State retirement profile · Form 5500

Retirement Plans in Georgia

According to DOL Form 5500 filings (plan year 2024), employer-sponsored 401(k), pension, and other retirement plans headquartered in Georgia report the totals below.

Data updated 2026-08-06

3,470
Plans
$399.4B
Total assets
#11
By assets

$399.4B across 3,470 plans

According to DOL Form 5500 filings (plan year 2024), Georgia has 3,470 employer-sponsored retirement plans holding $399.4B in total assets for 3,907,254 participants, ranking 11th nationally by plan assets, with 76% structured as 401(k)s and an average of $115M per plan.

  • 11th nationally by plan assets
  • 76% 401(k) plans

The state in one line

Georgia hosts 3,470 employer-sponsored retirement plans holding $399.4B for 3,907,254 participants, the 11th-largest state by plan assets.

$399.4B
total plan assets
3,470
employer plans
$102,208
avg assets per participant
76%
of plans are 401(k)s
401(k) Plans
2,623
Participants
3,907,254

What the Form 5500 Data Shows for Georgia

Georgia: 3,470 employer-sponsored plans (2,623 401(k)), $399.4B aggregate assets, 3,907,254 participants. Average plan: $115M; largest is UPS Retirement Plan at $21.2B. Leading sector by assets: Transportation & Warehousing (25%). These figures aggregate the 3,470 Form 5500 filings Georgia sponsors submitted for plan year 2024, counted by sponsor headquarters rather than participant residence; a plan administered in Georgia can cover workers across several states, and the methodology page details that HQ-vs-residence distinction. DOL Form 5500 methodology + HQ-vs-residence caveats →

Transportation & Warehousing leads Georgia plan assets (25%)

Among plans headquartered here, Transportation & Warehousing accounts for $99.5B across 118 filings, ahead of Manufacturing at $60.2B. Sector mix is a Form 5500-derived signal: it reflects where sponsors file from, not where every participant lives.

DOL Form 5500 plan year 2024

Georgia hosts 125 ESOP filings

Employee Stock Ownership Plans here hold $4.3B. ESOP density is uneven across states; when the count clears a meaningful floor, the ESOP ranking and industry pages are the better drill-downs than a 401(k)-only read.

DOL Form 5500 plan year 2024

Where Georgia sits in the Form 5500 corpus

Georgia ranks in the upper half by plan assets (#11 of 56). Its totals are large enough for industry-mix and largest-plan concentration to matter more than the headline alone.

DOL Form 5500 plan year 2024

Industry mix in Georgia

Top sectors by Form 5500 plan assets for sponsors headquartered here (plan year 2024).

Industry Plans Assets
Transportation & Warehousing 118 $99.5B
Manufacturing 474 $60.2B
Real Estate 146 $32.4B
Finance & Insurance 191 $31.1B
Utilities 17 $25.7B

Largest Plans in Georgia

# Plan Name Type Participants Total Assets
1 UPS Retirement Plan Defined Benefit (Pension) 43,465 $21.2B
2 The Teamster - UPS National 401(k) Tax Deferred Savings Plan 401(k) 452,126 $19.3B
3 Delta 401(k) Retirement Plan 401(k) 89,836 $19.0B
4 Delta 401(k) Retirement Plan for Pilots 401(k) 14,473 $15.9B
5 The Southern Company Pension Plan Defined Benefit (Pension) 25,843 $15.3B
6 UPS 401(k) Savings Plan 401(k) 95,250 $14.2B
7 The Home Depot Futurebuilder 401(k) 398,464 $14.1B
8 UPS/Ibt Full-Time Employee Pension Plan Defined Benefit (Pension) 69,627 $12.2B
9 The Southern Company Employee Savings Plan 401(k) 27,802 $9.3B
10 UPS Pension Plan Defined Benefit (Pension) 157,587 $9.3B
11 Cox Enterprises, Inc. 401(k) Plan 401(k) 45,347 $8.1B
12 Delta Retirement Plan Defined Benefit (Pension) 15,222 $7.3B
13 Cox Enterprises, Inc. Pension Plan Defined Benefit (Pension) 22,501 $7.1B
14 Aon Savings Plan 401(k) 13,974 $6.7B
15 Ufcw Consolidated Pension Fund Defined Benefit (Pension) 184,887 $5.6B
16 Emory University Retirement Plan Profit Sharing 18,936 $5.5B
17 Westrock Company 401(k) Retirement Savings Plan 401(k) 32,796 $5.0B
18 Georgia-Pacific LLC 401(k) Retirement Savings Plan 401(k) 14,841 $4.7B
19 Crh Americas 401(k) Plan Profit Sharing 35,710 $4.2B
20 The Coca-Cola Company Pension Plan Defined Benefit (Pension) 7,051 $3.9B
21 The Coca-Cola Company 401(k) Plan 401(k) 7,553 $3.8B
22 Intercontinental Exchange, Inc. 401(k) Plan 401(k) 4,982 $3.3B
23 Georgia-Pacific LLC Hourly Pension Plan Defined Benefit (Pension) 7,127 $3.2B
24 Piedmont Healthcare, Inc. 401(k) Tomorrowplan 401(k) 33,958 $2.9B
25 Emory Healthcare, Inc. Retirement Savings and Matching Plan Profit Sharing 23,760 $2.8B

Nearby States by Retirement Plan Footprint

States ranked adjacent to Georgia by total retirement plan assets.

Compare Georgia side-by-side with 3 peer states →

Frequently Asked Questions

What is the largest retirement plan headquartered in Georgia? ▼
The largest Form 5500 filing by assets with a headquarters address in Georgia is UPS Retirement Plan ($21.2B, 43,465 participants).
Which industry leads Georgia retirement plan assets? ▼
Transportation & Warehousing leads with $99.5B across 118 plans headquartered here (25% of state plan assets).
How does Georgia compare to other states for retirement plans? ▼
Georgia ranks in the upper half by plan assets (#11 of 56). Its totals are large enough for industry-mix and largest-plan concentration to matter more than the headline alone.

Next read for Georgia

Industry-mix reading

Ways to act on Georgia's numbers.

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset. Shows the top 25 plans by total assets headquartered in Georgia, out of 122,942 ERISA-covered plans nationally. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - state is the plan sponsor's headquarters state as recorded on the Form 5500 filing.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.