 503 $44.6B
Healthcare & Social Assistance 802 $39.7B
Retail Trade 551 $31.6B
Finance & Insurance 408 $29.2B

Largest Plans in Florida

# Plan Name Type Participants Total Assets
1 L3harris Retirement Savings Plan 401(k) 40,330 $16.3B
2 Publix Super Markets, Inc. Employee Stock Ownership Plan & Trust ESOP 149,213 $14.3B
3 Savings Plan for Employees and Partners of Pwc 401(k) 51,081 $13.2B
4 Adp Totalsource Retirement Savings Plan 401(k) 310,261 $9.2B
5 Publix Super Markets, Inc. 401(k) Smart Plan 401(k) 197,102 $8.1B
6 L3harris Technologies Consolidated Pension Plan Defined Benefit (Pension) 4,996 $7.6B
7 Nextera Energy, Inc. Employee Retirement Savings Plan 401(k) 16,678 $5.5B
8 Nextera Energy, Inc. Employee Pension Plan Defined Benefit (Pension) 14,419 $5.3B
9 Fidelity National Information Services, Inc. 401(k) Profit Sharing Plan 401(k) 21,289 $4.7B
10 Siemens Energy, Inc. Savings Plan 401(k) 10,564 $4.0B
11 Baycare Health System Retirement Plan 401(k) 31,828 $3.1B
12 The Fidelity National Financial Group 401(k) Profit Sharing Plan 401(k) 18,430 $3.0B
13 Raymond James Financial, Inc. 401(k) Plan 401(k) 15,535 $2.9B
14 Baptist Health South Florida, Inc. 403(b) Employee Retirement Plan Other 26,141 $2.7B
15 Csx Pension Plan Defined Benefit (Pension) 2,293 $2.3B
16 Oasis Retirement Savings Plan 401(k) 83,612 $2.1B
17 University of Miami Retirement Savings Plan Other 12,711 $2.1B
18 Southern Glazer's 401(k) Plan 401(k) 18,867 $2.1B
19 Holland and Knight Profit Sharing Plan & Trust 401(k) 3,700 $2.0B
20 Ukg Retirement Savings Plan 401(k) 10,871 $2.0B
21 Orlando Health Retirement Savings Plan 403b Other 27,987 $1.9B
22 Pmg Services, Inc. Thrift and Profit Sharing Plan 401(k) 7,318 $1.8B
23 Brown & Brown, Inc Employee Savings Plan 401(k) 12,055 $1.8B
24 Jm Family Associates' Profit Sharing and 401(k) Plan 401(k) 4,043 $1.7B
25 Blue Cross and Blue Shield of Florida, Inc. 401(k) Retirement Savings Plan 401(k) 8,959 $1.7B

Nearby States by Retirement Plan Footprint

States ranked adjacent to Florida by total retirement plan assets.

Compare Florida side-by-side with 3 peer states →

Frequently Asked Questions

What is the largest retirement plan headquartered in Florida? ▼
The largest Form 5500 filing by assets with a headquarters address in Florida is L3harris Retirement Savings Plan ($16.3B, 40,330 participants).
Which industry leads Florida retirement plan assets? ▼
Professional & Technical Services leads with $47.7B across 961 plans headquartered here (16% of state plan assets).
How does Florida compare to other states for retirement plans? ▼
Florida ranks in the upper half by plan assets (#17 of 56). Its totals are large enough for industry-mix and largest-plan concentration to matter more than the headline alone.

Next read for Florida

Plan-type reading

Ways to act on Florida's numbers.

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset. Shows the top 25 plans by total assets headquartered in Florida, out of 122,942 ERISA-covered plans nationally. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - state is the plan sponsor's headquarters state as recorded on the Form 5500 filing.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.